Business Details
Your Trusted Mortgage Partner in Seattle, WA
West Seattle Mortgage has dedicated itself to transforming homeownership dreams into reality through a combination of local expertise and three decades of industry experience. Our approach centers on personalized service, leveraging an extensive network of top-tier lenders to secure competitive rates and minimize fees for clients. We act as trusted partners throughout the mortgage process, offering transparent guidance and tailored solutions for first-time buyers, refinancers, and real estate investors. Our commitment to excellence is reflected in our focus on client communication, accessibility, and building long-term relationships grounded in trust and mutual success. 
Services
Fixed Rate Mortgage
FHA Loan
VA Loan
USDA Loan
Jumbo Loan
First Time Home Buyer
Investment Property Mortgage
Bank Statement Program
Construction Home Loan
Refinance
Highlights and features
- We offer three decades of local mortgage expertise tailored to your needs
- Our extensive network of lenders ensures competitive rates and personalized solutions
- We provide transparent guidance and education throughout the mortgage process
- Our team prioritizes accessibility and timely communication for every client
- We specialize in matching clients with mortgage products that align with their unique financial goals
Services
Fixed Rate Mortgage
Our Fixed Rate Mortgages provide stable monthly payments with consistent interest rates throughout the loan term. This service offers financial predictability for homebuyers seeking long-term budgeting security. Clients benefit from our extensive lender network to find competitive rates tailored to their specific needs.
VA Loan
VA Loans offer qualified military members and veterans $0 down payment options with flexible qualification requirements. Our team specializes in guiding clients through the VA loan process, maximizing benefits while ensuring compliance with program guidelines for eligible applicants.
First Time Home Buyer
Tailored mortgage programs for first-time homebuyers include down payment assistance and educational resources. We provide specialized guidance to navigate the home purchase process, helping new buyers understand financing options and overcome common barriers to homeownership.
Refinance
Our refinance solutions help homeowners reduce monthly payments, access equity, or adjust loan terms. We analyze current market conditions and client financial situations to determine optimal refinancing strategies that align with long-term financial goals.
Construction Home Loan
Construction mortgages finance custom home building projects from groundbreaking to completion. We offer phased funding structures and specialized underwriting to support clients through every stage of constructing their dream home with tailored financing solutions.
People
Robert McAllister
Mortgage Broker/Sr. Loan Officer
Robert McAllister, NMLS #89208, brings decades of mortgage expertise to help clients achieve homeownership goals. His personalized approach focuses on educating clients about financing options while delivering tailored mortgage solutions.
Sandy Howard
Sr. Loan Officer
Sandy Howard, NMLS #114921, specializes in guiding clients through mortgage transactions with clear communication and local market knowledge. Her client-first approach ensures personalized support from pre-approval to closing.
Questions
What mortgage services do you offer?
We provide fixed-rate mortgages, VA loans, FHA loans, USDA loans, jumbo loans, first-time homebuyer programs, investment property financing, construction loans, and refinance options.
Do you offer VA loans for military members?
Yes, we specialize in VA loans with $0 down payment options for qualified veterans and active-duty military members, including guidance through the entire VA loan process.
How can I get pre-approved for a mortgage?
Complete our online prequalification form to receive a preapproval letter that clarifies your budget and strengthens your position as a serious homebuyer in competitive markets.
What areas do you serve?
We primarily serve Seattle, WA and surrounding areas, with expertise in local real estate markets and lending requirements specific to Washington State properties.
Can I refinance my existing mortgage?
Yes, we offer refinance solutions to reduce payments, access home equity, or adjust loan terms. Our team analyzes your current mortgage to determine the best refinancing strategy.
