Business Details
Trusted Mortgage Brokers in St. Louis, MO
At St Louis Mortgage Consultants, we prioritize building lifelong relationships with our clients by delivering efficient and competitive mortgage loan products. Our team combines over 30 years of management and ownership experience in the mortgage industry to provide professional advice and personalized service. With a track record of 2000+ satisfied customers and a perfect record of zero complaints with the Better Business Bureau, we emphasize transparency through free upfront good faith estimates and credit reports.Our approach integrates expertise and creativity to ensure successful loan closings, whether clients are purchasing, refinancing, or exploring new opportunities. We maintain accessibility seven days a week, recognizing the time-sensitive nature of mortgage rates and client needs.
Services
Conventional Loans
FHA Loans
Jumbo Loans
Reverse Mortgage
USDA VA Loans
Refinance
Loan Consultation
Mortgage Resources
Mortgage Terminology
Mortgage Checklist
Highlights and features
- We offer over 30 years of combined mortgage industry expertise.
- Our team has helped 2000+ satisfied customers achieve their goals.
- We provide free upfront good faith estimates and credit reports.
- We maintain a perfect record with the Better Business Bureau.
- Available seven days a week for personalized mortgage assistance.
What people say
Best rate and clear details
Quick and informed responses
Professional and responsive
Integral to first home purchase
Highly recommend
Services
Conventional Loans
Conventional loans offer flexible terms for homebuyers with strong credit. We provide competitive rates and personalized guidance to help you secure financing for your primary residence, investment property, or second home.
FHA Loans
FHA loans require low down payments and are ideal for first-time buyers. Our experts simplify the process, ensuring you meet eligibility requirements while securing favorable terms for your new home.
Jumbo Loans
Jumbo loans cater to high-value properties exceeding standard limits. We connect you with specialized lenders to navigate complex underwriting and secure financing for luxury or high-cost area homes.
Reverse Mortgage
Reverse mortgages allow homeowners 62+ to convert equity into income. We explain program details, ensuring you understand financial implications and eligibility criteria for this retirement tool.
Refinance
Refinancing can lower rates, reduce payments, or access home equity. Our team evaluates your current loan to identify savings opportunities and streamline the process for improved financial outcomes.
People
Jeff Gaona
Co-Founder
Jeff Gaona combines 15+ years of mortgage expertise with a client-focused approach. He specializes in FHA and conventional loans, ensuring tailored solutions for first-time buyers and seasoned homeowners.
Mike Kraus
Co-Founder
Mike Kraus leverages 15+ years in mortgage lending to deliver strategic financing options. His focus on jumbo and reverse mortgages helps clients navigate complex transactions with confidence.
Peter Esson
Mortgage Consultant
Peter Esson brings deep industry knowledge and a commitment to transparency. With a track record of 1000+ successful closings, he guides clients through seamless home purchases and refinances.
Eric Stone
Mortgage Consultant
Eric Stone specializes in first-time homebuyer programs and refinance strategies. His proactive communication ensures clients feel informed and supported at every loan stage.
Jeff Gaona
Mortgage Consultant
Jeff Gaona provides personalized mortgage solutions, focusing on client education and long-term financial goals. His responsiveness and market insight ensure a smooth lending experience.
Questions
What mortgage loan options do you offer?
We provide FHA, conventional, jumbo, reverse, USDA, and VA loans, along with refinance options tailored to your financial situation.
How do you ensure a stress-free mortgage process?
Our team prioritizes clear communication, personalized guidance, and timely responses to address your needs throughout the loan process.
Are your services available on weekends?
Yes, we are available seven days a week to accommodate your schedule and answer mortgage-related questions.
Do you offer free consultations?
Yes, we provide free upfront good faith estimates and credit reports to help you understand your mortgage options.
How experienced is your team?
Our co-founders have 30+ years of combined experience in mortgage lending, supported by a team of knowledgeable professionals.
