Business Details
33 Years
experience
Trusted Multifamily Real Estate Lending Solutions
Arbor Realty Trust has been a relationship-first multifamily direct lender and loan servicer since 1993. Our track record of success is built on developing long-term connections and collaborating with borrowers to tailor custom loan solutions that consistently deliver results. With over 30 years of experience, we specialize in loan origination and servicing for multifamily, single-family rental (SFR) financing, and diverse commercial real estate assets nationwide. Our team brings decades of multifamily and commercial real estate expertise, offering personalized service that surpasses industry standards. As a nationwide real estate investment trust and direct lender, we are committed to enhancing the U.S. rental housing supply through innovative financing solutions.Our capabilities include Fannie Mae DUS Multifamily Lending, Freddie Mac Optigo Multifamily Lending, FHA-insured financing, and bridge loan programs. We pride ourselves on being a one-stop shop for multifamily financing needs, from short-term bridge financing to permanent agency loan take-outs. Our in-house loan servicing division manages a multibillion-dollar portfolio, rated by S&P and Fitch for commercial and special servicing. We actively support community initiatives, such as our partnership with Smile Farms to advance opportunities for people with disabilities. With offices across the country, we provide localized expertise while maintaining a national reach to serve clients wherever their portfolios take them.
Services
Fannie Mae Loans
Freddie Mac Loans
FHA Multifamily Loans
Bridge Financing
Private Construction Loans
Mezzanine Financing
Single-Family Rental Financing
Affordable Housing Loans
Workforce Housing Financing
Details
- Year established: 1993
Highlights and features
- We offer 30+ years of specialized expertise in multifamily and commercial real estate financing.
- Our nationwide presence supports clients in all 50 states with localized market knowledge.
- We provide customized loan solutions from bridge financing to permanent agency take-outs.
- Our in-house servicing division manages a multibillion-dollar portfolio with S&P/Fitch ratings.
- We maintain a commitment to affordable housing and community development initiatives.
Associations and certifications
- Fannie Mae
- Freddie Mac
- Federal Housing Administration (HUD)
What people say
Expertise in multifamily financing
Personalized service
Efficient loan processing
Market knowledge
Affordable housing commitment
Services
Fannie Mae Loans
As a top Fannie Mae DUS lender, we provide long-term fixed-rate financing for multifamily properties. Our program offers competitive pricing, streamlined underwriting, and flexible terms up to 30 years. This service caters to investors seeking stable, permanent financing for conventional and affordable housing assets.
Freddie Mac Loans
Our Freddie Mac Optigo platform delivers tailored financing solutions for multifamily properties with streamlined processes and predictable outcomes. This service supports investors through various loan programs including small balance loans and targeted affordable housing initiatives.
FHA Multifamily Loans
HUD-insured financing options provide long-term, fixed-rate loans for multifamily and seniors housing developments. These loans offer low interest rates, non-recourse terms, and construction financing options for developers and property owners.
Bridge Financing
Our bridge loan program offers flexible, short-term financing for multifamily and commercial properties. Designed for transitional assets or value-add opportunities, these loans provide quick execution with clear exit strategies to permanent financing.
Private Construction Loans
Arbor Private Construction (APC) provides non-agency financing for shovel-ready multifamily projects in primary markets. This dynamic program supports developers seeking capital for premium rental housing developments with expedited approval processes.
People
Ivan Kaufman
Chairman, CEO, and President
Ivan Kaufman founded Arbor Realty Trust in 1993 and has led its growth into a leading multifamily and commercial real estate lender. With decades of industry experience, he oversees strategic direction and maintains the company's relationship-first approach.
John G. Caulfield
Executive Vice President, Chief Operating Officer, Agency Lending
John Caulfield leads agency lending operations with extensive multifamily finance experience. He manages day-to-day operations while ensuring efficient execution of Fannie Mae and Freddie Mac loan programs for clients.
Paul Elenio
Executive Vice President, Chief Financial Officer
Paul Elenio oversees financial strategy and corporate finance for Arbor Realty Trust. With deep expertise in real estate finance, he manages capital markets activities and financial operations for the REIT.
David E. Friedman
Executive Vice President, Chief Credit Officer
David Friedman leads non-agency production and syndications with CRE industry expertise. He focuses on structured finance solutions and risk management while maintaining the company's credit standards.
Daniella Muller
Executive Vice President, Human Resources
Daniella Muller manages human resources and legal affairs with a focus on talent development. She drives employee engagement initiatives while ensuring compliance with corporate governance standards.
Questions
What multifamily loan programs does Arbor offer?
We provide Fannie Mae, Freddie Mac, FHA, bridge, mezzanine, and private construction loans for multifamily properties nationwide.
How does Arbor support affordable housing initiatives?
We offer specialized financing programs through Fannie Mae and HUD-insured loans to create and preserve affordable housing units across the US.
What is Arbor Private Construction (APC)?
APC is our non-agency construction financing program for shovel-ready multifamily projects in primary markets with expedited approval processes.
How does Arbor handle loan servicing?
Our in-house servicing division manages a multibillion-dollar portfolio with S&P and Fitch ratings for commercial and special servicing.
What happens to multifamily financing during a government shutdown?
Most multifamily financing activities continue uninterrupted as our programs operate independently of federal government operations.
How can I apply for an Arbor loan?
Submit a request through our Arbor Loan Express (ALEX) platform or contact our financing team at 800.ARBOR.10 for personalized assistance.
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