Business Details
23 Years
experience
Your Trusted Bay Area Mortgage and Real Estate Expert
Since 2003, Jason Wheeler has been dedicated to providing platinum-level service to Bay Area homebuyers and sellers. As a Broker Associate and Loan Consultant with C2 Financial, I combine real estate expertise with mortgage lending knowledge to offer clients comprehensive solutions. With over 20 years of local experience and access to 40+ lending partners, we specialize in navigating complex transactions including jumbo loans, portfolio financing, and first-time homebuyer programs.Our team prioritizes transparent communication and personalized guidance, leveraging relationships with top lenders to secure competitive rates and fast closings. Recognized as a multi-year top 10 producer among C2's 1,100+ agents, we maintain affiliations with the Bay East Association of Realtors and National Association of Mortgage Brokers to ensure industry-leading service.
Services
Mortgage Loans
Jumbo Loans
Reverse Mortgages
Real Estate Services
Transactional Funding
Details
- Year established: 2003
Highlights and features
- 20+ years serving Bay Area real estate and mortgage needs
- Access to 40+ lending partners for competitive rates
- 21-day fast closing guarantee on purchase transactions
- Specialized in complex financing: jumbo loans, portfolio lending
- Multi-year top 10 producer among 1,100+ C2 agents
Associations and certifications
- Scotsman Guide Top Lender
- Mortgage Professional Magazine Top 50
What people say
Super responsive
Quickest approvals
Made process smooth
Highly recommend
Extremely helpful
Services
Mortgage Loans
Comprehensive mortgage solutions for purchase and refinance transactions. Offering conventional, FHA, VA, and specialized loan programs with down payments as low as 3.5%. Expert guidance through the entire loan process from pre-approval to closing.
Jumbo Loans
Portfolio lending solutions for high-value properties exceeding conventional loan limits. Loan amounts available from $500,000 up to $5,000,000 with flexible underwriting criteria. Specialized programs for investment properties and unique real estate scenarios.
Real Estate Services
Full-service real estate representation for home sellers and buyers. Local market expertise in Pleasant Hill and surrounding communities. Strategic pricing guidance, marketing solutions, and transaction coordination for smooth property transfers.
Transactional Funding
Short-term capital solutions for real estate investors. Fix-and-flip financing based on after-repair value, cash-out refinancing options, and bridge loans for property acquisitions requiring quick closing timelines.
Credit Repair Services
Personalized credit evaluation and improvement strategies. Expert analysis of credit reports to identify improvement opportunities, including debt management techniques and dispute resolution for inaccurate negative items.
People
Jason Wheeler
Broker Associate & Loan Consultant
20+ year Bay Area real estate and mortgage professional with C2 Financial. Multi-year top 10 producer among 1,100+ agents. Specializes in jumbo loans, portfolio financing, and first-time homebuyer programs.
Questions
What mortgage loan options do you offer?
We offer conventional, FHA, VA, jumbo, portfolio, and reverse mortgages. Special programs include fix-and-flip loans, stated-income options, and transactional funding for investors.
How quickly can you close a mortgage?
Our 21-day closing guarantee ensures fast transactions. Many purchase loans close within three weeks, with expedited options available for urgent situations.
Can you help with bad credit mortgages?
Yes, we offer credit improvement guidance and specialized loan programs for borrowers with past credit challenges including short sales, foreclosures, or bankruptcies.
Do you work with first-time homebuyers?
Absolutely. We provide educational resources, down payment assistance guidance, and specialized loan programs with low down payment options for first-time buyers.
What areas do you serve?
We specialize in the San Francisco East Bay including Pleasant Hill, Martinez, Concord, Walnut Creek, and surrounding communities. Available for select transactions statewide.
How do you handle complex financing scenarios?
With relationships at 40+ lenders and portfolio financing options, we specialize in non-traditional cases including high-balance loans, investment properties, and unique income documentation situations.
