Business Details
We are Custom Mortgage Services, a leading mortgage company operating in Georgia. Our team of professionals provides custom tailored mortgage solutions for every client. We offer a full range of financing options, including home purchase, refinance, conventional, FHA, VA, debt consolidation, HELOC, second mortgage, lease-to-own, and USDA loans. Our resources include planning guides, a mortgage loan process overview, payment calculators, and closing checklists to support borrowers. We have been serving Georgia homeowners for many years, a fact repeatedly noted by clients who observe our long-standing presence in the market. Our professionals, such as Chip, Travis, and Brian, are recognized for their deep knowledge and diligent guidance throughout each transaction.
We consistently secure competitive interest rates, enabling clients to reduce monthly payments or shorten loan terms without increasing costs. Client testimonials highlight our commitment to transparency, prompt communication, and minimal paperwork requirements. We go above and beyond to ensure a smooth closing experience, often acting as a single point of contact for all inquiries. Our approach prioritizes the clients best interest, even when it means advising against a product that would yield us less profit. We remain dedicated to helping families achieve homeownership dreams through reliable, ethical, and personalized mortgage services.
We consistently secure competitive interest rates, enabling clients to reduce monthly payments or shorten loan terms without increasing costs. Client testimonials highlight our commitment to transparency, prompt communication, and minimal paperwork requirements. We go above and beyond to ensure a smooth closing experience, often acting as a single point of contact for all inquiries. Our approach prioritizes the clients best interest, even when it means advising against a product that would yield us less profit. We remain dedicated to helping families achieve homeownership dreams through reliable, ethical, and personalized mortgage services.
Highlights and features
- We cut loan terms in half without raising payments.
- We return client calls and emails immediately.
- We require minimal paperwork for all transactions.
- We act as a single point of contact.
- We provide honest advice, even if it reduces our profit.
Services
Home Purchase
Our Home Purchase Loans provide financing for buyers seeking to acquire a primary residence in Georgia. We tailor each loan to the buyers financial profile, offering competitive interest rates and flexible down-payment options. Clients benefit from a streamlined approval process, clear communication, and the ability to lock in low rates that reduce monthly housing costs.
Refinance Loans
Our Refinance Loans enable existing homeowners to replace their current mortgage with a new loan. We assess the homeowners equity and credit to secure lower interest rates or adjust loan terms. Clients achieve reduced monthly payments, shorter loan durations, or access to cash for home improvements while maintaining transparent terms.
Conventional Loans
Our Conventional Loans offer mortgage financing that is not insured by a government agency. We provide these loans to borrowers with strong credit profiles, delivering competitive rates and flexible term options. Borrowers benefit from streamlined underwriting, potential for lower private mortgage insurance costs, and clear closing timelines.
FHA Loans
Our FHA Loans are government-insured mortgages designed to assist buyers with lower credit scores or limited down-payment funds. We guide applicants through the FHA requirements, ensuring they meet eligibility criteria while obtaining affordable rates. Clients gain access to homeownership with reduced upfront costs, manageable monthly payments, and the support of a trusted lender throughout the process.
VA Loans
Our VA Loans provide eligible veterans, active-duty service members, and surviving spouses with zero-down mortgage financing. We leverage the VA guarantee to secure competitive rates and eliminate the need for private mortgage insurance. Veterans benefit from lower closing costs, simplified qualification, and the ability to reuse their entitlement for future home purchases.
