Business Details
Your Trusted Mortgage Partner in Coral Gables, FL
At Family America Mortgage Corp, we prioritize individualized service, treating every client as a unique case rather than fitting them into standardized banking formulas. Our approach combines common sense with access to a diverse network of over 100 investors, including A-rated lenders and specialized hardship lenders, to secure optimal loan solutions. We specialize in a comprehensive range of mortgage products, from conventional and jumbo loans to FHA, VA, and commercial options, tailored to diverse financial situations including full documentation, no-documentation, and multi-family properties. With expertise in both conforming and non-conforming real estate loans, we guide clients through purchase and refinance processes, offering competitive rates across 30-year, 15-year, and adjustable-rate mortgages.Our team provides personalized support for loan analysis, cash-out refinancing, and debt consolidation, emphasizing transparency and client education through tools like affordability calculators and free informational reports. We maintain a commitment to ethical practices, operating with full transparency and no hidden fees while adapting to evolving market conditions and regulatory standards.
Services
Mortgage Loans
Refinancing Options
FHA Loans
VA Loans
Jumbo Loans
Home Equity Lines
Commercial Mortgages
Cash-Out Refinance
Reverse Mortgages
Loan Analysis Tools
Highlights and features
- We treat clients as individuals, not credit scores or formulas
- Access to over 100 lending partners including A-rated institutions
- Specialize in both conventional and non-conforming loan programs
- Offer 24/7 client consultation and loan analysis tools
- Maintain transparency with no hidden fees or surprise charges
Associations and certifications
- NMLS #991740
Services
Mortgage Loans
We provide comprehensive mortgage loan solutions for first-time buyers and experienced investors. Our offerings include conventional, FHA, and VA loans with competitive rates. Our team analyzes your financial situation to recommend optimal loan terms and structures that match your long-term goals.
Refinancing Options
Our refinancing services help homeowners reduce monthly payments, consolidate debt, or access home equity. We specialize in rate-and-term refinancing, cash-out options, and VA streamline programs. Our experts evaluate current market rates against your existing mortgage to determine the best refinancing strategy.
FHA Loans
We offer FHA-insured mortgage programs with low down payment requirements and flexible credit standards. Our specialists guide borrowers through the FHA loan process, explaining benefits like reduced closing costs and easier qualification criteria compared to conventional loans.
VA Loans
We provide VA-guaranteed loans for eligible military personnel and veterans. Our team explains VA loan benefits including zero down payment options, competitive interest rates, and no private mortgage insurance requirements. We assist with documentation and certification processes to streamline approval.
Loan Analysis Tools
Our digital tools help clients evaluate mortgage scenarios through affordability calculators and payment estimators. These resources analyze income, debt, and credit profiles to determine realistic home buying budgets and loan options tailored to individual financial situations.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, jumbo, commercial, and specialty loans including adjustable-rate mortgages and home equity lines of credit.
How can I determine what loan fits my needs?
Our team analyzes your financial situation and provides personalized recommendations through our free consultation and online mortgage calculators.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing, cash-out refinancing, and VA streamline programs to help reduce payments or access home equity.
What documentation is required for mortgage approval?
Documentation requirements vary by loan type but typically include income verification, asset statements, and property information.
Are there special programs for first-time homebuyers?
We offer FHA loans and other programs specifically designed for first-time buyers with lower down payment requirements and flexible credit standards.
How do I start the mortgage application process?
Begin with our online application or contact us directly to schedule a consultation with one of our mortgage specialists.
