Business Details
Commercial Real Estate Loan Solutions in Mesa, AZ
Imix Mortgage has established itself as a trusted partner in commercial real estate financing, offering tailored solutions for both traditional and non-bankable borrowers. With decades of combined experience, our team specializes in conventional and non-conventional loan programs, catering to owner-users, investors, and businesses seeking flexible financing options. We prioritize client needs by simplifying the loan process, leveraging our expertise in underwriting, and providing access to diverse funding sources. Our services span acquisition, refinancing, construction take-out loans, and cash-out options, supporting properties ranging from medical facilities to multifamily housing. Backed by a deep understanding of market fluctuations and borrower challenges, we deliver personalized strategies that align with individual financial goals.Our commitment to transparency and client education ensures borrowers fully comprehend their financing terms and obligations. Recognized for innovative problem-solving, we have successfully funded complex projects, including blanket loans for subdivisions and high-value commercial properties. By maintaining relationships with lenders and utilizing alternative collateral considerations, we bridge gaps where traditional institutions fall short. Our teams extensive background in real estate transactions and financial analysis positions us to handle unique scenarios, from bankruptcy foreclosures to hard money solutions. Whether youre a seasoned investor or a first-time commercial property buyer, Imix Mortgage provides the expertise and resources needed to achieve your objectives efficiently and effectively.
Services
Conventional Loans
Non-Conventional Loans
Cash-Out Loans
Construction Take-Out Loans
Portfolio Bank Loans
Hard Money Loans
SBA Loans
Blanket Loans
Bridge Financing
Multifamily Loans
Details
- Year established: 2025
Highlights and features
- We offer over 30 years of expertise in commercial real estate financing.
- Our team simplifies complex loan processes with personalized strategies.
- We provide flexible underwriting for both conventional and non-conventional borrowers.
- Our diverse loan programs cater to unique property types and financial scenarios.
- We deliver transparent, client-focused solutions with no hidden fees.
What people say
Smooth process
Creative solutions
Patient guidance
Quick responses
Successful project outcomes
Services
Conventional Loans
Conventional loans provide financing for commercial properties with standard underwriting criteria. Ideal for owner-users and investors with strong credit and stable income. These loans offer competitive rates and terms up to 30 years, supporting purchases, refinancing, and construction projects. Imix Mortgage streamlines the process for properties like retail spaces, office buildings, and multifamily units.
Non-Conventional Loans
Non-conventional loans cater to borrowers denied by traditional lenders. We accommodate poor credit, alternative income verification, and unique collateral scenarios. These loans support properties such as industrial warehouses, mobile home parks, and niche commercial spaces. Flexible terms and higher loan-to-value ratios enable financing where standard programs fall short.
Cash-Out Loans
Cash-out loans allow property owners to access equity for debt consolidation, business expansion, or emergencies. Funds can be used freely, with options for one-time disbursements or staggered payments. Imix Mortgage structures these loans to maximize liquidity while maintaining favorable repayment terms for commercial real estate investors.
Construction Take-Out Loans
Construction take-out loans replace short-term hard money loans with long-term conventional financing. Designed for completed projects, these loans offer lower interest rates and extended repayment periods. Imix Mortgage facilitates seamless transitions from construction to permanent financing for commercial properties like hotels and industrial facilities.
Portfolio Bank Loans
Portfolio bank loans provide customized financing for unique properties or borrowers with non-standard financial profiles. These programs allow exceptions to conventional lending rules, supporting properties such as mixed-use buildings, land developments, and specialized commercial spaces. Imix Mortgage negotiates terms directly with lenders to meet client needs.
People
Marcelino Gallardo
Founder and Principal
With over 30 years in real estate financing, Marcelino Gallardo specializes in assessing and underwriting complex loan requests. He leads originations and company strategy, leveraging deep industry expertise to deliver tailored solutions for commercial borrowers.
Esther P Gallardo
Chief Operating Officer
Esther P Gallardo oversees operations and transaction analysis with 25+ years of real estate experience. A CCIM-certified expert, she ensures rigorous financial auditing and operational efficiency, contributing to Imix Mortgage's success in handling diverse commercial loan scenarios.
Claudia Moreno
Senior Consultant
Claudia Moreno brings extensive commercial mortgage experience, focusing on client-centric financing strategies. She specializes in guiding borrowers through unique loan scenarios, ensuring transparent communication and alignment with long-term investment goals.
Questions
What types of commercial real estate loans do you offer?
We offer conventional, non-conventional, cash-out, construction take-out, SBA, hard money, and blanket loans for properties like multifamily housing, industrial warehouses, and retail spaces.
How does your loan application process work?
Start with a free consultation to discuss your financing needs. We analyze your property, financials, and goals, then tailor a loan program to fit your unique situation.
Can I qualify for a loan with poor credit?
Yes. We consider alternative income verification, collateral strength, and explanations for past credit issues to approve loans for borrowers with imperfect credit.
What loan amounts are available?
Loan amounts range from $50,000 to over $20,000,000, depending on property value, borrower qualifications, and financing program.
Do you finance unique or single-purpose properties?
Yes. We specialize in niche properties like churches, gas stations, and themed commercial spaces where traditional lenders may decline.
How quickly can you close a loan?
Hard money loans can close in a week. Conventional loans typically take 30-45 days, depending on documentation and underwriting complexity.
