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Your Trusted Mortgage Partner in San Diego
Bill Hierl is a premier mortgage team dedicated to providing clients with high-quality financial services and competitive rates nationwide. Our experienced team of mortgage professionals works one-on-one with clients to deliver tailored financial solutions for home purchases, refinancing, and debt consolidation. With a focus on personalized service, we treat every client like family, ensuring a streamlined and stress-free loan process.

Our commitment to transparency, expertise, and client satisfaction has earned us a 90% client retention rate and recognition as the #1 rated mortgage company in San Diego. We specialize in FHA, VA, conventional, and jumbo loan programs, serving clients across California, Oregon, Washington, Idaho, Texas, Louisiana, Florida, and Virginia.
Services
FHA Loans VA Loans Conventional Loans Jumbo Loans Refinance Loans Debt Consolidation Home Purchase Loans
Highlights and features
  • We offer personalized mortgage solutions tailored to individual financial needs.
  • Our team provides nationwide loan options with competitive interest rates.
  • We maintain a 90% client retention rate through exceptional service quality.
  • We specialize in FHA, VA, and conventional loan programs for all borrowers.
  • Our mortgage professionals work one-on-one with clients throughout the process.
Associations and certifications
  • DRE License #01342601
  • NMLS #238109
What people say
Excellent service Professional Quick response Saved money Highly recommend
Services
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payment requirements and flexible qualification criteria. Ideal for first-time homebuyers, these government-backed loans offer competitive interest rates and reduced closing costs. Our team specializes in guiding clients through the FHA loan process from application to closing.
VA Loans
VA loans offer exclusive benefits for veterans, active military personnel, and their families including zero down payment options and no private mortgage insurance requirements. Our specialists help military borrowers access favorable loan terms and streamline the VA loan approval process for home purchases and refinancing.
Conventional Loans
Conventional loans deliver flexible financing solutions for borrowers with strong credit profiles. These fixed-rate and adjustable-rate mortgages offer various term lengths and down payment options. Our experts help clients navigate conventional loan requirements to secure optimal financing for primary residences and investment properties.
Jumbo Loans
Jumbo loans cater to borrowers seeking financing that exceeds standard conforming loan limits. Designed for high-value properties, these loans require specialized underwriting and competitive qualification standards. Our team provides customized jumbo loan solutions with personalized rate options for luxury home purchases.
Refinance Loans
Refinance loans help homeowners reduce monthly payments, shorten loan terms, or access home equity. Our specialists analyze current mortgage terms to identify savings opportunities through rate-and-term refinancing or cash-out options while ensuring a seamless transition process.
People
Bill Hierl
Senior Mortgage Specialist
Bill Hierl is a licensed mortgage professional with over 20 years of experience serving veterans and civilian clients. He specializes in mortgage origination, refinancing, and debt consolidation solutions while maintaining a 90% client retention rate through exceptional service quality.
Questions
What loan programs do you offer?
We offer FHA, VA, conventional, jumbo, and refinance loan programs tailored to meet diverse financial needs and homeownership goals.
How can I start the mortgage process?
Begin by contacting our team for a free consultation to discuss your financial goals and receive personalized loan program recommendations.
Do you offer nationwide mortgage services?
Yes, we provide mortgage solutions across California, Oregon, Washington, Idaho, Texas, Louisiana, Florida, and Virginia.
What makes your service different?
Our personalized approach, competitive rates, and 90% client retention rate demonstrate our commitment to exceptional mortgage service quality.
Can I refinance my existing mortgage?
Yes, our specialists help homeowners reduce payments, shorten loan terms, or access equity through various refinance options.