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31 Years
experience
Trusted Hard Money Loans in Arizona
Kenwood Mortgage has been a trusted provider of hard money loans for investment real estate in Arizona for over 30 years. Our principals bring more than 65 years of combined experience in real estate, lending, and banking, enabling us to deliver fast, flexible, and efficient financing solutions. We specialize in non-bank private money loans for residential, commercial, construction, and land projects, prioritizing speed and certainty to meet urgent funding needs. Our team of principal decision-makers works directly with borrowers to tailor loan terms, ensuring seamless transactions and rapid closings. With a focus on investment properties, we serve individuals, LLCs, corporations, and trusts, offering competitive rates and no prepayment penalties.

Our expertise extends to unique scenarios, including foreign investors, distressed properties, and complex construction projects. By avoiding traditional bank underwriting processes, we provide a streamlined alternative for borrowers seeking immediate capital. Our commitment to client satisfaction is reflected in our track record of successful deals and repeat clientele. Headquartered in Scottsdale, Arizona, we continue to build on our reputation as a reliable partner for real estate investors nationwide.
Services
Commercial Loans Residential Loans Construction Loans Fix and Flip Loans Land Loans Bridge Loans Cash-Out Refinance Buy and Hold Loans Distressed Property Loans Foreign Investor Loans
Details
  • Year established: 1995
Highlights and features
  • We offer 30+ years of experience in Arizona real estate lending.
  • Our loans close within 24-48 hours of title report submission.
  • Principals have 65+ combined years in real estate and banking.
  • We provide direct access to principal decision-makers for faster approvals.
  • Flexible terms for unique scenarios, including foreign investors and distressed properties.
What people say
Funded fast Hassle-free experience Quick approvals Reliable partner Seamless transactions
Services
Fix and Flip Loans
Fix and flip loans finance the purchase and renovation of distressed residential properties for resale. Investors leverage these short-term funds to rehabilitate homes quickly, maximizing profit potential. Kenwoods streamlined process ensures rapid approvals and flexible terms tailored to project timelines.
Construction Loans
Construction loans support ground-up development of residential or commercial properties. Kenwood provides funding for materials, labor, and project costs, with flexible disbursement schedules aligned with construction milestones. Our rapid approvals help builders avoid delays and capitalize on market opportunities.
Commercial Loans
Commercial loans finance investment properties like office spaces, warehouses, and retail centers. Kenwood offers competitive rates and terms for purchases, refinances, or expansions, catering to businesses needing swift capital for time-sensitive deals without traditional bank constraints.
Land Loans
Land loans provide financing for undeveloped property purchases. Kenwood funds land acquisitions for future residential, commercial, or agricultural use, with terms accommodating entitlement processes or development plans. Our expertise ensures quick access to capital for developers and investors.
Cash-Out Refinance
Cash-out refinance loans allow property owners to leverage equity in free-and-clear assets for new investments. Kenwood offers competitive rates and rapid funding, enabling borrowers to access capital for business ventures, debt consolidation, or additional real estate purchases without prepayment penalties.
People
Mark Speno
Principal
Mark Speno brings decades of real estate and lending expertise to Kenwood, specializing in client relationships and transaction efficiency. His focus on personalized service ensures borrowers receive tailored financing solutions.
Randy Persson
Principal
Randy Persson oversees loan approvals and risk assessment, leveraging extensive industry experience to guide complex deals. His hands-on approach ensures rapid decision-making and client satisfaction.
Rose Persson
Principal
Rose Persson specializes in loan structuring and investor relations, combining financial acumen with a commitment to transparent, client-centric service for diverse real estate projects.
Tiffany James
Loan Officer
Tiffany James manages loan processing and client communication, ensuring seamless transactions from application to funding. Her attention to detail and responsiveness enhance Kenwoods reputation for reliability.
Questions
What types of loans does Kenwood Mortgage offer?
Kenwood offers hard money loans for residential, commercial, construction, land, fix-and-flip, and cash-out refinance projects in Arizona.
How quickly can Kenwood fund a loan?
Most loans close within 24-48 hours of receiving a preliminary title report, with some funded in as little as one week.
Can foreign investors apply for loans?
Yes, Kenwood funds loans for international borrowers, including Canadians, Australians, and New Zealanders, often using Arizona LLCs for ownership.
Are there prepayment penalties?
No, Kenwood does not impose prepayment penalties on its hard money loans.
What areas do you serve?
Kenwood operates statewide in Arizona, including Phoenix, Scottsdale, Tucson, Flagstaff, and Prescott, with select coverage in border counties.
How do I apply for a loan?
Apply online via our website or contact us directly at (480) 783-8800 for a quick quote and personalized guidance.
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