Business Details
Your Trusted Mortgage Partner in Dallas, TX
At Stone Lake Mortgage, we are dedicated to transforming the home loan experience into a seamless and positive journey for every client. With over a decade of expertise in the mortgage industry, our team specializes in tailoring solutions for individuals with diverse credit profiles, including those navigating past foreclosures, bankruptcies, or student loan obligations. We pride ourselves on offering a comprehensive range of loan programsFHA, VA, USDA, and Conforming Fixed-Rate Mortgagesto accommodate first-time buyers, refinancers, and everyone in between.Our commitment to transparency, competitive rates, and personalized guidance ensures that clients receive the support needed to achieve homeownership. Backed by a proven track record of success and a client-first philosophy, we operate with integrity, prioritizing your financial goals at every stage of the process. Whether you're purchasing a new home or refinancing an existing one, our professionals are here to simplify the complexities of mortgage lending and deliver results that align with your unique circumstances.
Services
FHA Loans
VA Loans
USDA Loans
Home Improvement Loans
Fixed-Rate Mortgages
Texas 50(a)(6) Refinances
Fannie Mae DU Refinance
Freddie Mac Relief Refinance
Conforming Mortgages
HomePath Mortgages
Highlights and features
- We specialize in mortgage solutions for clients with past foreclosures or bankruptcies.
- Our team offers loan programs with down payments as low as 0% or 3.5%.
- We provide personalized guidance for first-time homebuyers and refinancers.
- Our professionals work with credit scores as low as 550 to secure approvals.
- We maintain Saturday availability to accommodate client needs.
Associations and certifications
- NMLS
What people say
Awesome experience
Great communicators
Seamless experience
Highly recommend
Efficient and expedient
Services
FHA Loans
FHA Loans provide accessible homeownership opportunities with down payments as low as 3.5% for credit scores of 580 or higher. These loans cater to first-time buyers, individuals with lower credit scores, and those seeking flexible qualification criteria. Stone Lake Mortgage guides clients through FHA loan options, including streamline refinances and rehabilitation programs for home improvements.
VA Loans
VA Loans offer zero-down-payment options for veterans, active-duty service members, and eligible spouses. Stone Lake Mortgage specializes in VA loans with credit scores as low as 580, including interest rate reduction refinances and waived funding fees for disabled veterans. Our team ensures a smooth process for those honoring their country's service.
USDA Loans
USDA Loans enable home purchases in eligible rural areas with no down payment required. Stone Lake Mortgage assists clients in securing these loans, which feature low mortgage insurance and income limits. Our experts verify property eligibility and guide applicants through the process for affordable, accessible homeownership.
Home Improvement Loans
Home Improvement Loans provide up to $35,000 for remodeling projects, including appliance replacement and flooring upgrades. Stone Lake Mortgage offers these programs for clients with credit scores of 580 or higher, combining financing with home enhancements to increase property value and livability without requiring a separate loan.
Texas 50(a)(6) Refinances
Texas 50(a)(6) Refinances allow homeowners to access equity with loans up to 80% of appraised value in Texas. Stone Lake Mortgage facilitates these refinances for clients seeking debt consolidation or home improvements, ensuring compliance with state regulations while maximizing financial flexibility for qualified applicants.
People
Drew McMurtre
CEO
Drew McMurtre leads Stone Lake Mortgage with over a decade of mortgage industry expertise. He specializes in guiding clients through complex loan scenarios, including credit challenges and first-time home purchases. Drew prioritizes personalized service and transparent communication.
Alanah
Loan Officer
Alanah excels in client communication and loan process navigation. She ensures timely responses and clear guidance for first-time buyers and refinancers, contributing to seamless transactions. Her dedication to customer satisfaction is consistently praised in client testimonials.
Bethany
Loan Specialist
Bethany supports clients with patience and expertise, particularly during complex transactions involving unique circumstances. She collaborates closely with Drew to deliver tailored mortgage solutions and exceptional service.
Brittany
Mortgage Consultant
Brittany provides detailed loan option analyses and responsive support. She assists clients in understanding their financing choices, ensuring informed decisions throughout the mortgage process.
Marshall McCormack
Client Liaison
Marshall ensures smooth communication between clients and the mortgage team. He addresses inquiries promptly and maintains close contact throughout the loan lifecycle, enhancing the overall client experience.
Questions
What mortgage loan programs does Stone Lake Mortgage offer?
We offer FHA, VA, USDA, Conforming Fixed-Rate, Texas 50(a)(6), and Home Improvement Loans, tailored to diverse credit profiles and financial goals.
Can I qualify for a mortgage with past credit issues?
Yes. We specialize in helping clients with past foreclosures, bankruptcies, or collections secure mortgage approval through flexible loan programs.
What down payment options are available?
VA Loans require 0% down, FHA Loans start at 3.5%, and USDA Loans offer no down payment for eligible rural properties.
How does Stone Lake Mortgage support first-time homebuyers?
We provide personalized guidance, low-down-payment options, and credit-flexible approvals to simplify the homebuying process for first-time purchasers.
Are refinancing options available?
Yes. We offer streamline refinances, cash-out options, and programs for clients underwater on their mortgages, including Fannie Mae and Freddie Mac solutions.
What areas does Stone Lake Mortgage serve?
We primarily serve Dallas, Plano, Greenville, and surrounding areas in Texas, with select programs available in other states.
