Business Details
40 Years
experience
Your Trusted Mortgage Partner in Phoenix, AZ
Global Mortgage Alliance has been serving the Southwest region for over 35 years, specializing in VA, USDA, and conventional mortgage solutions. Our team of experienced professionals is dedicated to simplifying the homebuying process while maintaining the highest standards of integrity and customer service. We pride ourselves on our deep understanding of mortgage financing options, including no-down-payment programs for veterans and rural homebuyers. Our affiliated company, Global Realty Alliance, provides comprehensive real estate services to complement our mortgage expertise. With a commitment to fair housing practices and personalized guidance, we help clients achieve homeownership through tailored financial solutions. Our locally owned and operated business combines decades of industry knowledge with cutting-edge technology to deliver efficient, transparent service.We maintain strong relationships with lenders and real estate professionals across the region to ensure our clients receive competitive rates and exceptional support. Our Equal Opportunity Employer status reflects our dedication to diversity and inclusion in all aspects of our operations. Whether you're a first-time buyer or seeking refinancing options, our team provides expert advice throughout every stage of the mortgage process. Our 35-year track record demonstrates our ability to adapt to changing market conditions while maintaining our core commitment to client satisfaction.
Services
VA Loans
USDA Loans
Conventional Loans
Mortgage Refinancing
Pre-Qualification Services
Details
- Year established: 1986
Highlights and features
- We've specialized in Southwest region mortgages for over 35 years
- Our team includes NMLS-certified mortgage professionals
- We offer exclusive VA loan benefits for veterans
- We provide USDA loans with no down payment options
- Our affiliated realty services streamline home purchases
Services
VA Loans
VA home loans provide 100% financing for qualified veterans and active-duty personnel. These government-backed mortgages offer lenient credit requirements and no private mortgage insurance. Our specialists help veterans navigate the VA loan process from initial application to closing.
USDA Loans
USDA loans offer no-down-payment options for rural and suburban homebuyers. These government-guaranteed mortgages feature competitive rates and flexible credit requirements. We assist clients in determining eligibility based on income and location criteria.
Conventional Loans
Conforming loans follow Fannie Mae and Freddie Mac guidelines with down payments starting at 3%. Available for primary residences and investment properties, these mortgages offer fixed or adjustable rates with loan limits up to $765,600 in high-cost areas.
Mortgage Refinancing
We offer rate-and-term refinancing and cash-out options for existing homeowners. Our VA IRRRL program provides streamlined refinancing for veterans while conventional refinancing options help reduce monthly payments or access home equity.
Pre-Qualification Services
Our pre-qualification process evaluates creditworthiness and financial readiness for home purchase. This service helps buyers understand their price range and demonstrates serious intent to sellers during the homebuying process.
People
Joan Kane Clancy
Mortgage Broker
NMLS-certified mortgage broker with extensive experience in VA and conventional loan programs. Specializes in helping veterans and first-time homebuyers achieve homeownership through personalized financing solutions.
Questions
What mortgage programs do you offer?
We offer VA loans for veterans, USDA loans for rural homebuyers, conventional loans, and refinancing options. Our specialists help determine which program best fits your needs.
Can I get pre-qualified online?
Yes, we offer online pre-qualification through our website. This process helps determine your loan eligibility and budget range before house hunting.
Do you offer no-down-payment options?
Yes, we provide VA loans with no down payment requirements for qualified veterans and USDA loans for eligible rural homebuyers.
How long does the mortgage process take?
The average mortgage process takes 30-45 days from application to closing. Our team works efficiently to ensure timely loan approvals and closings.
Are you affiliated with Global Realty Alliance?
Yes, we're affiliated with Global Realty Alliance but do not require clients to use their services. Our mortgage and real estate teams collaborate to streamline home purchases.
