Business Details
Your Trusted Mortgage Partner in Boca Raton
United Direct Lending is committed to empowering individuals and families through exceptional mortgage solutions. Our mission centers on delivering personalized, transparent service that guides clients through the mortgage process with integrity, expertise, and care. With a focus on building long-lasting relationships, we act as trusted partners, simplifying the mortgage journey while ensuring informed decision-making. Our dedication to excellence, innovation, and ethical practices has established us as a preferred choice for mortgage needs.As both a Mortgage Banker and Broker, we leverage access to multiple lending sources to deliver competitive rates and close complex transactions efficiently. Our team of fully licensed mortgage loan officers operates seven days a week, supported by cutting-edge technology in a paperless environment that prioritizes client privacy and confidentiality.
Services
Fixed Rate Mortgage
FHA Loan
VA Loan
USDA Loan
Jumbo Loan
First Time Home Buyer
Investment Property Mortgage
Construction Home Loan
HELOC
Reverse Mortgage
Highlights and features
- We offer competitive mortgage rates and closing costs for qualified borrowers.
- Our team of licensed mortgage loan officers is available seven days a week.
- We act as both a Mortgage Banker and Broker with access to multiple lenders.
- We specialize in handling complex transactions with innovative solutions.
- Our paperless office utilizes the latest technology to ensure secure, efficient service.
Associations and certifications
- NMLS (National Mortgage Licensing System)
What people say
Personalized service
Competitive rates
Smooth process
Expert guidance
Reliable support
Services
Fixed Rate Mortgage
A Fixed Rate Mortgage offers stable interest rates and predictable monthly payments throughout the loan term. Ideal for borrowers seeking long-term financial consistency, this solution ensures no surprises from market fluctuations. Our competitive rates and transparent terms make it a popular choice for homebuyers prioritizing budget stability.
VA Loan
VA Loans provide eligible veterans and active-duty military members with $0 down payment options and favorable terms. Backed by the U.S. Department of Veterans Affairs, these loans simplify homeownership for those who served. We specialize in guiding clients through the VA loan process efficiently and stress-free.
HELOC
A Home Equity Line of Credit (HELOC) allows homeowners to access funds based on their property's equity. This flexible solution offers variable rates and draw periods for major expenses or investments. Our streamlined process ensures quick approval and competitive terms for qualified applicants.
Reverse Mortgage
Reverse Mortgages convert home equity into cash for retirees, providing financial flexibility without monthly payments. Designed for homeowners aged 62+, these loans help secure retirement funds while maintaining property ownership. We offer expert guidance to ensure this solution aligns with your long-term goals.
Construction Home Loan
Construction Home Loans finance custom home builds from the ground up. These short-term loans cover land purchase and construction costs, transitioning to permanent financing upon completion. Our tailored solutions support unique building projects with flexible terms and dedicated support throughout the process.
People
Lee Cove
Managing Director
Lee Cove leads United Direct Lending with over a decade of experience in mortgage banking, specializing in complex transactions and client-focused solutions.
Justin Mackler
Director of Operations
Justin Mackler oversees operations with NMLS# 1648112, ensuring seamless mortgage processes and compliance while maintaining a client-first approach.
Melonny Thompson
Loan Officer
Melonny Thompson, NMLS# 1033736, brings extensive loan expertise to help clients navigate mortgage options tailored to their unique financial situations.
Lily Blitstein
Loan Officer
Lily Blitstein, NMLS# 323075, specializes in personalized mortgage guidance, focusing on first-time homebuyers and investment property financing.
Jackie Santos
Loan Officer
Jackie Santos, NMLS# 322456, provides dedicated support to clients seeking competitive loan solutions and transparent mortgage education.
Questions
What mortgage pre-approval options are available?
We offer online pre-approval with a secure application process, helping you understand your budget and strengthen your homebuying position.
Do you offer loans for first-time homebuyers?
Yes, we specialize in first-time homebuyer programs with low down payment options and educational resources to simplify the process.
Can I apply for a mortgage online?
Yes, our secure online application allows you to start the mortgage process anytime, with expert support available seven days a week.
How long does mortgage closing take?
Most transactions close within 30-45 days, though timelines vary based on loan complexity and documentation efficiency.
What loan types do you offer for investment properties?
We provide tailored investment property mortgages with flexible terms for vacation homes, rental properties, and portfolio financing.
Are VA loans available for military members?
Yes, we offer $0 down VA loans for eligible veterans and active-duty personnel with specialized support throughout the process.
