Business Details
2 Years
experience
Your Trusted Reverse Mortgage Partner in Colorado Springs
Kevin A. Guttman, led by Certified Reverse Mortgage Professional Kevin Guttman, has been empowering homeowners since 2004 with expert mortgage solutions. Our team specializes in reverse mortgages, helping seniors access home equity to achieve financial freedom during retirement. With a close rate 50% above the industry average, we prioritize education, transparency, and personalized guidance to ensure clients make informed decisions.Our commitment to excellence is reflected in our A+ BBB rating, 100+ five-star reviews, and recognition as the nation's top reverse mortgage broker. We serve clients across 20+ states, offering tailored solutions that eliminate monthly payments, fund home purchases, or provide flexible cash access while maintaining property ownership.
Services
Reverse Mortgage Loans
Purchase Financing
Jumbo Loans
Refinancing
Financial Consultation
Details
- Year established: 2024
Highlights and features
- 15+ years of reverse mortgage expertise with 100+ five-star reviews
- Certified Reverse Mortgage Professional with industry-leading close rates
- A+ BBB rating and Age Friendly designation
- Top 3 national reverse mortgage producer for 3 consecutive years
- Free equity analysis and personalized retirement cash flow planning
Associations and certifications
- National Mortgage Licensing System (NMLS)
- Better Business Bureau (BBB) A+ Rating
- Certified Reverse Mortgage Professional (CRMP)
What people say
Knowledgeable guidance
Stress-free process
Competitive rates
Prompt communication
Personalized solutions
Services
Reverse Mortgage Loans
Reverse mortgage loans allow homeowners aged 62+ to convert home equity into tax-free cash while maintaining ownership. Funds can be used for debt consolidation, healthcare expenses, or retirement income. Our certified specialists guide clients through HUD-compliant processes to ensure financial security.
Purchase Financing
Reverse mortgage purchase programs enable seniors to buy new homes without monthly payments. This solution combines sale proceeds with reverse financing to preserve savings. We help clients transition to retirement-friendly properties while maintaining financial flexibility through FHA-insured loan structures.
Financial Consultation
Personalized financial consultations assess home equity potential and retirement needs. Our experts analyze property values, tax implications, and cash flow requirements to determine optimal reverse mortgage solutions. We provide detailed projections for long-term financial security.
Jumbo Loans
Jumbo loan programs serve clients needing financing above conventional limits. These non-conforming mortgages offer competitive rates for high-value properties. Our specialists navigate complex underwriting requirements to secure approvals for luxury home purchases or refinancing.
Refinancing
Reverse mortgage refinancing helps clients access additional equity or reduce interest costs. We evaluate existing loan terms against current market conditions to determine if refinancing improves financial outcomes while maintaining HUD compliance and borrower protections.
People
Kevin Guttman
Reverse Mortgage Specialist
With 20+ years in real estate and mortgage banking, Kevin Guttman holds NMLS #384936 and CRMP certifications. Author of two Amazon bestsellers, he's ranked top 3 nationally for reverse mortgage production. Kevin serves Colorado Springs clients from Kevin A. Guttman's headquarters.
Questions
What are the eligibility requirements for a reverse mortgage?
Borrowers must be at least 62 years old, own their home outright or have significant equity, and use the property as their primary residence. Standard reverse mortgages require FHA-compliant property maintenance.
How much money can I receive from a reverse mortgage?
Payout amounts depend on borrower age, property value, current interest rates, and loan type. Our free equity analysis provides personalized estimates based on your specific circumstances.
What happens to my home after a reverse mortgage?
You maintain ownership while eliminating monthly payments. The loan becomes due when the last borrower permanently leaves the home. Heirs can repay the loan amount or sell the property to settle the balance.
Are reverse mortgage funds taxable?
Reverse mortgage proceeds count as loan advances rather than income, making them tax-free. However, they may affect Medicaid or Social Security benefits depending on usage timing.
How do reverse mortgage interest rates work?
Rates vary based on market conditions and loan type (fixed or adjustable). We offer competitive pricing through our wholesale lender network, with transparent explanations of rate implications for long-term balances.
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