Business Details
Your Trusted Mortgage Partner in Santa Ana, CA
ALT Financial is a dedicated team of mortgage professionals committed to improving our clients' financial positions through personalized real estate solutions. With expertise spanning California, Arizona, Florida, and Colorado, we offer comprehensive mortgage services and real estate guidance tailored to individual needs. Our team combines decades of industry experience with a client-centric approach, ensuring seamless transactions from initial consultation to closing. We specialize in various loan programs including conventional, FHA, VA, and commercial mortgages, while maintaining a strong focus on competitive rates and exceptional customer service.Our licensed loan officers and realtors work collaboratively to provide end-to-end support, whether you're purchasing your first home, refinancing, or investing in commercial properties. Through transparent communication and meticulous attention to detail, we strive to make complex mortgage processes accessible and stress-free for all our clients.
Services
30-Year Fixed Mortgage
15-Year Fixed Mortgage
FHA Loans
VA Loans
Commercial Loans
Reverse Mortgages
Jumbo Loans
Hard Money Loans
Refinance Options
Halal Home Loans
Highlights and features
- We offer personalized mortgage solutions tailored to individual financial situations
- Our team includes licensed loan officers and realtors working collaboratively
- We provide transparent communication throughout the entire loan process
- We maintain competitive mortgage rates across multiple loan programs
- We offer comprehensive support from application through closing
What people say
Competitive rates
Personalized service
Knowledgeable team
Seamless process
Transparent communication
Services
30-Year Fixed Mortgage
Our 30-Year Fixed Mortgage offers stable interest rates and consistent payments over the loan term. This popular option provides long-term financial planning benefits with predictable monthly payments. Ideal for first-time homebuyers and those seeking payment stability, this mortgage allows for easier budgeting while building equity over time.
FHA Loans
FHA Loans provide accessible homeownership opportunities with lower down payment requirements. These government-backed mortgages require just 3.5% down payment and offer flexible credit requirements. Perfect for first-time buyers or those with less-than-perfect credit histories seeking affordable financing options.
VA Loans
VA Loans offer zero down payment options for qualified veterans and military personnel. These specialized mortgages feature competitive rates and no private mortgage insurance requirements. Designed to honor service members' sacrifices, these loans provide exceptional value for eligible applicants.
Commercial Loans
Our Commercial Loans provide tailored financing for business property investments. Offering flexible terms and no collateral requirements for qualified applicants, these loans support business growth through real estate acquisition. Ideal for entrepreneurs seeking commercial property financing solutions.
Reverse Mortgages
Reverse Mortgages help seniors access home equity while maintaining property ownership. These specialized loans convert home equity into usable funds without monthly mortgage payments. Designed for homeowners aged 62+, they provide financial flexibility during retirement years.
People
Albert Hanna
President, Loan Officer, Realtor
With extensive experience in mortgage lending and real estate, Albert leads ALT Financial's team while personally assisting clients with their home financing needs.
Renee Bebawi
Loan Officer
Renee provides personalized mortgage guidance to clients, leveraging her expertise to help navigate the home financing process effectively.
Robert Finger
Loan Officer, Realtor
Combining real estate and mortgage expertise, Robert assists clients with both property acquisition and financing solutions.
Selene Hanna
Loan Officer, Realtor
Selene offers comprehensive mortgage and real estate services, helping clients achieve their homeownership goals through personalized guidance.
John M. Schultz
Operations Manager, Realtor
John oversees operational efficiency while providing real estate expertise to ensure smooth transaction processes for clients.
Questions
What mortgage loan options do you offer?
We offer 30-Year Fixed, 15-Year Fixed, FHA, VA, Commercial, Reverse, Jumbo, and Hard Money Loans, along with specialized programs like Halal Home Loans.
Do you work with first-time homebuyers?
Yes, we specialize in assisting first-time buyers with FHA loans requiring just 3.5% down payment and flexible credit requirements.
Can veterans receive special mortgage benefits?
Yes, we offer VA loans with 0% down payment options for qualified veterans and active military personnel.
How does the mortgage application process work?
Our process begins with pre-approval consultation, followed by document submission, loan processing, underwriting, and final closing coordination.
What areas do you serve?
We provide mortgage services across California, Arizona, Florida, and Colorado with local market expertise in each region.
Do you offer refinancing options?
Yes, we offer multiple refinancing programs including rate reduction, cash-out options, and HARP refinancing for eligible homeowners.
