Business Details
Your Trusted Mortgage Broker in Eagle Mountain, UT
At Loans By Shantel, we specialize in providing tailored mortgage solutions to help clients achieve their homeownership goals. With over a decade of experience in the industry, our team of licensed professionals is committed to delivering personalized service and competitive rates. We understand that every client's financial situation is unique, which is why we take the time to evaluate individual needs and recommend the most suitable loan options. Our streamlined application process and fast funding capabilities ensure that clients can secure their dream homes or refinance existing mortgages efficiently.We pride ourselves on transparency, guiding clients through every step of the loan process with clear communication and expert advice. Our dedication to customer satisfaction is reflected in the positive feedback from clients who have benefited from our seamless service and strategic financial solutions. As a locally licensed broker in Utah, we combine national expertise with a deep understanding of local market conditions to provide the best possible outcomes for our clients.
Services
Home Purchase Loans
Refinance Services
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Reverse Mortgage
Cash-Out Refinance
Pre-Approval Letters
Rate Comparison Tools
Highlights and features
- We offer personalized mortgage solutions tailored to individual financial situations.
- Our team provides competitive rates and fast funding capabilities for home loans.
- We maintain transparent communication throughout the entire loan process.
- We combine national expertise with local market knowledge in Utah.
- We deliver seamless service with a proven track record of client satisfaction.
Associations and certifications
- NMLS
What people say
Smooth process
Efficient service
Personalized service
Competitive rates
Fast funding
Services
Home Purchase Loans
We provide customized home purchase loan options for first-time buyers and experienced homeowners. Our competitive rates and flexible terms help clients secure financing that matches their financial goals. Our team guides clients through property evaluations and loan selection to ensure informed decisions.
Refinance Services
Our refinance solutions help homeowners lower monthly payments and reduce interest costs over loan terms. We offer strategic refinancing options including rate-and-term adjustments and cash-out refinances. Our process simplifies documentation and expedites approval timelines for client convenience.
FHA Loans
We specialize in FHA-insured mortgage programs with low down payment requirements for qualified buyers. Our experts explain eligibility criteria and help applicants navigate the FHA loan process. These options provide accessible homeownership opportunities for credit-challenged borrowers.
VA Loans
We offer VA-guaranteed mortgage programs for eligible military personnel and veterans. Our team understands the unique benefits of VA loans including zero down payment options. We streamline the application process to maximize veterans' entitlements and benefits.
Rate Comparison Tools
Our digital tools allow clients to compare current mortgage rates and loan terms instantly. The pre-approval calculator helps determine affordability while refinance analysis tools quantify potential savings. These resources empower informed decision-making without requiring personal information.
People
Shantel Matagi
Mortgage Broker
Shantel Matagi is a licensed mortgage broker with NMLS #263287, specializing in Utah home loans. With extensive industry experience, she helps clients navigate purchase and refinance transactions. Her client-focused approach ensures personalized guidance throughout the loan process.
Questions
What mortgage rates are currently available?
Current rates vary daily based on market conditions. Visit our website for real-time rate comparisons or contact us for personalized rate quotes.
What loan programs do you offer?
We provide conventional, FHA, VA, USDA, jumbo, and reverse mortgage options. Our team helps clients evaluate which program best fits their financial situation.
How quickly can you fund a mortgage loan?
Our streamlined process typically funds loans within 30 days, with expedited options available for qualified applicants needing faster closings.
Do you offer online mortgage tools?
Yes, we provide free online tools including pre-approval calculators, refinance analysis, and rate comparison features accessible on our website.
Are you licensed to operate in Utah?
We maintain active licensing through the Nationwide Mortgage Licensing System (NMLS #263287) and are authorized to conduct mortgage business in Utah.
Can I get pre-approved for a mortgage?
Yes, our free pre-approval process requires basic financial information and typically completes within 24 hours to help buyers establish purchasing power.
