Business Details
Your Trusted Mortgage Partner in Utah
Loan Remedy was founded to revolutionize the mortgage experience for Utah residents. With decades of combined expertise in mortgage financing, our team specializes in delivering personalized solutions tailored to each client's unique financial situation. We leverage cutting-edge technology to streamline approvals while maintaining a human-centric approach that prioritizes transparency and client education. Our commitment to eliminating hidden fees and offering competitive rates has established us as a trusted partner in homeownership journeys.Through continuous process optimization, we've reduced average closing times to 15 days or less while maintaining rigorous compliance standards. Our 24/7 customer support model ensures clients receive timely guidance throughout every transaction phase. By focusing on long-term client relationships rather than transactional interactions, we've cultivated a reputation for exceptional service that extends beyond loan origination to include comprehensive post-closing support.
Services
Conventional Loans
FHA Loans
VA Loans
Refinancing Services
First-Time Home Buyers Program
Highlights and features
- We offer 24/7 customer care with immediate response times
- Our technology ensures zero application fees and lower closing costs
- Average loan closing in 15 days or less guaranteed
- We match clients to optimal loan programs based on individual financial profiles
- NMLS-licensed specialists with Utah-specific market expertise
What people say
Attentive
Helpful
Patient
Easy process
Quick pre-approval
Services
Conventional Loans
Conventional loans offer competitive rates for borrowers with strong credit profiles. These non-government-backed mortgages provide flexible terms and potential savings through lower mortgage insurance premiums. Ideal for those seeking to finance primary residences, investment properties, or second homes with down payments starting at 3%.
FHA Loans
FHA loans enable homeownership with minimal down payments and lenient credit requirements. Backed by the Federal Housing Administration, these loans require just 3.5% down while offering assumable terms and flexible income verification. Perfect for first-time buyers or those rebuilding credit.
VA Loans
Exclusively for veterans and active-duty personnel, VA loans provide zero-down financing with competitive rates. These government-guaranteed loans eliminate private mortgage insurance requirements and offer streamlined refinancing options. Includes specialized programs for service-related housing needs.
Refinancing Services
Our refinancing solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. Services include rate-and-term refinancing, cash-out options, and VA streamline programs. We specialize in eliminating mortgage insurance and consolidating debts through home equity.
First-Time Home Buyers Program
Comprehensive support for first-time purchasers includes down payment assistance, reduced closing costs, and educational resources. Our program combines FHA loan benefits with state-specific grants and personalized guidance through every stage of the homebuying process.
Questions
What mortgage loan types do you offer?
We specialize in conventional, FHA, and VA loans with tailored refinancing options. Our specialists help determine which program best matches your financial situation and homeownership goals.
How quickly can you process a mortgage application?
Our average closing time is 15 days or less thanks to automated underwriting systems and dedicated loan processors working seven days a week to expedite approvals.
Do you offer 24/7 customer support?
Yes, our team provides round-the-clock assistance through online portals, phone consultations, and real-time status updates for clients navigating evening or weekend transactions.
What areas do you serve in Utah?
We operate statewide with specialized knowledge of Salt Lake City, Provo, Orem, Ogden, Millcreek, and St. George housing markets, including local lending regulations and property values.
How do you determine mortgage rates?
Rates are based on current market conditions, your credit profile, loan-to-value ratio, and chosen loan program. We guarantee competitive pricing through our lender network partnerships.
Can I refinance with bad credit?
While credit score impacts terms, we offer FHA streamline and VA IRRRL programs requiring minimal documentation. Our team specializes in helping clients improve loan terms despite credit challenges.
