Business Details
Your Trusted Mortgage Broker in Sandy, UT
At Mortgage Solutions, we are dedicated to redefining excellence in the mortgage industry. Our commitment to quality customer service places the people we serve at the heart of every transaction. With decades of combined experience, our team specializes in guiding clients through the home loan process, ensuring they select the optimal mortgage solution tailored to their unique needs. We pride ourselves on transparency, integrity, and personalized service, working tirelessly to make homeownership dreams a reality.Our access to over 29 lenders allows us to secure competitive rates and innovative loan programs, from conventional mortgages to specialized refinancing options. We strive to build lifelong relationships with our clients, earning trust through consistent communication, expert advice, and a dedication to exceeding expectations. Our proven track record of success, evidenced by numerous client testimonials and industry recognition, underscores our position as a leading mortgage brokerage in Utah.
Services
Conventional Loans
FHA Loans
VA Loans
Refinance Loans
Reverse Mortgages
Highlights and features
- We offer 20+ years of mortgage expertise with personalized guidance
- Our team secures competitive rates through 29+ lender partnerships
- We provide transparent, no-pressure loan counseling and education
- Our process includes detailed rate comparisons and customized solutions
- We guarantee timely closings with dedicated loan officer support
What people say
Detailed oriented
Super helpful
Amazing experience
Transparent process
Quick closings
Services
Conventional Loans
Our conventional fixed-rate mortgages offer stable monthly payments with terms from 10 to 40 years. Ideal for borrowers seeking predictable financing, these loans require as little as 3% down payment. Our experts help clients navigate loan-to-value ratios and private mortgage insurance requirements to find the most cost-effective solution for their financial situation.
FHA Loans
FHA-insured mortgages enable low-to-moderate income borrowers to purchase homes with 3.5% down payments. Our team specializes in navigating FHA guidelines, helping first-time buyers and those with credit challenges secure affordable financing with competitive rates and flexible qualification criteria.
VA Loans
We facilitate VA-guaranteed loans for eligible military personnel and veterans, offering zero down payment options and favorable terms. Our specialists handle the unique documentation requirements and entitlement verification process to ensure smooth transactions for those who have served our country.
Refinance Loans
Our refinance programs help homeowners reduce monthly payments, shorten loan terms, or access home equity. We analyze current market conditions and client financial profiles to determine optimal refinance timing and structure, including cash-out and rate-and-term options.
Reverse Mortgages
We provide HUD-approved reverse mortgages for homeowners aged 62+, converting home equity into tax-free income. Our counselors explain the implications of loan proceeds, mandatory counseling requirements, and how these loans affect Social Security or Medicare benefits while maintaining property ownership.
People
Kevin Mansouri
President
With over 20 years of mortgage expertise, Kevin specializes in complex loan scenarios and has helped thousands achieve homeownership. He holds multiple industry certifications and maintains active NMLS #1339429 status.
DeAndra
Loan Officer
DeAndra brings 12 years of mortgage experience, focusing on first-time homebuyer programs and community lending initiatives. She maintains a 4.9 client satisfaction rating across multiple review platforms.
Melissa
Senior Loan Processor
Melissa oversees loan documentation and compliance, ensuring timely closings. With 15 years in mortgage processing, she specializes in complex transaction types and underwriting requirements.
Bret
Loan Officer
Bret focuses on construction-to-permanent financing and jumbo loans. He holds a Certified Mortgage Planning Specialist designation and has originated over $500M in residential loans.
Shelby
Refinance Specialist
Shelby specializes in rate-and-term refinancing and cash-out strategies. She has received multiple Top Producer awards and maintains advanced knowledge of Freddie Mac and Fannie Mae guidelines.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, reverse mortgages, and specialized refinancing options through 29+ lenders.
How does the mortgage process work?
Our process includes pre-approval, loan application, underwriting, and closing, with personalized guidance at each stage.
Can first-time buyers qualify for special programs?
Yes, we offer down payment assistance programs and FHA loans with 3.5% down for first-time buyers.
How do you find competitive rates?
Our broker network compares multiple lenders to secure the best rate and terms for your specific situation.
What documents are needed for pre-approval?
Typically, we require income verification, asset statements, and credit authorization for initial pre-approval.
How long does the closing process take?
Average closing time is 21-30 days, with expedited options available for qualified borrowers.
