Business Details
Your Trusted Mortgage Partner in Riverton, UT
At Princeton Mortgage, we have dedicated ourselves to simplifying the mortgage process for over two decades. Our team of seasoned professionals specializes in guiding clients through home purchases, refinancing, and equity-based solutions tailored to individual financial goals. With expertise in conventional, FHA, VA, USDA, and reverse mortgages, we prioritize personalized service and competitive rates to meet diverse client needs. Our commitment to transparency and client education ensures borrowers understand every step of the loan journey. Backed by a 20-year track record and a network of satisfied clients, we combine industry knowledge with cutting-edge technology to deliver efficient, stress-free mortgage solutions. Our local focus in Riverton, Utah, allows us to provide community-specific insights while maintaining national standards of excellence.Through four streamlined stepsfrom rapid application to final closingwe ensure a seamless transition to homeownership. Our team's extensive experience, including specialized handling of non-conforming loans and self-employed borrowers, positions us to tackle complex financial scenarios. Client testimonials consistently highlight our responsiveness, expertise, and ability to transform what many perceive as a daunting process into a positive experience. We maintain 24/7 online accessibility alongside traditional office hours to accommodate modern lending needs while preserving personal touchpoints throughout the transaction.
Services
Home Purchase Loans
Home Refinance
HELOC
Reverse Mortgage
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
USDA Loans
Construction Loans
Highlights and features
- We've specialized in mortgage solutions for 20+ years with local market expertise
- Our team includes NMLS-certified loan officers with individual accountability
- We offer 24/7 online mortgage application accessibility with human support
- We provide specialized loan programs for veterans, seniors, and self-employed borrowers
- Our four-step process ensures transparent, stress-free mortgage transactions
What people say
Great and easy to work with
Phenomenal service throughout process
Smooth and pain-free transactions
Expert rate shopping capabilities
Exceptional communication skills
Services
Home Purchase Loans
Our home purchase loans provide tailored financing solutions for first-time buyers and experienced homeowners. We offer fixed-rate, adjustable-rate, and specialty programs with down payment assistance options. Our automated underwriting system expedites approvals while maintaining personalized guidance throughout the transaction process.
Home Refinance
Our refinance options help homeowners optimize financial positions by lowering monthly payments, shortening loan terms, or accessing home equity. We specialize in rate-and-term refinancing and cash-out solutions while maintaining competitive pricing for conventional and government-backed loans.
Reverse Mortgage
Our reverse mortgage program enables homeowners aged 62+ to convert equity into tax-free funds. We offer HUD-approved HECM loans with counseling requirements to ensure informed decisions about retirement financial strategies while maintaining property ownership.
FHA Loans
Our FHA loan program assists borrowers with lower credit scores or limited down payment capacity through Federal Housing Administration insurance. We provide 3.5% down payment options with flexible qualification standards while maintaining compliance with HUD requirements.
VA Loans
We specialize in VA loan processing for eligible military personnel and veterans, offering zero-down payment options with competitive rates. Our team understands the unique needs of service members and provides dedicated support through the VA loan certification process.
People
Christian Oliphant
Loan Officer
NMLS #304359 with 20+ years mortgage experience, specializing in complex loan scenarios and non-conforming financing solutions for self-employed borrowers.
Ryan Oliphant
Loan Officer
NMLS #304355 with extensive expertise in first-time homebuyer programs and long-term client relationships spanning multiple mortgage cycles.
Gregg Oliphant
Loan Officer
NMLS #304389 with specialization in refinancing strategies and client education about long-term mortgage implications.
Cory Metcalf
Loan Officer
NMLS #1843444 providing mortgage solutions with focus on new client onboarding and technology-driven transaction management.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, reverse mortgages, HELOCs, and construction loans with specialized programs for unique financial situations.
How does the mortgage application process work?
Our four-step process includes rapid online application, automated underwriting, document verification, and personalized closing coordination with average processing times of 24-72 hours.
Are you licensed to operate in Utah?
Yes, we hold NMLS license #299221 and have served Utah residents from our Riverton office for over two decades.
Do you offer mortgage refinancing options?
We provide rate-and-term refinancing, cash-out refinancing, and streamline options for conventional and government-backed loans with competitive rate locking.
What are your current mortgage rates?
Rates vary daily based on market conditions - contact us for personalized rate quotes tailored to your specific loan program and credit profile.
Can self-employed individuals qualify for loans?
Yes, we specialize in non-traditional income documentation for self-employed borrowers with proven success in complex financial scenarios.
