Business Details
Your Trusted Mortgage Lender in Salt Lake City
Security National Mortgage has been a trusted name in the mortgage industry for over 50 years. As part of Security National Financial, a publicly traded parent company (NASDAQ: SNFCA), we combine deep industry experience with financial stability to deliver exceptional home loan solutions. Our team of professional loan experts specializes in guiding clients through the entire mortgage process, from pre-approval to closing, ensuring a smooth and stress-free experience. We pride ourselves on offering tailored services through a wide range of loan products, including conventional, FHA, VA, jumbo, USDA, and reverse mortgages, supported by in-house underwriting for faster results.Our commitment to innovation is exemplified by SNapp Home, our mobile platform that streamlines document submission, communication, and loan tracking. With a 98% customer satisfaction rate and recognition from Zillow and Google, we continue to build on our reputation as a leader in the home loan market.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Reverse Mortgages
Adjustable Rate Mortgages
Portfolio Loans
Non-QM Loans
Down Payment Assistance
Highlights and features
- We offer 50+ years of mortgage industry experience through Security National Financial (NASDAQ: SNFCA).
- Our in-house underwriting ensures faster loan processing and reliable results.
- We provide a comprehensive range of loan products for diverse financial situations.
- Our SNapp Home mobile platform streamlines mortgage documentation and communication.
- We maintain a 98% customer satisfaction rate with 4.9 Google star ratings.
Associations and certifications
- Equal Housing Lender
What people say
Excellent service
Smooth process
Knowledgeable team
Digital convenience
Personalized support
Services
Conventional Fixed Rate Mortgage
Lock in consistent principal and interest payments for long-term stability. Ideal for homeowners planning 5-10+ years in their property with reliable income and good credit. Our fixed-rate mortgages provide predictable monthly payments and protection against market fluctuations.
FHA Loan Programs
Low down payment options (3.5%) for first-time buyers with flexible credit requirements. These government-backed loans make homeownership accessible while maintaining competitive interest rates and favorable terms for qualified applicants.
VA Loan Solutions
Specialized mortgage programs for military members, veterans, and surviving spouses. Features include reduced down payment requirements, lenient credit standards, and exclusive benefits to honor service members' sacrifices through the VA loan program.
Jumbo Loan Options
Financing for luxury homes exceeding conforming loan limits. Designed for borrowers with strong credit and substantial down payments seeking premium property acquisitions while maintaining competitive interest rates and personalized underwriting.
Reverse Mortgage Programs
Convert home equity into tax-free income for homeowners aged 62+. Available as monthly payments, lump sums, or credit lines, these HECM loans provide financial flexibility while allowing continued home ownership.
People
Shelly Wheeler Cox
Loan Officer, Midvale Region
NMLS# 317278 with exceptional customer service skills, specializing in guiding first-time homebuyers through complex mortgage processes with personalized support and hand-holding.
Chloe McCombs
Loan Officer, Sandy, UT
NMLS# 2012812 known for adapting to unique financial situations and helping clients achieve affordable monthly payments in high-interest rate markets through creative solutions.
Oscar Javier Dominguez Ramos
Loan Officer, Dallas, TX
NMLS# 1764721 offering top-quality service with expertise in down payment assistance programs and personalized home loan guidance through every application step.
Aaron Chapman
Loan Officer, Mesa, AZ
NMLS# 267844 leading a dedicated team that provides exceptional mortgage service with personalized attention and patient guidance throughout the home buying process.
Marcela Melo
Loan Officer, Raleigh, NC
NMLS# 1115140 making home buying effortless through understanding service, positive communication, and 24/7 availability to address client needs during all stages of the process.
Questions
What mortgage loan options do you offer?
We provide conventional, FHA, VA, jumbo, USDA, reverse, adjustable rate, portfolio, and Non-QM loans, plus down payment assistance programs.
How does your mortgage process work?
Our 11-step process includes pre-qualification, loan application, underwriting, and closing, supported by digital tools like SNapp Home for document management.
Can I get pre-approved online?
Yes, through our SNapp Home mobile app, which allows digital pre-approval, document submission, and real-time communication with loan officers.
Do you offer first-time homebuyer programs?
We specialize in FHA loans with 3.5% down payments and down payment assistance programs for eligible first-time homebuyers.
Are VA loans available for military members?
Yes, we offer VA loans with favorable terms for active military, veterans, and eligible surviving spouses through the VA loan program.
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