Business Details
Your Trusted Mortgage Broker in Salt Lake City, Utah
Advanced Funding Home Mortgage Loans is a dedicated mortgage brokerage committed to simplifying the home loan process for clients across Utah. With a focus on personalized service, our licensed loan officers work closely with first-time homebuyers, experienced homeowners, and refinancing clients to identify the most suitable mortgage solutions. By partnering with multiple lenders, we offer competitive rates and a diverse range of loan programs, including conventional, FHA, VA, and USDA mortgages.Our team prioritizes transparency, ensuring clients understand every step of the process while benefiting from streamlined digital tools and timely communication. For over a decade, we have built a reputation for reliability, earning the trust of clients through consistent, client-centric service and a commitment to achieving favorable outcomes.
Services
Conventional Loans
FHA Mortgages
VA Mortgage Loans
USDA Rural Housing
Jumbo Loans
Reverse Mortgages
Adjustable Rate Mortgages
Mortgage Refinance
Cash-Out Refinance
Home Equity Loans
Highlights and features
- We offer personalized mortgage solutions tailored to your unique financial situation.
- Our team partners with multiple lenders to secure competitive rates and flexible terms.
- We provide transparent communication and detailed guidance throughout the loan process.
- Our licensed professionals have decades of combined experience in mortgage lending.
- We guarantee a streamlined digital application and efficient closing timelines.
What people say
Amazing service
Quick responses
Knowledgeable team
Competitive rates
Smooth process
Services
Conventional Loans
Conventional loans are ideal for borrowers with strong credit and stable income. These mortgages, not insured by the government, offer flexible terms and competitive rates. Advanced Funding helps clients navigate down payment requirements, debt-to-income ratios, and documentation needs to secure approval. Our team ensures clarity on closing costs and long-term affordability.
FHA Mortgages
FHA loans cater to first-time buyers and those with lower credit scores. Insured by the Federal Housing Administration, they require minimal down payments and offer lenient qualification criteria. Advanced Funding guides clients through FHA-specific requirements, including mortgage insurance premiums and property standards, to ensure a seamless experience.
VA Mortgage Loans
VA loans provide military veterans and active-duty members with zero-down-payment options and favorable terms. Advanced Funding specializes in verifying eligibility, securing certificates of entitlement, and expediting approvals. Our experts handle unique VA appraisal processes and funding fee exemptions to support veterans' homeownership goals.
Mortgage Refinance
Refinancing allows homeowners to lower rates, reduce monthly payments, or access equity. Advanced Funding evaluates current loans, credit profiles, and market conditions to identify optimal refinance strategies. We streamline documentation, coordinate appraisals, and ensure compliance with lender guidelines for timely closings.
Jumbo Loans
Jumbo loans serve high-value property purchases exceeding conventional loan limits. Advanced Funding connects clients with specialized lenders offering tailored underwriting and competitive rates. Our team assists with documentation for high-income verification, asset reserves, and property appraisals to meet stringent jumbo loan criteria.
People
Teri Pierce
Loan Officer
Teri Pierce has over 15 years of experience in mortgage lending, specializing in first-time homebuyer programs and refinancing. Clients praise her responsiveness, attention to detail, and ability to simplify complex loan processes while securing favorable terms.
Brett Pehrson
Mortgage Broker
Brett Pehrson brings two decades of expertise in conventional and government-backed loans. Known for his integrity and market knowledge, he helps clients navigate credit challenges and select loan programs aligned with long-term financial goals.
Carol Pierce
Mortgage Specialist
Carol Pierce excels in client relations and underwriting support, with a focus on Utah's housing market. Her dedication to transparent communication and problem-solving has earned her recognition for resolving complex loan scenarios efficiently.
Rhonda Jensen
Loan Officer
Rhonda Jensen specializes in refinancing and home equity solutions, leveraging her 18-year industry background to deliver personalized service. Clients highlight her proactive approach to securing competitive rates and minimizing closing delays.
Nathan Pierce
Mortgage Consultant
Nathan Pierce focuses on VA loans and digital mortgage innovations. With a decade of experience, he streamlines the application process for veterans and active-duty members while integrating technology to enhance client convenience.
Questions
What mortgage loan programs does Advanced Funding offer?
We provide conventional, FHA, VA, USDA, jumbo, reverse, and adjustable-rate mortgages, along with refinancing options tailored to your financial needs.
How can I get pre-approved for a mortgage?
Start by submitting our online application or contacting a loan officer to review your income, credit, and debt. We’ll issue a pre-approval letter within days.
What are the benefits of refinancing with Advanced Funding?
Refinancing can lower your rate, reduce payments, or unlock home equity. Our team compares lender offers to ensure you get the best terms.
How long does the mortgage process take?
Most purchases and refinances close within 30–45 days, depending on documentation speed and lender requirements.
Do you offer online mortgage applications?
Yes, our Digital Mortgage App allows you to apply, upload documents, and track your loan status from any device.
What sets Advanced Funding apart from other brokers?
We combine local expertise with nationwide lender partnerships, prioritizing personalized service, competitive rates, and transparent communication throughout your loan journey.
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