Business Details
6 Years
experience
Your Mortgage Experts in Salt Lake City
RoBUS Mortgage operates as both a direct lender and broker, providing access to diverse loan options while maintaining the potential for quicker closings and competitive rates. Since December 2020, every closed loan has generated a donation to the Utah Food Bank equivalent to feeding 10 families for a day, reflecting our commitment to community impact. Our expertise spans conventional loans, VA loans, jumbo loans, and specialized financing solutions for self-employed borrowers and no-income scenarios.We prioritize personalized guidance through home purchases, refinancing, and creative financing options like investment property acquisitions and hard money loan exits. With licensing across 14 states and NMLS certification (#1687346), we combine industry experience with ethical practices to deliver transparent mortgage solutions tailored to individual client needs.
Services
Conventional Loans
VA Loans
Jumbo Loans
Refinancing
Self-Employed Borrower Loans
No-Income Loans
Investment Property Financing
Hard Money Loan Exits
Cash-Out Refinancing
Debt Consolidation
Details
- Year established: 2020
Highlights and features
- We operate as both direct lender and broker for maximum loan options
- Every closed loan funds a Utah Food Bank donation feeding 10 families
- Specialized expertise in self-employed borrower financing solutions
- Licensed in 14 states with NMLS certification and AZ #1001317 licensing
- Offering conventional, VA, jumbo, and creative financing options
Associations and certifications
- NMLS #1687346
Services
Conventional Loans
Standard mortgage options for primary residences, investment properties, and second homes with flexible down payment requirements. Ideal for borrowers with strong credit histories seeking competitive rates. Our conventional loans offer fixed and adjustable rate options with terms ranging from 15 to 30 years.
VA Loans
Specialized financing for eligible veterans and active-duty personnel offering zero down payment options and favorable terms. We guide military borrowers through the VA loan process with expertise in entitlement verification and certificate of eligibility submission.
Jumbo Loans
Financing solutions for luxury properties exceeding conventional loan limits. Our jumbo loan program provides competitive rates for high-value properties while maintaining flexible qualification criteria for borrowers with strong financial profiles.
Self-Employed Borrower Loans
Tailored programs for entrepreneurs and business owners requiring alternative income documentation. We offer bank statement loans, 1099 mortgage options, and specialized underwriting processes to accommodate non-traditional financial documentation while maintaining compliance standards.
Cash-Out Refinancing
Home equity conversion solutions allowing homeowners to access built-up equity for debt consolidation, home improvements, or investment opportunities. Our streamlined refinance process maintains competitive rates while providing flexible loan-to-value ratios up to 80%.
Questions
What loan types does RBUS Mortgage offer?
We provide conventional loans, VA loans, jumbo loans, self-employed borrower programs, no-income loans, and creative financing options for investment properties and hard money loan exits.
Are you a mortgage broker or direct lender?
We operate as both a direct lender and broker, giving clients access to multiple financing options while maintaining potential for quicker closings and competitive rates.
How does your donation program work?
Since December 2020, every closed loan generates a donation to the Utah Food Bank equivalent to feeding 10 families for a full day through our 'Close a loan, feed 10 families' initiative.
What states do you service?
We are licensed to operate in 14 states: Arizona, California, Colorado, Florida, Georgia, South Carolina, Idaho, Montana, Oregon, Texas, Utah, Virginia, Washington, Wyoming, and Nevada.
Do you offer specialized programs for self-employed borrowers?
Yes, we specialize in mortgage solutions for self-employed individuals, including tailored documentation requirements and flexible underwriting criteria to accommodate non-traditional income verification.
How can I get pre-approved for a mortgage?
Start by submitting our online quote form or contacting us directly at (801) 590-4499 to begin the pre-approval process with our licensed mortgage professionals.
