Business Details
28 Years
experience
Your Trusted Mortgage Partner for Homeownership Solutions
Founded in 1998, Sierra Pacific Mortgage has established itself as a trusted partner in real estate financing, serving homebuyers across 40 states. Our mission centers on delivering unparalleled service and competitive mortgage solutions tailored to individual needs. With a client-centric approach rooted in honesty and integrity, we offer a range of loan programs including Conventional, FHA, VA, USDA, and state-sponsored Down Payment Assistance Programs. As a direct lender, we combine the flexibility of a mortgage broker with the stability of a seasoned financial institution.Our team of experts brings decades of combined experience, ensuring personalized guidance through every step of the homebuying process. Recognized for excellence through multiple industry awards, we prioritize transparency, efficiency, and customer satisfaction. By leveraging advanced technology and maintaining a commitment to education, we empower clients to make informed decisions. Our nationwide reach is complemented by localized expertise, particularly in Henderson and Las Vegas, NV, where our branch operations exemplify our dedication to community and client care.
Services
Home Loan Pre-Approval
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance
Mortgage Planning
Investment Property Loans
Medical Professional Loans
Self-Employed Loans
Details
- Year established: 1998
Highlights and features
- We offer next-day home pre-approvals for faster homebuying.
- Our team provides personalized mortgage solutions across 40 states.
- We are a direct lender with nationwide operations since 1998.
- We have earned multiple industry awards for excellence.
- Our client-centric approach prioritizes honesty, integrity, and transparency.
What people say
Excellent service
Quick and easy
Knowledgeable team
Highly recommend
Professional and friendly
Services
Home Loan Pre-Approval
Sierra Pacific Mortgage offers next-day home loan pre-approvals to accelerate your homebuying journey. This service provides clarity on your budget and strengthens your offer in competitive markets. Our streamlined process ensures quick, accurate decisions without credit checks, giving you confidence before house hunting.
FHA Loans
We specialize in FHA loans designed for first-time buyers and those with lower credit scores. These loans require minimal down payments and offer flexible qualification criteria. Our experts guide you through the process, ensuring compliance with federal standards while securing favorable terms tailored to your financial situation.
VA Loans
Sierra Pacific Mortgage provides VA loans for eligible veterans and service members, offering zero-down payment options and competitive rates. Our team understands the unique needs of military families, ensuring a smooth process with dedicated support from application to closing, honoring your service through exceptional mortgage solutions.
Down Payment Assistance
We connect clients with state-sponsored down payment assistance programs to reduce upfront costs. Our advisors identify eligibility and navigate application requirements, making homeownership accessible for first-time buyers and low-to-moderate-income families while maintaining transparency about program obligations.
Investment Property Loans
Our investment property loans cater to real estate investors seeking competitive financing. With options for single-family homes, multi-family units, and commercial properties, we offer flexible terms and expert analysis to maximize returns. Our team specializes in structuring deals that align with your portfolio goals and market opportunities.
People
Franco Manueli
VP | Branch Manager
Franco Manueli leads the Henderson/Las Vegas branch with over two decades of mortgage expertise. Licensed in 29 states, he specializes in personalized loan solutions, leveraging direct-lending capabilities to serve first-time buyers, veterans, and investors. His team has closed thousands of loans since joining Sierra Pacific Mortgage in 1999.
Spencer Forster
Loan Officer Assistant
Spencer Forster supports Franco Manueli's team with efficient loan processing and client communication. Licensed in Nevada, he ensures seamless coordination for homebuyers, specializing in timely document preparation and client education to streamline the mortgage experience.
Susie Meyer
Loan Officer Assistant
Susie Meyer assists clients in the Las Vegas area with mortgage applications and pre-approvals. Her focus on clear communication and attention to detail helps first-time buyers navigate the process confidently, contributing to the team's reputation for exceptional service.
Questions
What mortgage loan types does Peoples Mortgage offer?
We offer Conventional, FHA, VA, USDA, and state-sponsored Down Payment Assistance Programs, along with specialized loans for medical professionals, teachers, and self-employed individuals.
How quickly can I get a mortgage pre-approval?
Our next-day pre-approvals ensure fast, accurate decisions without credit checks, helping you start house hunting with confidence.
Do you serve first-time homebuyers?
Yes, we specialize in guiding first-time buyers through FHA loans, down payment assistance programs, and personalized education to simplify the homebuying process.
Are you licensed in my state?
We operate in 40 states nationwide. Contact our team to confirm specific state licensing details and local market expertise.
What sets Peoples Mortgage apart from competitors?
Our combination of direct-lending speed, broker flexibility, and decades of experience ensures personalized solutions, award-winning service, and a client-centric approach prioritizing your needs.
