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Business Details
22 Years
experience
Your Trusted Jacksonville Mortgage Partner
Bayway Mortgage Group takes pride in providing unwavering support to borrowers throughout their mortgage journey. Our foundation rests on core values of expertise, integrity, and accountability, combined with a proactive 'YES I CAN' attitude. Based in Jacksonville, FL, we leverage a strong capital base and a localized approach to deliver personalized mortgage solutions. Our team of seasoned professionals prioritizes client needs, ensuring transparency and confidence at every stage. With a commitment to fast approvals and competitive rates, we simplify the mortgage process while maintaining a human-centric focus.

Our track record of successful transactions and client testimonials underscores our dedication to excellence. We specialize in purchase loans, refinancing, and specialty programs tailored to individual circumstances. By partnering with multiple lenders, we secure optimal terms for our clients. Our technology-driven platform enables seamless applications and real-time tracking. Ultimately, we aim to make homeownership dreams achievable while fostering long-term client relationships built on trust.
Services
Purchase Home Refinance Mortgage Specialty Loans Cash-Out Refinance Get Pre-Approved
Details
  • Year established: 2004
Highlights and features
  • We offer mortgage approvals in as little as 24 hours
  • Our team provides localized Jacksonville market expertise
  • We access 00+ wholesale lenders for competitive rate shopping
  • Our technology enables real-time loan tracking and digital applications
  • We maintain a 100% client-focused approach with personalized service
Associations and certifications
  • NMLS
What people say
Excellent team Stress-free process Highly recommend Prompt communication Competitive rates
Services
Purchase Home
Our purchase mortgage program helps clients achieve homeownership with tailored financing options. We offer competitive rates and flexible terms for primary residences, investment properties, and second homes. Our team guides clients through every step from pre-approval to closing.
Refinance Mortgage
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access equity. We specialize in rate-and-term refinancing and streamline processes for qualified borrowers. Our experts analyze current market conditions to optimize savings opportunities.
Specialty Loans
We provide specialized financing for unique situations including jumbo loans, physician mortgages, and construction loans. Our team navigates complex transactions with tailored solutions for non-traditional properties and borrower profiles.
Cash-Out Refinance
This program allows homeowners to tap into their home equity for debt consolidation, renovations, or investment opportunities. We offer competitive rates with streamlined documentation for qualified applicants seeking to leverage their property's value.
Get Pre-Approved
Our pre-approval process gives buyers a clear budget range and demonstrates credibility to sellers. We complete pre-approvals quickly using digital verification while maintaining strict compliance standards for accurate qualification.
People
Edward Carlton
MLO/President
With over 15 years in mortgage lending, Edward leads Jacksonville operations with expertise in complex transactions and client relationship management.
Linda Garcia
Mortgage Loan Originator
Recognized as Jacksonville's top mortgage professional, Linda specializes in residential investment loans and has facilitated over $500M in transactions.
Jesse Kurland
Loan Originator
Jesse brings 12 years of mortgage experience with a focus on first-time homebuyer programs and refinancing optimization.
Aimee Rivera-Rafael
Loan Operations Manager
Aimee oversees loan processing with 10+ years in mortgage operations, ensuring smooth transactions from application to closing.
Sherry
Senior Loan Officer
With 8 years of Jacksonville market expertise, Sherry specializes in new construction financing and first-time homebuyer guidance.
Questions
What mortgage services does Bayway Mortgage Group offer?
We provide purchase loans, refinancing options, specialty programs, and cash-out refinance solutions tailored to individual needs.
How quickly can I get mortgage approval?
Our streamlined process enables approvals in as little as 24 hours with digital documentation capabilities.
Do you offer competitive mortgage rates?
Yes, through our network of 00+ wholesale lenders, we secure some of the lowest available interest rates.
Can I apply for a mortgage online?
Yes, our technology platform allows complete digital applications with real-time loan tracking from anywhere.
What areas do you serve?
While based in Jacksonville, FL, we serve clients nationwide through our remote-friendly mortgage process.
Reviews (2)
Kristie Walters
Dec 10, 2021 Report
I recommend Bayway Mortgage Group! Our loan officer Ed, and loan processor, Kelly did an excellent job. Everything was simple and easy to understand. They worked very hard for us. Much appreciation to Bayway!
Gina Fishman
Dec 16, 2020 Report
Ed and staff are super efficient and extremely hardworking. They managed to close in less then three weeks (more then one week prior to our requested closing date) despite a hiccup with litigation against the HOA. Ed and his team are extremely knowledgeable and are true miracle workers! Thanks for your hard work!!!