Business Details
We have served the Washington DC Metro area and Delaware Beach region for over 20 years as direct mortgage providers. Our team processes, underwrites, and closes every loan locally to ensure community-focused decision making. Gregg Busch brings over 25 years of correspondent lending experience to guide clients through complex mortgage markets. We specialize in matching each borrower with the right mortgage vehicle rather than forcing applications into rigid boxes. Our local underwriting means the people who approve your loan live and work in your community. We simplify the journey from initial search to closing for both first-time homebuyers and refinancing homeowners.
Our expertise covers fixed rate, adjustable rate, FHA, VA, bridge, construction, and home equity loan products. We maintain rigorous professional standards through our NMLS registrations and direct lending authority. Every client receives personalized strategy selection tailored to their individual financial needs and goals. We pride ourselves on transparent communication that explains every aspect of purchasing or refinancing a home. Our commitment to fast, reliable closings has earned us recognition as a top lender in Washington DC year after year.
Our expertise covers fixed rate, adjustable rate, FHA, VA, bridge, construction, and home equity loan products. We maintain rigorous professional standards through our NMLS registrations and direct lending authority. Every client receives personalized strategy selection tailored to their individual financial needs and goals. We pride ourselves on transparent communication that explains every aspect of purchasing or refinancing a home. Our commitment to fast, reliable closings has earned us recognition as a top lender in Washington DC year after year.
Highlights and features
- We process, underwrite, and close loans locally in-house.
- Our team offers over 20 years of direct lending experience.
- We provide personalized mortgage strategies for each unique borrower.
- Our local underwriters live and work in your community.
- We guarantee transparent communication from application through closing.
Services
Fixed Rate Mortgages
Our fixed rate mortgages provide stable monthly payments for the life of the loan, ideal for borrowers planning long-term homeownership in the DC metro area. We offer competitive rates with transparent terms tailored to your financial profile and homeownership goals. Local underwriting ensures quick decisions and reliable closing timelines for your purchase or refinance.
FHA Loans
We provide FHA loans with flexible credit requirements and low down payment options for qualified buyers in Washington DC and Delaware Beach regions. Our experienced team guides you through the government-backed program details to maximize your purchasing power. Local processing ensures efficient approval and closing for first-time and repeat homebuyers alike.
VA Loans
Our VA loans offer eligible veterans and active military personnel zero down payment financing with no private mortgage insurance required. We leverage deep expertise in VA guidelines to streamline your certificate of eligibility and loan approval process. Direct local underwriting accelerates closing timelines for those who have served our country.
Adjustable Rate Mortgages
We offer adjustable rate mortgages with initial fixed-rate periods suited for buyers planning shorter-term ownership or expecting income growth in the DC market. Our advisors clearly explain rate adjustment caps, indexes, and margins to ensure full transparency before commitment. Local underwriting provides flexible qualification for diverse borrower profiles seeking initial payment savings.
Home Equity Lines
Our home equity lines of credit provide flexible access to funds for renovations, debt consolidation, or major expenses with variable rates tied to prime. We structure draw periods and repayment terms to match your financial timeline and equity position in the property. Local decision-making ensures quick approval and funding for homeowners in the Washington DC metro region.
