Business Details
We have been operating as an independent mortgage brokerage in Texas since 2006, building on 25 years of statewide lending experience. Our founder Don Groff, a licensed broker with NMLS #336284, has personally guided thousands of clients through the mortgage process. We specialize in designing loan solutions by shopping dozens of wholesale lenders, ensuring options that compete for each client. Our team provides direct, personalized service with Don and his staff handling each file from start to finish. We offer loan programs including Conventional, FHA, VA, Jumbo, and Investment Property loans tailored to diverse client needs. Our proprietary threestep processinitial consultation, custom lender match, and confident closingdelivers results with zero pressure.
We guarantee closings in as little as 15 days, a significant advantage over typical 30 to 45day timelines. We maintain the highest professional standards by adhering to NMLS regulations and equal housing lender policies. Our commitment to client satisfaction is demonstrated by transparent pricing, sidebyside loan comparisons, and no hidden fees. We continuously educate clients about their financing options, empowering informed decisions throughout the mortgage journey. By leveraging our extensive lender network and proven expertise, we consistently achieve successful outcomes for firsttime buyers, moveup homeowners, investors, and military families.
We guarantee closings in as little as 15 days, a significant advantage over typical 30 to 45day timelines. We maintain the highest professional standards by adhering to NMLS regulations and equal housing lender policies. Our commitment to client satisfaction is demonstrated by transparent pricing, sidebyside loan comparisons, and no hidden fees. We continuously educate clients about their financing options, empowering informed decisions throughout the mortgage journey. By leveraging our extensive lender network and proven expertise, we consistently achieve successful outcomes for firsttime buyers, moveup homeowners, investors, and military families.
Highlights and features
- We have 25 years of Texas mortgage lending experience.
- Our 20year ownership ensures deep market expertise.
- We guarantee closings in as little as 15 days.
- Our direct line to Don provides full transparency.
- We offer sidebyside loan comparisons with zero pressure.
Services
Conventional
We offer Conventional loans for firsttime homebuyers seeking low down payment options. These loans require as little as 3% down and provide stable consistent fixed rates. The result is predictable payments and smooth faster approval for qualified borrowers.
FHA
We provide FHA loans for firsttime homebuyers and those with limited savings, requiring as little as 3% down. These loans are insured by the FHA, reducing lender risk and offering flexible credit requirements and lower mortgage insurance. Borrowers benefit from lower mortgage insurance, easier credit approval, and stable payments.
VA
We specialize in VA loans for eligible military families seeking $0 down financing and no mortgage insurance. These loans carry no PMI and feature competitive interest rates. Our service ensures full use of the benefit with proper pricing and swift closing.
Jumbo
We offer Jumbo loans for highvalue properties exceeding conforming limits, allowing larger financing. These loans provide flexible terms, competitive rates, and personalized service from specialty lenders. Clients gain access to larger loan amounts with tailored underwriting support and efficient processing.
Investment Property
We provide Investment Property loans for real estate investors seeking to expand their portfolio with multifamily and singlefamily properties. These loans are priced across dozens of wholesale lenders for competitive terms. Investors benefit from faster closings, flexible loan structures, and optimized financing options.
