Business Details
30 Years
experience
Your Trusted Mortgage Partner in Louisiana
Founded in 1996, America's Mortgage Resource operates as a full-service mortgage banking firm dedicated to meeting diverse client needs. Our team of licensed mortgage consultants undergoes continuous education to maintain expertise in evolving financial products. We prioritize long-term client relationships by offering personalized loan programs tailored to individual circumstances. Licensed in Louisiana and Mississippi, we serve clients across the Gulf Coast region with a commitment to professional service. Our focus on continuing education ensures our consultants remain proficient in both conventional and specialized mortgage solutions.We leverage technology to streamline the lending process while maintaining a client-centric approach. Our services span residential and investment properties, including first-time homebuyer programs and reverse mortgages. With three Louisiana locations, we provide localized expertise backed by national lending standards. Our reputation for transparency and reliability has been built through decades of consistent service delivery. We remain committed to adapting our services to meet changing market conditions while upholding our founding principles.
Services
Bank Statement Loans
Debt Service Coverage Ratio
FHA Loans
First-Time Homebuyers
Jumbo Loans
Refinances
Reverse Mortgages
Rural Development Loans
VA Loans
203(k) Loans
Details
- Year established: 1996
Highlights and features
- We offer 25+ years of mortgage banking experience in the Gulf Coast region
- Our consultants maintain annual continuing education certifications
- We provide 10+ specialized loan programs including reverse mortgages
- We operate three conveniently located Louisiana offices
- We offer personalized loan consultations with no hidden fees
Services
Bank Statement Loans
Bank Statement Loans help self-employed borrowers qualify using bank statements instead of tax returns. These programs consider actual cash flow for more accurate income assessment. Available in metro New Orleans and Mississippi Gulf Coast regions, they require business ownership verification and meet specific credit guidelines.
Debt Service Coverage Ratio
Debt Service Coverage Ratio loans evaluate property cash flow rather than borrower income. Designed for 1-4 family non-owner occupied properties, they allow LLC ownership with minimum 75% DSCR and up to 80% LTV for qualified investors.
FHA Loans
FHA loans provide accessible financing with low down payments and flexible credit requirements. These government-insured loans benefit first-time buyers and those with limited credit history through competitive rates and lenient underwriting standards.
Jumbo Loans
Jumbo loans finance luxury homes exceeding conventional loan limits. Available with fixed or adjustable rates, they require higher down payments and credit scores while offering competitive pricing for high-value property financing.
Reverse Mortgages
Reverse mortgages convert home equity into cash for seniors aged 62+. These federally-insured loans provide tax-free proceeds with no monthly payments, allowing homeowners to maintain ownership while accessing funds for retirement needs.
People
Alison Calamia
Assistant Vice President, Reverse Mortgage Loan Officer
Alison Calamia specializes in reverse mortgage solutions with extensive experience serving Louisiana and Mississippi clients. She provides personalized guidance on HECM programs and senior equity options.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, Jumbo, Reverse, Rural Development, and conventional loans including specialized programs for first-time homebuyers and investment properties.
Do you offer refinancing options?
Yes, we provide rate/term refinancing and cash-out refinancing options to help lower payments or access home equity.
Are you licensed to operate in Louisiana?
We are a Louisiana Licensed Mortgage Company with three local offices in Metairie and New Orleans.
What are Bank Statement Loans?
These loans use bank statements instead of tax returns to qualify self-employed borrowers for home financing.
Do you offer reverse mortgage programs?
Yes, we provide FHA-insured reverse mortgages that allow seniors to convert home equity into cash while maintaining ownership.
Can first-time homebuyers get assistance?
We offer specialized programs with low/no down payment options, flexible credit requirements, and down payment assistance for first-time buyers.
