Business Details
50+ Years
experience
Your Trusted Mortgage Partner in Louisiana
Sun Mortgage Funding has been a trusted mortgage lending partner since 1958, serving Louisiana and surrounding communities. Our locally owned and operated firm combines over 50 years of collective experience with a commitment to personalized service. Accredited by the Better Business Bureau, we specialize in residential and commercial mortgage solutions tailored to diverse financial situations. Our team of seasoned professionals delivers expert guidance through new home purchases, refinancing, renovation loans, and construction financing. We pride ourselves on transparent communication, competitive rates, and comprehensive loan programs designed for unique client needs.With deep roots in the Metairie real estate market, we provide strategic financial solutions backed by decades of industry expertise. Our cash option programs and flexible terms accommodate credit challenges while maintaining strict compliance with regulatory standards. From initial consultation to loan completion, we prioritize client education and informed decision-making. Our proven track record demonstrates consistent success in helping clients achieve homeownership and investment goals. This enduring commitment to excellence has solidified our reputation as a leading mortgage provider in the region.
Services
New Home Loans
Mortgage Refinancing
Home Renovation Loans
Construction Financing
Debt Consolidation
Details
- Year established: 1958
Highlights and features
- Celebrating 60 years of mortgage lending expertise since 1958
- Accredited by the Better Business Bureau with proven reliability
- Specialized local knowledge of Louisiana real estate markets
- Comprehensive loan programs for credit-challenged borrowers
- Experienced team with 40+ years average industry tenure
Associations and certifications
- Better Business Bureau
What people say
Experienced staff
Personalized service
Successful loan outcomes
Local expertise
Transparent process
Services
New Home Loans
Our new home loan programs help Louisiana residents achieve homeownership with competitive rates and flexible terms. We work directly with buyers and real estate agents to streamline the purchasing process. Our experienced team provides personalized guidance from pre-qualification through closing, accommodating various credit profiles and financial situations while maintaining strict compliance with industry regulations.
Mortgage Refinancing
We offer mortgage refinancing solutions to help homeowners reduce payments, access equity, or consolidate debt. Our specialists analyze individual financial situations to determine optimal refinancing strategies. Services include rate-and-term refinancing, cash-out options, and tailored programs for changing life circumstances while maintaining transparent fee structures and clear communication throughout the process.
Home Renovation Loans
Our renovation loan programs finance home improvements ranging from $25,000 to $75,000. We provide comprehensive support including project planning, interim funding, and permanent financing. Services cover kitchen remodels, roof replacements, energy-efficient upgrades, and major structural repairs with expert guidance to ensure cost-effective, value-adding improvements for Louisiana homeowners.
Construction Financing
We specialize in construction loans for custom home building projects with phased funding disbursements. Our team assists with project planning, timeline establishment, and permanent financing transition. Services include contractor coordination, budget management, and regulatory compliance support to ensure smooth construction processes from groundbreaking to move-in ready completion across Louisiana markets.
Debt Consolidation
Our debt consolidation programs help Louisiana residents simplify payments by combining multiple obligations into single mortgages. We offer tailored solutions for credit card debt, auto loans, and other financial commitments through refinancing options. Our specialists create customized plans to reduce monthly payments while maintaining responsible lending practices and long-term financial stability.
People
David Daube
President
David Daube has led Sun Mortgage Funding for 43 years with extensive finance expertise. His leadership maintains the company's commitment to quality service and community involvement.
Brian Daube
Vice President
Brian Daube brings 15 years of executive leadership to Sun Mortgage Funding. His financial expertise continues the company's tradition of personalized mortgage solutions.
Annette Hesse
Licensed Loan Originator
Annette Hesse has served as a licensed loan originator since 2004 with 40 years total industry experience. Her expertise guides clients through complex mortgage processes.
Tammie Cavanagh
Licensed Loan Originator
Tammie Cavanagh has been a licensed loan originator since 2016 with extensive mortgage funding experience. Her client-focused approach ensures personalized service for diverse financial situations.
Questions
What loan programs do you offer for first-time homebuyers?
We offer specialized first-time homebuyer programs with flexible terms and competitive rates tailored to Louisiana residents' needs.
Can I refinance with bad credit?
Yes, our credit-challenged programs accommodate various credit situations while maintaining responsible lending practices.
How does the home renovation loan process work?
Our renovation loans provide phased funding with project planning support and permanent financing transition upon completion.
What documents are needed for mortgage approval?
Typical requirements include tax returns, W-2 forms, bank statements, and property documentation for comprehensive underwriting.
Do you offer construction-to-permanent financing?
Yes, we provide seamless transition from construction loans to permanent mortgages for new home building projects.
How long does the mortgage process take?
Average processing time ranges from 30-45 days depending on loan complexity and documentation completeness.
