Business Details
Your Trusted Mortgage Partner in Metairie, LA
Sterling Financial Services has been a trusted mortgage partner serving the Greater New Orleans area since 2002. Our team of experienced professionals specializes in providing competitive nationwide rates and a streamlined loan process tailored to individual needs. We offer a comprehensive range of loan programs including 1% Buydown Loans, VA Loans, FHA Loans, Jumbo Home Loans, and HELOC Loans to support first-time homebuyers, refinancers, and real estate investors. With a commitment to building genuine relationships, we provide personalized guidance through every step of the mortgage journey.Our President, Annette Foulkes, carries forward founder Michael Schenck's legacy of integrity and client-focused service. The team combines deep local market knowledge with digital innovation to ensure clients feel informed and confident in their home financing decisions. As an Equal Housing Lender, we adhere to the highest standards of ethical lending practices and community service.
Services
1% Buydown Loan
VA Loans
FHA Loan
Jumbo Home Loans
HELOC Loans
Highlights and features
- Experienced team with over 20 years of combined mortgage expertise
- Competitive nationwide rates with personalized loan solutions
- Streamlined digital mortgage process with local market knowledge
- Dedicated support from licensed professionals through every transaction stage
- Dual expertise from mortgage originators with real estate licensing
Associations and certifications
- NMLS#69556
What people say
Personalized guidance
Competitive rates
Stress-free process
Experienced professionals
Local market knowledge
Services
1% Buydown Loan
This loan program allows borrowers to temporarily reduce their interest rate by 1% during the first year, gradually increasing over subsequent years. Ideal for those expecting income growth, it provides immediate payment relief while maintaining long-term affordability. Our team helps clients determine if this program aligns with their financial goals and future projections.
VA Loans
Specialized mortgage options for eligible veterans and service members offering zero down payment requirements and competitive rates. We guide military families through the VA loan process, ensuring they receive the full benefits they've earned through their service to the country.
FHA Loan
FHA-insured loans provide low down payment options (as low as 3.5%) for first-time homebuyers and those with moderate credit histories. Our specialists help clients navigate FHA requirements and find suitable properties within their budget.
Jumbo Home Loans
Non-conforming loans for high-value properties exceeding conventional loan limits. We offer competitive jumbo loan options with flexible underwriting standards for clients seeking premium real estate investments in Louisiana and beyond.
HELOC Loans
Flexible credit lines secured by home equity, ideal for renovations, debt consolidation, or emergency funds. We help homeowners access their property's value with competitive rates and transparent terms tailored to their financial situation.
People
Annette Foulkes
President
With over two decades of mortgage experience, Annette leads Sterling Financial Services with a commitment to personalized service and community impact. She specializes in guiding clients through complex loan programs while maintaining Michael Schenck's founding vision.
Caleb Hall
Media Manager
Managing digital presence and client communications, Caleb combines mortgage expertise with marketing innovation. As an originator-in-training, he focuses on creating educational content and improving client experience through technology.
Rob Weiss
Mortgage Originator
A dedicated originator with deep knowledge of loan products and local market conditions. Rob specializes in simplifying the mortgage process for first-time buyers and refinancing clients through clear communication and tailored solutions.
Frank Misuraca
Mortgage Originator
Combining mortgage and real estate expertise, Frank provides comprehensive guidance for homebuyers and sellers. His dual licensing allows unique insights into both financing and property transactions in the Greater New Orleans market.
Questions
What loan programs do you offer?
We offer 1% Buydown Loans, VA Loans, FHA Loans, Jumbo Home Loans, HELOC Loans, and other specialized mortgage programs to meet diverse home financing needs.
How does the mortgage process work?
Our streamlined process begins with pre-approval, followed by loan application, underwriting, and closing, with personalized guidance at every stage.
Are your rates competitive nationwide?
Yes, we provide competitive mortgage rates across Louisiana and nationwide through our extensive lender network and market expertise.
Can you help with refinancing?
Yes, we specialize in refinancing solutions to help homeowners reduce payments, access equity, or adjust loan terms.
Do you serve first-time homebuyers?
Yes, we offer specialized programs and guidance for first-time homebuyers, including low down payment options and educational resources.
What areas do you serve?
We primarily serve the Greater New Orleans area and Louisiana, with mortgage solutions available nationwide through our digital platform.
