Business Details
Your Trusted Mortgage Brokers in New Orleans
La Home Helpers Mortgage has established itself as a trusted partner in the mortgage industry, serving homebuyers and investors across New Orleans and Southeast Louisiana. With over 60 years of combined experience among our team members, we specialize in aggressive loan programs tailored to meet diverse financial needs. Our expertise spans first-time homebuyer loans, commercial financing, and non-QM solutions, including stated income and foreign national programs. We prioritize personalized service, guiding clients through every step of the mortgage process with transparency and professionalism. Our commitment to helping Louisiana families achieve homeownership drives our approach to competitive rate comparisons and customized loan solutions. Backed by decades of industry knowledge, we offer real estate investment consulting and creditworthiness assessments to empower informed decisions.As a locally owned business, we combine national expertise with community-focused service, ensuring clients receive both technical proficiency and personalized attention. Our team's extensive background in mortgage origination and insurance services enables us to address complex financing scenarios, from low-credit-score FHA loans to jumbo financing and reverse mortgages. We maintain a client-centric philosophy, emphasizing clear communication and education throughout the loan process. This dedication to service excellence positions us as a reliable resource for both residential and commercial mortgage needs in the region.
Services
Mortgage Loans
Commercial Loans
FHA Loans
Stated Income Loans
Foreign National Programs
Jumbo Financing
Reverse Mortgages
USDA Loans
VA Financing
Fix & Flip Loans
Highlights and features
- 60+ years combined experience in mortgage financing
- Specialize in aggressive loan programs for unique situations
- Offer personalized guidance through the entire loan process
- Provide competitive rate comparisons across multiple lenders
- Combine mortgage expertise with local market knowledge
Services
Mortgage Loans
We offer comprehensive mortgage solutions including conventional, FHA, VA, and USDA loans. Our programs accommodate credit scores as low as 500 with specialized options for first-time homebuyers. Our team compares multiple lenders to secure competitive rates while providing personalized guidance through the entire loan process.
Commercial Loans
Our commercial loan programs cater to real estate investors with options like stated income loans, fix & flip financing, and property-based debt coverage ratio calculations. We offer up to 85% LTV financing and help investors leverage leases as qualifying income for investment property portfolios.
Stated Income Loans
Designed for self-employed borrowers, these non-QM loans use bank statements to verify income without traditional documentation. We accept personal or business accounts with 12-month deposit averages, making qualification easier for entrepreneurs and freelancers with variable income streams.
Foreign National Programs
We provide mortgage solutions for foreign nationals without Social Security numbers. Our programs accept alternative documentation and offer competitive terms for international buyers seeking residential or investment properties in the United States, with specialized underwriting guidelines.
Credit Recovery Loans
Our subprime loan programs help borrowers with credit challenges achieve homeownership. We offer FHA loans down to 500 credit scores, bankruptcy seasoning options as short as one day, and alternative asset-based qualification methods for applicants with limited credit history or past financial difficulties.
People
Brian Mahon
Loan Originator & Mortgage Consultant
With 15+ years in mortgage industry, Brian specializes in real estate investments and aggressive financing solutions. He provides expert guidance on complex loan programs while maintaining a client-focused approach to mortgage education and decision-making.
Robert Cagle
Loan Originator & Insurance Agent
As senior mortgage consultant, Robert combines 15 years of experience with a one-stop shop approach. He focuses on competitive rate comparisons and customized mortgage programs while offering integrated homeowners insurance solutions for comprehensive protection.
Dana Barthelomy
Loan Originator & Office Manager
With three decades of mortgage and insurance industry experience, Dana manages office operations while providing direct client support. She ensures efficient loan processing and maintains personalized customer service throughout the mortgage transaction journey.
Questions
What mortgage programs do you offer for first-time homebuyers?
We offer FHA loans with down payments as low as 3.5%, no down payment options for qualified applicants, and specialized programs with credit score requirements down to 500. Our team provides personalized guidance through these first-time buyer programs.
Can self-employed individuals qualify for mortgages?
Yes, we offer stated income loans using bank statements for qualification. Our non-QM programs accept personal or business account deposits from the past 12 months without traditional income documentation requirements.
Do you work with foreign national borrowers?
Yes, we have mortgage programs specifically designed for foreign nationals without Social Security numbers. These programs use alternative documentation and provide competitive financing options for international buyers in the U.S. market.
What commercial loan options are available?
We offer investor loans up to 85% LTV, fix & flip financing covering 100% of renovations, and commercial property loans using debt coverage ratios. Our programs also accept leases as qualifying income for investment properties.
How do you help borrowers with credit challenges?
We provide subprime loan options for applicants with low credit scores, bankruptcies, or foreclosures. Our programs accept credit scores down to 500 and offer seasoning requirements as short as one day post-bankruptcy.
