Business Details
30 Years
experience
Your Trusted Mortgage Partner in Harrison, NY
At Circle Mortgage, we channel decades of expertise into simplifying the mortgage process through our Zen-inspired philosophy of clarity and efficiency. Founded in 1996 by Dale Siegel, an attorney with over 35 years of real estate experience, we specialize in streamlining loan applications while maintaining the highest industry standards. Our approach combines advanced technology with personalized service, ensuring clients receive tailored solutions and continuous communication throughout their transactions.Recognized for our integrity and industry leadership, weve built strong relationships with lenders to deliver superior results for residential and commercial borrowers. Our commitment to education empowers clients to make informed decisions, reflected in our award-winning blog and publications. With licenses in New York, New Jersey, and Connecticut, we serve as trusted advocates in a complex financial landscape.
Services
Mortgage Brokerage
Loan Processing
Refinancing
Commercial Mortgages
Pre-Approval Services
Details
- Year established: 1996
Highlights and features
- We offer 25+ years of mortgage expertise led by an attorney with industry-wide recognition.
- Our attorney-led approach ensures deep transactional knowledge and client advocacy.
- Advanced technology enables 24/7 client communication and real-time updates.
- Personalized service prioritizes client education and tailored financing strategies.
- Strong lender relationships deliver superior approval outcomes for complex cases.
Associations and certifications
- National Mortgage Licensing System (NMLS)
What people say
Rate was so low
Attorney makes working better
Handled transaction professionally
True expert
Extra payment reduces term
Services
Mortgage Brokerage
Circle Mortgage provides full-service brokerage for residential and commercial loans. Our attorney-led team streamlines applications using advanced technology, ensuring personalized solutions. Clients benefit from transparent communication and industry-leading expertise in securing competitive rates and approvals.
Loan Processing
We handle end-to-end loan processing with precision and efficiency. Our paperless system ensures secure document management while maintaining compliance with federal regulations. Clients receive real-time updates and proactive support to expedite approvals and minimize delays throughout the transaction.
Refinancing
Our refinancing solutions focus on reducing client costs and improving loan terms. By analyzing current market conditions and individual financial profiles, we deliver strategic recommendations to maximize savings and long-term financial benefits for homeowners.
Commercial Mortgages
Circle Mortgage specializes in commercial financing for properties of all sizes. We navigate complex lending requirements to secure approvals for clients, from small investors to large-scale developers, ensuring tailored solutions that align with business objectives.
Pre-Approval Services
We offer comprehensive pre-approval assessments to prepare clients for home purchases. Through detailed financial analysis and credit evaluation, we provide clear guidance on borrowing capacity, strengthening buyers' positions in competitive markets.
People
Dale Robyn Siegel
Founder & Attorney
Dale Siegel, Esq., founded Circle Mortgage in 1996 after a 10-year legal career in real estate. With expertise in mortgage licensing and consumer advocacy, she has authored industry courses and spoken at national seminars. Her 30+ years of experience drive the company's client-centric approach.
Questions
What’s the difference between pre-qualification and pre-approval?
Pre-qualification is an initial assessment based on basic financial information. Pre-approval involves a full application review and lender commitment, strengthening your position in competitive markets.
How does Circle Mortgage handle credit reports?
We use tri-merge credit reports to assess your financial history. Our team explains scores and helps address discrepancies to improve approval chances while maintaining transparency.
What are TRID regulations and how do they affect my closing?
TRID (TILA-RESPA Integrated Disclosure) standardizes mortgage disclosures. We guide clients through required forms and timelines to ensure compliance and prevent closing delays since 2015.
Can I refinance with Circle Mortgage?
Yes. We offer flexible refinancing options to reduce rates, adjust loan terms, or access equity. Our team explains the three-day rescission period and coordinates seamless closings.
How does Circle Mortgage use technology?
We employ secure portals for document sharing, e-signatures, and real-time updates. This ensures 24/7 client access to transaction details while maintaining data security and regulatory compliance.
