Business Details
27 Years
experience
Your Trusted Mortgage Partner in Clearwater, FL
Founded in 1999 by Michael Galasso, Moneylink Mortgage has established itself as a trusted family-run mortgage brokerage in Clearwater, Florida. With over 25 years of industry experience since entering the field in 1994, we have weathered market fluctuations while maintaining our commitment to personalized service. Our team specializes in navigating complex mortgage processes, offering tailored solutions for purchase, refinance, and reverse mortgage needs.Known for our weekend availability and direct client communication, we prioritize transparency and ethical practices. Our longevity and client-centric approach have earned us a reputation as a reliable partner for both first-time homebuyers and seasoned investors.
Services
Purchase Mortgage
Refinance Mortgage
Reverse Mortgage
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Non-QM Loans
Cash-Out Refinance
Details
- Year established: 1999
Highlights and features
- We process loans in-house for faster service
- We offer low-cost mortgage options
- Our team provides personalized support
- Available to assist clients on weekends
- Expertise in problem-solving during the mortgage process
What people say
Outstanding job
Smooth and stress-free
Knowledgeable and responsive
Highly recommend
Professional and friendly
Services
Purchase Mortgage
We specialize in helping clients secure financing for residential property purchases. Our team guides first-time buyers and investors through loan options like FHA, VA, and conventional programs. With personalized advice and access to competitive rates, we simplify the homebuying process while addressing unique financial situations.
Refinance Mortgage
Our refinancing solutions help homeowners reduce monthly payments, access equity, or adjust loan terms. We offer rate-and-term refinancing, cash-out options, and specialized programs like VA IRRRL. Our experts analyze your current mortgage to identify savings opportunities and streamline the refinance process.
Reverse Mortgage
We provide government-insured reverse mortgages for homeowners aged 62+. These loans convert home equity into tax-free funds without monthly payments. Our counselors explain program requirements, financial assessments, and inheritance implications to ensure clients make informed decisions about their retirement financial strategy.
FHA Loans
Our FHA loan program assists buyers with lower credit scores or minimal down payments. These mortgages require as little as 3.5% down payment and offer flexible qualification guidelines. We help clients understand FHA requirements while connecting them with suitable financing options for their homeownership goals.
VA Loans
We offer zero-down payment VA loans to eligible military members and veterans. These programs feature competitive rates, no mortgage insurance requirements, and streamlined refinancing options. Our team specializes in maximizing VA loan benefits while navigating the unique documentation needs of service members.
People
Michael Galasso
President/Owner
With mortgage industry experience since 1994, Michael founded Moneylink Mortgage in 1999. He oversees operations while maintaining active client relationships, combining strategic leadership with hands-on expertise in complex mortgage solutions.
Tony Galasso
Senior Mortgage Originator
Joining the company in 2013, Tony brings personalized service to clients while leveraging 10+ years of mortgage expertise. He specializes in connecting clients with tailored financing solutions and supports local business development in Tampa Bay.
Yoena Stephenson
Outside Loan Originator
With two decades of mortgage experience, Yoena specializes in guiding clients through complex loan processes. Fluent in Spanish, she focuses on empowering clients with clear explanations of loan options while ensuring culturally responsive service delivery.
Questions
What mortgage products do you offer?
We offer FHA, VA, USDA, conventional, jumbo, and non-QM loans for purchases, refinancing, and reverse mortgages.
Are you available outside regular business hours?
Our team provides weekend availability to accommodate clients' schedules, recognizing real estate activity continues beyond standard work hours.
How do you help first-time homebuyers?
We explain loan options, assist with down payment requirements, and guide buyers through each step of the mortgage process.
Can you help with difficult mortgage situations?
Our non-QM loan programs and problem-solving approach address unique financial circumstances that don't fit standard guidelines.
What sets you apart from other mortgage companies?
We combine in-house processing, personalized service, and decades of local market experience with weekend availability.
How do reverse mortgages work?
These programs let homeowners 62+ access equity without monthly payments, with protections for spouses and inheritance options.
