Business Details
21 Years
experience
Your Trusted Minnesota Mortgage Broker
Established in 2005, Minnesota Mortgage Guy is a trusted independent mortgage broker serving clients across Minnesota. Our expertise spans conventional, FHA, VA, USDA, jumbo, and reverse mortgage programs, with specialized knowledge in first-time homebuyer initiatives and new construction financing. We combine deep industry experience with personalized service, offering insights into mortgage market trends and proactive solutions to potential loan process challenges. As a licensed real estate agent, we provide comprehensive guidance for home purchases, sales, and refinancing. Our fee structure ensures alignment with client success, as compensation is earned only upon loan closing.With a focus on financial empowerment, we help clients navigate homeownership while maintaining transparency and ethical standards. Our local market expertise covers the 7-County Metro Area, supported by NEXA Mortgage, LLC's national resources. We prioritize direct communication, offering 24/7 availability to address client needs throughout the mortgage journey. Our track record of hundreds of successful transactions demonstrates our commitment to simplifying complex mortgage processes. This combination of experience, accessibility, and client-focused service establishes us as a reliable mortgage partner in Minnesota's housing market.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Reverse Mortgages
First-Time Homebuyer Programs
New Construction Financing
Refinancing Services
Investment Property Loans
Details
- Year established: 2005
Highlights and features
- 20+ years of mortgage industry experience since 2005
- Licensed to serve all Minnesota counties with local market expertise
- Comprehensive loan program options for diverse financial situations
- Transparent fee structure aligned with client success
- 24/7 personal accessibility for mortgage guidance
Associations and certifications
- NMLS #205668
- NMLS #1660690
Services
Conventional Loans
Standard mortgage programs with competitive rates for borrowers with strong credit profiles. Ideal for primary residences, investment properties, and second homes. Requires minimum 5% down payment with flexible term options.
FHA Loans
Federal Housing Administration insured loans requiring as little as 3.5% down. Designed for first-time buyers and those with moderate credit histories. Offers lenient qualification standards while maintaining affordable rates.
VA Loans
Exclusive mortgage benefits for eligible veterans and service members. Features zero down payment requirements, competitive rates, and no private mortgage insurance. Available for primary residence purchases and refinancing.
USDA Loans
USDA guaranteed rural housing loans offering 100% financing for eligible buyers in designated rural areas. Combines favorable terms with income limits to promote homeownership in qualifying Minnesota communities.
Reverse Mortgages
Specialized programs for homeowners aged 62+ to convert home equity into tax-free funds. Available as lump sum, monthly payments, or credit lines while maintaining property ownership.
People
Andy Boyum
Mortgage Broker/Loan Originator
Licensed mortgage professional with 20+ years' experience since 2005. NMLS #205668 independent broker offering personalized mortgage solutions. Combines mortgage expertise with real estate insights as an active licensed agent.
Questions
What mortgage programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, reverse mortgages, first-time homebuyer programs, and new construction financing options tailored to Minnesota residents.
Are you licensed to operate in Minnesota?
Yes, I'm a licensed mortgage broker in Minnesota with NMLS #205668, serving all state counties from my Maple Grove office.
How does your fee structure work?
I work on a commission basis, earning compensation only when your loan successfully closes and you receive home ownership keys.
Can you help with investment property financing?
Yes, I specialize in mortgage solutions for investment properties and second homes across Minnesota's 7-County Metro Area.
Do you offer 24/7 client support?
I provide 24/7 personal accessibility for mortgage questions, ensuring timely assistance throughout the loan process.
What sets you apart from other brokers?
With 20+ years' experience since 2005 and real estate licensing, I combine mortgage expertise with local market knowledge for comprehensive solutions.
