Business Details
Your Trusted Mortgage Partner in Queens, NY
At Summit Funding, we specialize in providing personalized mortgage solutions tailored to meet the unique needs of every client. Our team of experienced Mortgage Advisors is dedicated to guiding homeowners and buyers through the complexities of home purchase loans and refinancing options with integrity and expertise. We offer competitive rates across a range of mortgage products, including fixed-rate, adjustable-rate, FHA, VA, and jumbo loans, ensuring clients find the best fit for their financial goals.Our streamlined online application process and fast funding options empower clients to secure their dream homes or reduce monthly payments efficiently. Recognized for our responsive service and client-centric approach, we prioritize transparency, creativity, and long-term relationships, as evidenced by testimonials from satisfied clients who consistently recommend our services.
Services
Home Purchase Loans
Refinance Options
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
FHA Loans
VA Loans
Jumbo Loans
Highlights and features
- Our team provides personalized mortgage guidance with decades of combined experience.
- We offer competitive rates across diverse loan products, including FHA and VA options.
- Fast funding ensures clients secure their desired properties without delays.
- Transparent, client-first approach with no hidden fees or surprises.
- Recognized for responsiveness, creativity, and long-term client relationships.
Associations and certifications
- National Mortgage Licensing System (NMLS)
What people say
Responsive team
Competitive rates
Seamless process
Expert guidance
Trusted recommendations
Services
Home Purchase Loans
We provide tailored home purchase loans with competitive rates and flexible terms. Our advisors help first-time buyers and experienced homeowners secure financing that aligns with their budget and goals. With fast approvals and a streamlined process, we ensure a seamless path to homeownership.
Refinance Options
Our refinance solutions help clients lower monthly payments, reduce interest costs, or access home equity. We offer cash-out refinancing and rate-and-term adjustments, supported by expert guidance to maximize financial benefits. Competitive rates ensure meaningful savings over the loan term.
Fixed-Rate Mortgages
Fixed-rate mortgages provide predictable monthly payments with locked-in interest rates. We offer 15- and 30-year terms, ideal for clients seeking long-term financial stability. Our competitive rates and transparent terms ensure clarity and confidence in homeownership.
FHA Loans
FHA loans cater to low-to-moderate-income borrowers with reduced down payment requirements. Our team simplifies the FHA loan process, ensuring accessibility for first-time buyers while maintaining compliance with federal guidelines. Competitive rates and flexible credit standards enhance affordability.
VA Loans
VA loans offer zero-down payment options for eligible veterans and service members. We specialize in VA loan approvals, leveraging military service benefits to reduce upfront costs. Our dedicated support ensures veterans secure favorable terms with minimal financial strain.
People
Dave
Mortgage Advisor
Dave specializes in personalized mortgage solutions, with a focus on client satisfaction and competitive rate negotiations. He has closed hundreds of loans, earning consistent referrals from satisfied clients and industry peers.
Questions
What mortgage options does Summit Funding offer?
We provide fixed-rate, adjustable-rate, FHA, VA, jumbo, and refinance loans tailored to your financial needs.
How can I get pre-approved for a mortgage?
Use our online pre-approval tool or contact our team for a quick, streamlined application process.
Does Summit Funding offer refinancing?
Yes, we offer rate-and-term refinancing and cash-out options to lower payments or access equity.
What areas do you serve?
We operate in Connecticut, Florida, and New Jersey, with licensed advisors ready to assist remotely.
How fast can my loan be funded?
Most loans close within 30 days using our fast funding options and digital processing tools.
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