Business Details
Your Trusted Mortgage Broker in New York, NY
Pan AM Mortgage has established itself as a premier mortgage brokerage firm serving real estate professionals, builders, and individual homebuyers across the New York Area. Our full-service approach combines an experienced team with expertise in purchase, refinance, construction, and commercial lending. We leverage access to a diverse range of mortgage sources, ensuring clients receive tailored loan solutions with optimal rates, terms, and costs. Throughout the lending process, we prioritize transparency and client engagement through regular loan updates and progress reports.Our Mortgage Manager service offers specialized support for refinancing, while our online platform enables 24/7 access to loan alternatives and applications. With licenses in NY, NJ, PA, CT, and FL, we uphold a commitment to integrity, precision, and personalized service, as evidenced by our track record of successfully navigating complex transactions and earning long-term client trust.
Services
Purchase Loans
Refinance Loans
Construction Loans
Commercial Lending
Mortgage Manager Service
Highlights and features
- We offer 24/7 online mortgage services for convenience.
- Our team provides regular loan updates and progress reports.
- We have access to a full range of mortgage sources.
- Our Mortgage Manager service assists with refinancing needs.
- We are licensed in multiple states including NY, NJ, PA, CT, and FL.
Associations and certifications
- NY State Banking Department
- FL Department of Financial Services
- PA Department of Banking
- NJ Department of Banking and Insurance
- CT Department of Banking
What people say
Care and precision
Difficult loan arranged
Stress out of situation
Professional in handling
Recommend them
Services
Purchase Loans
Our purchase loan services assist clients in securing financing for residential and commercial properties. We work with multiple lenders to find competitive rates and terms tailored to individual needs. Our experienced team guides clients through the entire process from application to closing.
Refinance Loans
We specialize in refinancing solutions to help clients reduce interest rates, adjust loan terms, or access equity. Our Mortgage Manager service provides personalized refinancing strategies. We streamline the process with transparent communication and timely execution.
Construction Loans
Our construction lending services support clients financing new residential or commercial developments. We offer tailored loan structures and collaborate with builders to ensure projects stay on budget and schedule. Our team provides dedicated support from approval to completion.
Commercial Lending
We provide commercial lending solutions for businesses seeking property acquisition or expansion financing. Our specialists connect clients with lenders offering flexible terms and competitive rates. We prioritize understanding each clients unique operational needs to deliver effective loan options.
People
Balram Kakkar
CEO
Balram Kakkar, CEO of Panam Mortgage, brings extensive experience in mortgage services. Licensed in multiple states, he leads the company's strategic direction and client-focused approach.
Thomas Dougherty
Branch Manager, Manhattan
Thomas Dougherty manages our Manhattan branch, offering expertise in mortgage solutions. With years of industry experience, he ensures clients receive personalized guidance and seamless transaction support.
Boris Yadgarov
Director of Residential Lending
Boris Yadgarov oversees residential lending operations, specializing in client-centric mortgage strategies. His team ensures efficient loan processing and tailored refinancing options for homeowners across our service areas.
Michael Kingsford
Branch Manager Florida
Michael Kingsford leads our Florida branch, delivering expert mortgage services tailored to local market needs. His leadership ensures clients receive consistent, high-quality support and competitive loan options.
Questions
What services does Panam Mortgage offer?
We provide purchase loans, refinance loans, construction loans, commercial lending, and mortgage management services tailored to residential and business clients.
How can I apply for a mortgage online?
Visit our website to explore loan options, submit applications, and track progress 24/7 using our secure online platform.
In which states are you licensed?
We are licensed in New York, New Jersey, Pennsylvania, Connecticut, and Florida to serve a wide range of clients.
Do you offer refinancing assistance?
Yes, our Mortgage Manager service provides personalized refinancing strategies to help clients secure better rates and terms.
How do you ensure timely loan processing?
We provide regular updates and collaborate closely with lenders to address challenges promptly, ensuring efficient transaction closures.
