Business Details
30 Years
experience
Your Trusted Mortgage Partner in Melville, NY
Founded in 1996, Interstate Home Loan Center has dedicated itself to simplifying homeownership for individuals and families. Our foundation rests on trust, integrity, and personalized service, ensuring every client receives tailored mortgage solutions. With a team of experienced professionals, we guide clients through first-time home purchases, refinancing, and investment opportunities, prioritizing transparency and efficiency.Our commitment extends beyond transactionswe build lasting relationships and strive to make the mortgage process stress-free. Recognized as a licensed mortgage lender, we operate with NMLS# 56315 and maintain Equal Housing Lender status, serving clients across multiple states while adhering to rigorous industry standards.
Services
Mortgage Loans
Refinancing
VA Loans
FHA Loans
First-Time Buyer Programs
Investment Property Loans
Preapproval Services
Loan Processing
Home Purchase Loans
Jumbo Loans
Details
- Year established: 1996
Highlights and features
- We offer 25+ years of experience in mortgage lending since 1996.
- Our team provides personalized loan solutions tailored to individual financial goals.
- We maintain transparent communication and easy accessibility for all clients.
- Our licensed professionals operate across multiple states with NMLS certification.
- We guarantee a customer-first approach with no hidden fees or obligations.
Associations and certifications
- NMLS
- Equal Housing Lender
What people say
Stress-free process
Transparent communication
Expert guidance
Personalized solutions
Efficient service
Services
Mortgage Loans
We provide customized mortgage solutions for home purchases and refinancing. Our loan programs cater to first-time buyers, investors, and veterans, offering competitive rates and flexible terms. Our team ensures a streamlined application process with personalized guidance from preapproval to closing.
VA Loans
Specialized mortgage options for veterans and active-duty military members. These $0 down payment loans offer favorable terms and are guaranteed by the Department of Veterans Affairs. Our experts simplify the application process for eligible service members.
FHA Loans
FHA-insured loans designed for low-to-moderate income borrowers. We offer competitive rates and lower down payment requirements, making homeownership accessible while maintaining strict compliance with federal guidelines.
Refinancing
Optimize your mortgage terms through rate-and-term or cash-out refinancing. Our specialists analyze your financial situation to help reduce payments, shorten loan terms, or access home equity with transparent cost breakdowns.
First-Time Buyer Programs
Tailored solutions for first-time homebuyers, including down payment assistance and educational resources. We simplify the process with step-by-step guidance, budgeting tools, and specialized loan options to make homeownership achievable.
People
Alex Niven
President / CEO
With over 20 years of mortgage industry leadership, Alex Niven directs strategic growth while maintaining our commitment to personalized service and client satisfaction.
Michael Higgins
Chief Production Officer
Michael Higgins oversees loan production operations, ensuring efficient processes and compliance across 20+ states where we maintain licensing.
Eric Braun
VP of Growth
Eric Braun leads expansion initiatives, focusing on innovative mortgage solutions and market development in key growth regions.
Nelson Rodriguez
Vice President of Sales
Nelson Rodriguez manages sales strategy in New York, leveraging deep local market knowledge to connect clients with optimal loan programs.
Christopher Morabito
Executive Vice President
Christopher Morabito oversees executive operations, ensuring alignment with our core values of transparency and customer-first service delivery.
Questions
What mortgage loan options do you offer?
We provide conventional, FHA, VA, jumbo, and investment property loans tailored to your financial goals.
How can I get preapproved for a mortgage?
Complete our online questionnaire or contact our team to start the preapproval process with personalized guidance.
Are VA loans available for military members?
Yes, we offer $0 down VA loans for eligible veterans and active-duty US military personnel.
What areas do you serve?
We operate nationwide with licensed professionals in New York, New Jersey, Florida, and other states.
How does your loan application process work?
Our process includes preapproval, document submission, underwriting, and closing with transparent communication at every stage.
Can I refinance my existing mortgage?
Yes, we offer refinancing options to help you achieve better rates, adjust loan terms, or access home equity.
