Business Details
Your Trusted Mortgage Partner in Kingwood, TX
A K Mortgage is a wholesale brokerage dedicated to educating clients and delivering superior service throughout the home buying process. As a wholesale broker, we provide access to diverse loan products and unique financing solutions, including FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, Jumbo loans, and ITIN borrower options. Our team specializes in addressing student loan debt, self-employment, fixed incomes, and down payment assistance. With over 18 years of professional financial accounting experience, President Kristen Bradley combines deep loan product knowledge and personal finance expertise to differentiate us from competitors.We prioritize a streamlined, prompt loan closing process for purchases and refinances, supported by a client-focused approach that emphasizes transparency, reliability, and personalized guidance. Our commitment to excellence is reflected in client testimonials praising our professionalism, expertise, and dedication to client success.
Services
FHA Loans
Conventional Loans
VA Loans
USDA Loans
Non-QM Loans
Commercial Loans
Manufactured Homes
Condo Financing
Jumbo Loans
ITIN Borrower Loans
Highlights and features
- We offer 18 years of financial accounting and mortgage industry expertise.
- Our wholesale broker access provides diverse loan product options.
- Personalized solutions for student loan debt, self-employment, and down payment assistance.
- Streamlined loan closing process for purchases and refinances.
- Client-focused service with proven reliability and transparency.
Associations and certifications
- NMLS 1958373
What people say
Very knowledgeable
Professional service
Personalized guidance
Reliable support
Credit expertise
Services
FHA Loans
FHA loans provide low-down-payment options for qualified buyers. Ideal for first-time homebuyers or those with limited credit history. Our experts guide clients through eligibility requirements and application processes.
VA Loans
VA loans offer competitive rates and zero down payment options for eligible veterans and service members. We specialize in maximizing benefits while ensuring compliance with military-specific lending regulations.
Financial Planning Consultation
Our consultation reviews credit, income, and assets to determine homebuying readiness. No credit impact occurs during this process. Personalized strategies help clients improve eligibility and secure favorable loan terms.
Jumbo Loans
Jumbo loans cater to high-value property purchases exceeding conventional limits. We provide tailored underwriting solutions and competitive pricing for luxury homebuyers with strong financial profiles.
Down Payment Assistance
We connect clients with local and national programs reducing upfront costs. Expert guidance ensures proper documentation and eligibility verification for first-time and low-income homebuyers.
People
Kristen Bradley
President
President Kristen Bradley brings 18+ years of financial accounting expertise to mortgage solutions. Specializes in complex loan scenarios, credit optimization, and client education. Committed to personalized service and ethical lending practices.
Questions
What loan types do you offer?
We offer FHA, VA, Conventional, USDA, Jumbo, Non-QM, and ITIN borrower loans with tailored financing options.
How long does the loan process take?
Most loans close within 30-45 days using our streamlined digital portal and proactive communication system.
Can you help with bad credit situations?
Yes, we specialize in credit rehabilitation strategies and alternative qualifying methods for non-traditional borrowers.
Do you service Texas and Mississippi only?
Currently serving Texas and Mississippi with Georgia and Tennessee expansion planned for 2024.
What documents are needed for pre-approval?
Basic financial documents include ID, pay stubs, tax returns, and asset statements. Our portal simplifies secure document submission.
Is there a fee for financial consultation?
No, our initial financial planning consultation carries no cost or credit impact.
