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Trusted Mortgage Services in Minnetonka, MN
Edge Home Finance was founded on the principle that mortgage lending should be a personalized experience rather than a formulaic process. With over 23 years of industry expertise, our team approaches each client as an individual, not a number. We combine Dave Welsch's extensive background in mortgage banking with a commitment to transparency and client education. Our professionals work closely with homebuyers, builders, and realtors to deliver tailored lending solutions that align with unique financial goals. Through strategic partnerships with over 40 national and local lenders, we provide access to diverse mortgage products while maintaining a focus on exceptional customer service.Our track record includes recognition for industry excellence, including leadership roles in professional associations and media appearances. We prioritize ongoing communication throughout the lending process, ensuring clients feel informed and confident at every stage. Our dedication to community extends beyond business, with active participation in charitable initiatives like Feed My Starving Children. By eliminating bottlenecks and emphasizing relationship-building over transactional interactions, we aim to make the home financing journey seamless and stress-free.
Services
Home Purchase Loans
Refinance Options
New Construction Financing
Equity Position Loans
Builder Partnerships
Highlights and features
- We offer 24/7 availability for urgent mortgage inquiries
- Our team has 23 years of experience working with home builders
- We represent over 70 national and local lenders for optimal options
- Dave Welsch has 400+ LinkedIn recommendations from industry peers
- We provide free consultations and personalized lending strategies
What people say
Extremely helpful
Knowledgeable team
Responsive communication
Stress-free process
Personalized guidance
Services
Home Purchase Loans
We specialize in home purchase financing with personalized solutions for first-time buyers and experienced homeowners. Our process includes detailed rate comparisons, pre-approval guidance, and closing support. With access to multiple lenders, we help clients secure competitive rates for primary residences and investment properties.
Refinance Options
Our refinance services help homeowners reduce monthly payments, access equity, or adjust loan terms. We analyze current market conditions and individual financial situations to recommend optimal refinance strategies. The process includes rate lock options and streamlined documentation requirements.
New Construction Financing
We provide specialized financing for custom home building projects with flexible terms for land acquisition and construction phases. Our team coordinates with builders to ensure timely funding disbursements and offers permanent financing conversion options upon project completion.
Equity Position Loans
Our equity loan programs help homeowners leverage property value increases for debt consolidation, home improvements, or major purchases. We offer fixed-rate options and flexible repayment terms while maintaining clear communication about associated risks and benefits.
Builder Partnerships
We collaborate with home builders through tailored lending programs that support inventory management and sales growth. Our services include customized financing options for model homes, bulk purchase agreements, and builder-specific incentive programs to enhance buyer appeal.
People
Dave Welsch
Mortgage Originator
Dave Welsch brings 23 years of mortgage industry experience, including leadership roles at major financial institutions. Recognized with multiple industry awards, he has contributed to WCCO radio segments and print publications. His team maintains 400+ LinkedIn recommendations for mortgage expertise.
Questions
What mortgage services do you offer?
We provide home purchase loans, refinance options, new construction financing, equity position loans, and builder-specific mortgage programs.
How does the mortgage process work?
Our process begins with a free consultation to assess your financial situation, followed by pre-approval, loan selection, documentation submission, and closing coordination.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the mortgage process with educational resources and tailored financing options.
What areas do you serve?
We primarily serve the Twin Cities metropolitan area and western Wisconsin regions.
Can you help with difficult loan scenarios?
Our team has experience handling complex cases, including creative solutions for challenging approval requirements.
