Business Details
Your Trusted Mortgage Partner in Houston, TX
Texas Loan Star has been a trusted leader in mortgage lending for over 50 years, dedicated to making homeownership accessible and affordable for Texans. As a direct lender, we provide personalized service and tailored loan solutions, including conventional, FHA, VA, jumbo, renovation, and construction loans. Our team of seasoned professionals prioritizes integrity, ensuring clients receive the best products, rates, and guidance through every step of their home financing journey.With decades of collective experience, we combine industry expertise with a client-first approach to deliver exceptional service and build lasting relationships. Our commitment to excellence is reflected in our proven success rate, thousands of satisfied homeowners, and a reputation as a reliable partner in achieving financial goals.
Services
Purchase Home Loans
Home Equity Refinance
Commercial Property Loans
Construction Loans
Small Business Lending
FHA VA Loans
Jumbo Loans
Investment Property Loans
Renovation Loans
Highlights and features
- We offer over 50 years of mortgage lending experience with personalized service.
- Our direct lender advantage ensures faster decisions and tailored solutions.
- We specialize in exclusive jumbo loan options for professionals.
- Our VA loan specialists provide maximum benefits for veterans.
- We prioritize integrity with transparent, client-focused financing guidance.
Associations and certifications
- Nationwide Mortgage Licensing System (NMLS)
What people say
Great people to work with
Knowledgeable and motivated team
Best interest rates available
Personalized service every step
Smooth loan process ensured
Services
Purchase Home Loans
Texas Loan Star provides tailored home purchase loans for first-time buyers, second homes, and investment properties. Our programs include competitive rates, free pre-approvals, and personalized guidance to simplify the buying process. With flexible down payment options and expert support, we help clients secure financing that aligns with their financial goals and homeownership aspirations.
Home Equity Refinance
Our home equity and cash-out refinance options allow homeowners to consolidate debt, fund home improvements, or cover education expenses. By leveraging the equity in their property, clients access low fixed rates and flexible terms. We streamline the process to ensure quick approvals and maximize savings through tax-deductible interest benefits.
Commercial Property Loans
Texas Loan Star offers commercial real estate financing for office buildings, retail spaces, and multifamily units. These loans feature scalable terms, interest-only payments during project phases, and seamless conversion to long-term financing. Our solutions support business growth by enabling property acquisition, refinancing, or development with tailored structures.
Construction Loans
Our construction and renovation loans finance new home builds or major property upgrades. Clients benefit from interest-only payments during the 12-18 month construction period, followed by conversion to a permanent mortgage. We provide up to 95% financing of appraised value, ensuring comprehensive support from project start to completion.
Jumbo Loans
Exclusive jumbo loan products cater to high-value property purchases or unique financial profiles. Designed for professionals in medicine, law, and accounting, these loans offer flexible underwriting and competitive rates. As a direct lender, we accommodate non-traditional income documentation and complex credit scenarios to meet luxury home financing needs.
People
Laith Daik
President
Laith Daik leads Texas Loan Star with over 50 years of combined team experience, specializing in VA loans and competitive rate negotiations. His client-focused approach ensures personalized service and optimal financing solutions.
Halley Spencer
Senior Loan Originator
Halley Spencer excels in guiding clients through mortgage processes with expertise and motivation, ensuring seamless transitions into dream homes while maintaining clear communication and tailored support.
Ben Edwards
Director of Sales
Ben Edwards leverages extensive industry knowledge to drive sales strategies, focusing on client education and matching borrowers with ideal loan programs for their financial goals.
Robert Pitassi
Senior Loan Originator
Robert Pitassi provides personalized mortgage solutions, emphasizing transparency and client empowerment through detailed guidance and a deep understanding of loan products.
Jessica Ann Merritt
Loan Originator
Jessica Ann Merritt specializes in first-time homebuyer programs, offering patient support and expertise to simplify the loan process and ensure informed decisions.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, jumbo, renovation, construction, and commercial property loans tailored to residential and business needs.
What are the benefits of working with a direct lender?
As a direct lender, we provide faster approvals, flexible solutions, and in-house decisions to streamline your loan process.
Do you offer specialized loans for professionals?
Yes, we provide jumbo loan options tailored for medical, legal, and accounting professionals with unique financial profiles.
How do I qualify for a VA loan?
Our VA loan specialists guide veterans through eligibility requirements, ensuring maximum benefits and smooth closings with zero down payment options.
Can you help with commercial real estate financing?
Yes, we specialize in commercial mortgages for office buildings, retail spaces, and multifamily units with scalable financing solutions.
What sets Texas Loan Star apart from other lenders?
We combine 50+ years of experience, exclusive loan products, and personalized service to deliver unmatched client satisfaction and competitive rates.
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