Business Details
31 Years
experience
Your Trusted Mortgage Partner in Westlake, OH
Union Capital Mortgage has been a trusted partner in the mortgage industry since 1995, dedicated to helping clients achieve homeownership through personalized loan solutions. Our team of experienced mortgage loan officers works closely with clients to navigate the complexities of home purchase, refinance, and specialty loan programs. With a focus on local market expertise and a commitment to exceptional service, we have assisted tens of thousands of clients in finding loans tailored to their unique financial situations.Our in-house VA loan approval process, portfolio loan options, and 24/7 availability for scheduled appointments reflect our dedication to accessibility and efficiency. We prioritize honest communication, timely closings, and comprehensive guidance through every step of the mortgage process, ensuring clients feel supported and informed throughout their homebuying journey.
Services
Home Purchase Loans
Home Refinance Loans
Specialty Loans
VA Loans
FHA Loans
Jumbo Loans
Low Down Payment Loans
Cash Out Refinance
Rate and Term Refinance
Construction Loans
Details
- Year established: 1995
Highlights and features
- 25+ years of experience helping clients achieve homeownership
- Local loan officers with in-depth knowledge of Ohio markets
- In-house VA loan approval process for faster service
- Portfolio loans for non-traditional scenarios like self-employment
- 24/7 availability for scheduled mortgage consultations
What people say
Dedicated and patient
Quick and seamless process
Responsive and calm demeanor
Made home buying simple
Helped with abatement program
Services
Home Purchase Loans
Our home purchase loans provide tailored financing solutions for first-time buyers and experienced homeowners. With conventional fixed-rate and adjustable-rate options, we help clients secure primary residences or investment properties. Our loan officers guide clients through pre-approval, underwriting, and closing processes while explaining all available loan programs and requirements.
Home Refinance Loans
We offer rate-and-term refinancing to reduce monthly payments or accelerate loan payoff, plus cash-out refinancing for home improvements or debt consolidation. Our team evaluates clients' current mortgages to identify optimal refinancing opportunities while explaining all associated costs and benefits.
Specialty Loans
Our specialty loan programs include construction loans for new home builds, renovation loans for property improvements, and portfolio loans for non-traditional borrowers. These products cater to unique financial situations like self-employment or high-income/low-credit-score scenarios through flexible underwriting criteria.
VA Loans
As a VA Automatic Lender, we offer exclusive mortgage benefits for veterans and active military members. Our VA loan program features zero-down payment options, no monthly mortgage insurance, and streamlined refinancing without appraisals. We specialize in processing these government-backed loans efficiently for qualified applicants.
FHA Loans
Our FHA loan program provides accessible homeownership opportunities with 3.5% down payments and flexible credit requirements. We assist clients through the entire FHA loan process, including processing seller contributions up to 6% of purchase price and non-occupying co-borrower arrangements.
People
Ron Szuch
President | Senior Loan Officer
With decades of mortgage industry experience, Ron leads our team as President while maintaining active loan officer status. He specializes in helping veterans achieve homeownership through VA loans and ensures our team maintains exceptional service standards.
Chris Hartzell
Senior Loan Officer
Chris provides expert mortgage guidance with responsiveness to client inquiries. He specializes in explaining evolving loan processes to returning homebuyers while maintaining a positive, educational approach throughout the mortgage journey.
Mike Buynak
Senior Loan Officer
As one of our most responsive loan officers, Mike specializes in clear communication and timely explanations of complex mortgage concepts. His expertise helps clients understand all aspects of their home financing options.
Bob Antonelli
Loan Officer
Bob offers personalized mortgage solutions with attention to detail. He guides clients through rate quotes and loan processes while providing both personal and professional advice to ensure informed decision-making.
Ante Turcinov
General Manager | Loan Officer
Ante combines management oversight with direct client service. He specializes in helping first-time homebuyers navigate the mortgage process while maintaining our company's commitment to patient, thorough client education.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, jumbo, construction, renovation, and portfolio loans with fixed-rate, adjustable-rate, and specialty options for diverse financial situations.
Are you a VA-approved lender?
Yes, we're a VA Automatic Lender with decades of experience processing VA loans in-house, offering zero-down payment options and streamlined refinancing for veterans.
Can I get a mortgage with low down payment?
Yes, we offer FHA loans with 3.5% down, VA loans with zero down, and conventional loans with down payments as low as 3% for qualified borrowers.
Do you offer refinancing options?
We provide rate-and-term refinancing to lower payments or accelerate payoff, plus cash-out refinancing for home improvements or debt consolidation with flexible terms.
What areas do you serve?
We primarily serve Westlake, Hudson, and Grove City, OH, with local loan officers familiar with regional housing markets and community-specific programs.
Are your mortgage rates competitive?
We offer competitive rates across all loan programs, with personalized rate quotes based on your unique financial profile and current market conditions.
