Business Details
50+ Years
experience
Your Trusted Mortgage Partner in Ohio
Since entering the mortgage industry in 1940, Schmidt Mortgage has established itself as a leading FHA, VA, and Fannie Mae-approved mortgage banker in Ohio. As a division of Click n Close Inc., we leverage our parent company's extensive business volume to secure competitive pricing and vendor relationships, ensuring superior value and service quality for our clients. Our expertise spans conventional, FHA, VA, USDA, and jumbo loans, catering to primary residences, second homes, and investment properties.With a legacy of ethical lending standards and advanced technology platforms, we provide tailored financing solutions for first-time buyers and seasoned investors. Our team of seasoned professionals maintains open communication throughout the loan process, prioritizing client success from application to closing. Backed by decades of industry experience and a commitment to innovation, we deliver reliable mortgage services that meet diverse client needs across Ohio.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Mortgages
Refinancing
203K Loans
Adjustable Rate Mortgages
Fixed Rate Mortgages
Investment Property Loans
Details
- Year established: 1940
Highlights and features
- We offer 84 years of mortgage industry experience since 1940
- Our team provides personalized guidance through the entire loan process
- We leverage volume discounts for competitive pricing and vendor relationships
- We maintain ethical lending standards with advanced technology platforms
- Our professionals specialize in FHA, VA, and USDA loan programs
Associations and certifications
- FHA
- VA
- Fannie Mae
- USDA Rural Development
What people say
Amazing experience
Patient with me
Couldn't be happier
Smooth process
Knowledgeable staff
Services
FHA Loans
FHA loans require as little as 3.5% down with flexible credit requirements. These mortgages are ideal for first-time buyers seeking affordable financing. Our team specializes in FHA 203K loans that include renovation costs in the mortgage.
VA Loans
Available to eligible military veterans, VA loans offer zero down payment options and no monthly mortgage insurance. We streamline the VA loan process with specialized underwriting expertise and competitive rates for qualified borrowers.
USDA Loans
USDA Rural Housing loans provide zero down payment financing for middle-income borrowers in eligible areas. Our specialists help determine USDA eligibility and guide clients through the application process for primary residence purchases.
Jumbo Mortgages
We offer fixed and adjustable-rate jumbo mortgages for loan amounts exceeding conforming limits. Our programs cater to luxury home buyers and investors needing financing above $417,000 for primary residences or investment properties.
Refinancing
Our refinancing options include rate reduction, term adjustment, and cash-out solutions. We help homeowners lower payments, shorten loan terms, or access equity through conventional, FHA, and VA streamline refinance programs.
People
Jeffrey E. Bode
Owner-President
With decades of mortgage industry experience, Jeffrey Bode leads Click n Close Inc. as Chairman and CEO. He acquired Schmidt Mortgage in 2010 and has driven technological innovation in mortgage processing since the 1980s.
Dan Forshey
COO
Dan Forshey brings over 20 years of mortgage expertise in retail lending and compliance. As COO, he focuses on improving operational efficiency across loan processing, underwriting, and sales functions for better client outcomes.
Adam W. Rieke
Head of Wholesale Lending
A 23-year industry veteran, Adam Rieke leads wholesale lending operations. He has built successful lending divisions at national firms and brings extensive experience in developing profitable wholesale mortgage strategies.
Michael J. Lima
Director, Whole Loan Trading
Michael Lima oversees whole loan trading with prior leadership roles at Guardian Mortgage and Fannie Mae. His 25+ years in capital markets and risk management strengthen our loan trading and correspondent lending capabilities.
Robert Ellis
Attorney
Licensed in Texas and Ohio, Robert Ellis provides legal counsel with 33 years of banking industry experience. He ensures regulatory compliance and manages legal matters for our mortgage operations across multiple states.
Questions
What mortgage programs do you offer?
We provide FHA, VA, USDA, conventional, and jumbo loans for purchases, refinancing, and investment properties across Ohio.
Can I get a mortgage with low credit scores?
Yes, we offer FHA loans with minimum credit scores starting at 580 and specialized programs for borrowers with past credit issues.
Do you offer zero-down payment options?
We provide VA loans for veterans with no down payment and USDA loans for eligible rural areas with zero down payment requirements.
How do I start the mortgage process?
Contact us at (800) 686-3600 or complete our online form for a free consultation and rate quote from our Ohio mortgage professionals.
What property types can you finance?
We finance 1-4 unit residential properties including primary residences, second homes, investment properties, and modular homes across Ohio.
