Business Details
Your Trusted Mortgage Partner in Cranston, RI
Primary Local has established itself as a trusted leader in residential mortgage lending across multiple states. With decades of combined experience, our team of dedicated loan officers specializes in providing personalized financing solutions tailored to each client's unique needs. We offer a comprehensive range of loan programs including conventional, FHA, VA, jumbo, and specialized rehabilitation mortgages. Our commitment to exceptional customer service is evident in every interaction, from initial consultation through closing.We pride ourselves on transparent communication, competitive rates, and a streamlined lending process designed to minimize stress for homebuyers. Our professionals maintain active NMLS certifications and stay current with evolving mortgage regulations to ensure compliance and expertise. Whether you're purchasing your first home or refinancing an existing property, our goal remains focused on helping clients achieve their homeownership dreams through customized financial solutions.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
FHA 203k Rehab
Down Payment Assistance
Rural Housing (USDA)
Refinancing Services
First Time Homebuyer Programs
Investment Property Loans
Highlights and features
- We offer decades of experience in residential mortgage lending
- Our team provides personalized loan solutions for unique financial situations
- We maintain active NMLS certifications across multiple states
- We offer 24/7 accessibility through digital platforms and mobile communication
- Our loan officers specialize in specialized programs like FHA 203k rehabilitation loans
What people say
Exceptional service
Knowledgeable staff
Timely communication
Stress-free process
Competitive rates
Services
Conventional Loans
Conventional loans offer flexible terms for primary residences, vacation homes, and investment properties with down payments starting at 3%. These fixed-rate mortgages provide predictable payments and no mortgage insurance requirements for qualified borrowers. Our experienced loan officers help clients navigate conventional loan options that best fit their financial situation.
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payments and lenient credit requirements. These government-backed mortgages include fixed-rate and adjustable-rate options for first-time and repeat homebuyers. Our specialists guide clients through FHA loan benefits including competitive interest rates and flexible qualifying criteria.
VA Loans
VA loans offer exclusive benefits for eligible military personnel and veterans including zero down payment options and favorable interest rates. Our VA-certified loan officers assist with streamlined processes for purchase and refinance transactions. We specialize in maximizing VA loan entitlements while maintaining compliance with Department of Veterans Affairs guidelines.
Jumbo Loans
Jumbo loans finance high-value properties exceeding conventional loan limits, currently $729,200 in most areas. Our portfolio includes competitive jumbo loan products with flexible underwriting standards for luxury homes and unique properties. We provide tailored solutions for borrowers seeking financing beyond standard conforming loan amounts.
FHA 203k Rehab
FHA 203k rehabilitation loans finance both home purchase and renovation costs in a single mortgage. These specialized loans enable buyers to acquire fixer-upper properties and complete necessary repairs or upgrades. Our experts manage the complex 203k process including contractor coordination and renovation fund disbursement.
People
Aldryn Tangui
Loan Officer
Aldryn Tangui combines technical expertise with personalized service, guiding clients through mortgage options while maintaining NMLS#1487671 certification standards.
Christian Tamez
Loan Officer
Christian Tamez delivers exceptional communication and market knowledge, holding NMLS#2387663 certification while specializing in Rhode Island mortgage solutions.
George DiGregorio
Loan Officer
George DiGregorio brings extensive experience and NMLS#349109 certification, known for navigating complex transactions and providing personalized mortgage guidance.
Kevin Johnson
Loan Officer
Kevin Johnson maintains NMLS#24421 certification while offering dedicated service, combining mortgage expertise with responsive communication for first-time and repeat homebuyers.
Steven Hawes
Loan Officer
Steven Hawes (NMLS#276181) specializes in mortgage solutions with proven expertise in challenging market conditions and commitment to client satisfaction.
Questions
What mortgage loan options do you offer?
We provide conventional, FHA, VA, jumbo, FHA 203k rehab, USDA, and down payment assistance loans to meet diverse homeownership needs.
Do you specialize in first-time homebuyer programs?
Yes, we offer multiple first-time homebuyer programs including RI Housing and down payment assistance options with specialized guidance.
Can you help with mortgage refinancing?
Our refinancing services help clients reduce payments, access equity, or adjust loan terms through rate-and-term or cash-out refinancing options.
What areas do you serve?
We operate in Rhode Island, Massachusetts, Connecticut, Florida, Maine, New Jersey, New Hampshire, Maryland, Georgia, Virginia, Pennsylvania, North Carolina, Arizona, and California.
How does the mortgage pre-approval process work?
Our pre-approval process evaluates financial qualifications to determine loan eligibility, helping buyers strengthen purchase offers with verified financing.
What documentation is needed for a mortgage application?
Standard requirements include income verification, asset statements, credit history, and property details, with personalized guidance from our loan officers.
