Business Details
24 Years
experience
Your Trusted Mortgage Partner in Sequim, WA
Sean Clift Mortgage has been a family-owned and operated mortgage brokerage since 2002, serving clients across the Olympic Peninsula and Hawaii. With over 100 years of combined experience, our team specializes in guiding first-time homebuyers, veterans, investors, and credit-challenged borrowers through complex residential lending processes. We maintain two offices in Sequim, Washington, and Keaau, Hawaii, offering personalized solutions tailored to diverse financial situations.Our community-rooted approach prioritizes transparency, accessibility, and long-term client relationships. As industry experts, we navigate evolving loan programs to secure optimal terms for conventional, government-insured, and specialty mortgages. Our commitment to exceptional service is evidenced by multi-generational client referrals and a dog-friendly office environment that reflects our approachable ethos.
Services
Home Loans
First-Time Home Buyers
VA Loans
Tribal 184 Loans
Reverse Mortgages
FHA/VA/USDA Loans
Challenged Credit Loans
Home Equity Loans
Cash-Out Refinancing
Debt Consolidation
Details
- Year established: 2002
Highlights and features
- Family-owned and operated since 2002 with 100+ years of combined mortgage experience
- Specialize in first-time homebuyer and VA loan programs
- Offer tailored solutions for credit-challenged borrowers with scores as low as 580
- Maintain physical offices in Sequim, WA and Keaau, Hawaii for local accessibility
- Provide personalized mortgage guidance through complex lending regulations
What people say
Amazing loan officer
Fantastic deal
Efficient work
Highly recommend
Got it done
Services
Home Loans
Tailored mortgage solutions for first-time buyers, investors, and veterans. Expert guidance through loan options ensures competitive rates and personalized support for seamless home purchases. Our professionals navigate conventional and government-insured programs to match individual financial situations.
VA Loans
Specialized mortgage programs for military service members and veterans. We streamline VA loan processes with expert knowledge of eligibility requirements and benefits, ensuring maximum financial advantages for those who have served our country.
Challenged Credit Loans
Custom solutions for borrowers with credit challenges or no credit history. Our brokers access multiple lenders offering programs accepting scores as low as 580, while exploring alternative credit-building pathways for long-term financial improvement.
Reverse Mortgages
Financial planning tools for senior homeowners seeking to convert home equity into income. We provide clear explanations of reverse mortgage options, ensuring clients understand terms, eligibility, and implications for retirement planning.
Debt Consolidation
Strategic refinancing solutions to consolidate high-interest debt through home equity. Our advisors analyze financial situations to determine optimal consolidation approaches, potentially reducing monthly payments while maintaining responsible borrowing practices.
Questions
What mortgage programs do you offer for first-time homebuyers?
We specialize in first-time homebuyer programs including FHA loans with low down payments, USDA rural development loans, and conventional options with flexible qualification criteria.
Can I qualify for a mortgage with bad credit?
Yes, we offer programs accepting credit scores as low as 580 and work with alternative credit verification methods for borrowers without traditional credit histories.
Do you offer mortgage services in Hawaii?
Yes, our Keaau, Hawaii branch provides local mortgage expertise for island residents while maintaining the same personalized service standards as our Washington office.
What options exist for debt consolidation through home loans?
We offer home equity loans and cash-out refinancing options to consolidate high-interest debt, potentially lowering monthly payments through extended loan terms.
How do reverse mortgages work for seniors?
Reverse mortgages convert home equity into tax-free income for homeowners 62+. We explain program requirements, payment options, and implications for estate planning during personalized consultations.
What documentation is needed to start the loan process?
Basic requirements include proof of income, asset statements, and identification. Our loan officers provide specific checklists based on individual financial situations during initial consultations.
