Let Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve. I have had many varied roles in the lending industry for over 22 years.
After acquiring Old Republic Mortgage, we became affiliated with American Pacific Mortgage Corp. in 2005. My enthusiasm for and capabilities in helping others with their individual needs has since blossomed. Your home is usually the biggest factor in your net worth. I HIGHLY recommend Robin Malsbury and her services! This was our first time working with Robin and her staff.
Throughout the process, Robin was so friendly and quick to respond to our emails, texts, or phone calls. She was extremely considerate of our opinions and wants. It was by far the quickest and smoothest process we have been through. Robin and her team are very professional.
After acquiring Old Republic Mortgage, we became affiliated with American Pacific Mortgage Corp. in 2005. My enthusiasm for and capabilities in helping others with their individual needs has since blossomed. Your home is usually the biggest factor in your net worth. I HIGHLY recommend Robin Malsbury and her services! This was our first time working with Robin and her staff.
Throughout the process, Robin was so friendly and quick to respond to our emails, texts, or phone calls. She was extremely considerate of our opinions and wants. It was by far the quickest and smoothest process we have been through. Robin and her team are very professional.
Services
About Us
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Robin grew up with great involvement in the construction and the real estate industry.
Her mother being a successful owner of a real estate company and agent, and father being a contractor.
She always was involved in the office or out helping her father on a build.
Robin went on to marry her husband who was a contractor and together they built a construction company of their own and multiple homes.
Then along came her four beautiful children- Lacey, Holly, Colton, and Kyle.
Now she is even blessed and happy to take on the title of Grandma to her grandson Lynden.
Her mother being a successful owner of a real estate company and agent, and father being a contractor.
She always was involved in the office or out helping her father on a build.
Robin went on to marry her husband who was a contractor and together they built a construction company of their own and multiple homes.
Then along came her four beautiful children- Lacey, Holly, Colton, and Kyle.
Now she is even blessed and happy to take on the title of Grandma to her grandson Lynden.
Testimonials
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I HIGHLY recommend Robin Malsbury and her services!
This was our first time working with Robin and her staff.
Throughout the process, Robin was so friendly and quick to respond to our emails, texts, or phone calls.
She was extremely considerate of our opinions and wants.
It was by far the quickest and smoothest process we have been through.
Robin and her team are very professional.
If you're looking for someone who is going to work overtime for you, then I highly highly suggest you contact her!
This was our first time working with Robin and her staff.
Throughout the process, Robin was so friendly and quick to respond to our emails, texts, or phone calls.
She was extremely considerate of our opinions and wants.
It was by far the quickest and smoothest process we have been through.
Robin and her team are very professional.
If you're looking for someone who is going to work overtime for you, then I highly highly suggest you contact her!
How the Loan Process Works
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We know that buying a home and getting the financing for it has this stigma that it is a dreadful process, but here at Old Republic Mortgage we pride ourselves in making the process as easy and most convenient for the client.
During this process we do all the heavy lifting so you can focus on your life rather than your mortgage loan.
There are a couple of factors to consider when determining this amount.
What monthly payment would make you most comfortable?
What is the maximum you can borrow from a lender, given your income and credit history?
During this process we do all the heavy lifting so you can focus on your life rather than your mortgage loan.
There are a couple of factors to consider when determining this amount.
What monthly payment would make you most comfortable?
What is the maximum you can borrow from a lender, given your income and credit history?
Renting vs. Owning
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With rental prices increasing an average of 4%-8%, not buying a home could be the most costly financial decision you make.
If you have been paying steadily higher rents, you may have asked yourself, on more than one occasion, if you are making the right choice.
What's more affordable, renting or buying?
To find out what's more affordable for you, a rent vs buy calculator can help you determine the right choice for you and your financial goals.
You may find that renting is costing you far more in the long run, even if your monthly rent amount and monthly mortgage payment are almost identical.
If you have been paying steadily higher rents, you may have asked yourself, on more than one occasion, if you are making the right choice.
What's more affordable, renting or buying?
To find out what's more affordable for you, a rent vs buy calculator can help you determine the right choice for you and your financial goals.
You may find that renting is costing you far more in the long run, even if your monthly rent amount and monthly mortgage payment are almost identical.
What is a Credit Score
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When it comes to buying a home, your credit matters.
Specifically, your credit score matters.
Lenders use your credit score to determine what loan program and interest rate you qualify for.
A credit score over 720 is considered good credit, and a credit score between 750-800 is considered excellent credit.
A credit score of 600 or higher can still qualify you for a home loan, but it may come at different terms than if you had a score of 720 or higher.
Good and excellent credit can often get you better loan terms, but that doesn't mean you can't qualify for a loan with a lower score.
Specifically, your credit score matters.
Lenders use your credit score to determine what loan program and interest rate you qualify for.
A credit score over 720 is considered good credit, and a credit score between 750-800 is considered excellent credit.
A credit score of 600 or higher can still qualify you for a home loan, but it may come at different terms than if you had a score of 720 or higher.
Good and excellent credit can often get you better loan terms, but that doesn't mean you can't qualify for a loan with a lower score.
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