Super Mortgage Bros is a West Covina mortgage lender helping homebuyers understand their financing options and build the right mortgage strategy. Armando Novelo, NMLS 237243, has been helping homebuyers since 2002 and specializes in first-time homebuyers, down payment assistance, conventional, FHA, VA, jumbo, self-employed, bank statement, investment property and refinance loans. We also provide mortgage pre-approvals, homebuyer education, strategy sessions and access to a wide range of loan and assistance programs for eligible borrowers throughout California, Nevada, Arizona and Georgia.
Highlights and features
- Trusted by hundreds of homebuyers across the San Gabriel Valley
- 600+ verified client reviews across leading homebuyer review platforms
- Mortgage programs explained clearly for confident homebuying decisions
- Serving West Covina and surrounding San Gabriel Valley communities
- Twenty-four years helping families achieve transformative homeownership
- Free homebuyer tools and answers for first-time buyers
Payment methods
- Cash
- Debit cards
- Credit cards
Services
Conventional Loans
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We offer conventional loans with flexible terms, competitive rates, and options for first-time and move-up buyers. Qualified borrowers can choose a smaller down payment or contribute more to reduce monthly payments. These loans do not require government insurance and may provide greater flexibility with property types and loan features. A minimum 620 credit score is required.
FHA Loans
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We provide FHA loans for buyers seeking a smaller down payment or more flexible credit guidelines. FHA financing is insured by the Federal Housing Administration, allowing qualifying borrowers to access competitive rates and more lenient debt-to-income requirements. With a minimum down payment of 3.5% for qualifying buyers, FHA loans can support homeownership with manageable payment options.
VA Loans
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We provide VA loan programs designed for eligible veterans, active-duty service members, National Guard members, reservists, and certain surviving spouses. These government-backed mortgages may offer no down payment, no private mortgage insurance, competitive interest rates, and more flexible credit requirements. VA loans are intended for primary residences and may also support eligible manufactured homes.
USDA Loans
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We provide USDA loan programs designed to help eligible homebuyers purchase homes in qualifying rural areas without a down payment and with favorable interest rates. These loans offer flexible credit requirements and lower mortgage insurance costs compared with FHA loans. Eligibility depends on location, income, credit, stable employment, and use of the home as a primary residence.
Jumbo Loans
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Our jumbo loan programs are designed for mortgage amounts that exceed conforming loan limits established by Fannie Mae and Freddie Mac. These loans generally require stronger credit, higher income, substantial assets, and down payments of 10% to 20% or more. While jumbo loans may have higher rates, qualified borrowers with strong financial profiles may secure competitive terms.
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