Business Details
Your Trusted Mortgage Brokers in West Covina
Super Mortgage Bros is a family-oriented mortgage brokerage dedicated to providing exceptional service through teamwork and integrity. With over 25 years of combined experience, our team has successfully helped more than 1,500 families achieve their homeownership goals. We prioritize client needs above all else, offering personalized support through every stage of the mortgage process. Our commitment to solution-oriented thinking and transparent communication ensures a stress-free experience for every client.As a West Covina-based team affiliated with GEM Mortgage, we combine local expertise with national resources to deliver tailored financial solutions. Our approach emphasizes continuous improvement through client feedback, maintaining rigorous professional standards, and fostering long-term relationships built on trust and accountability.
Services
Mortgage Loans
Refinancing Services
FHA Loans
Down Payment Assistance
Homebuyer Workshops
Highlights and features
- 25+ years of combined mortgage industry experience
- Client-first approach with mission-before-commission philosophy
- 24/7 team availability for continuous support
- Proven track record with 1,500+ successful home financing cases
- Transparent communication with no hidden fees
Associations and certifications
- Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
What people say
Exceptional communication
Stress-free experience
Expert guidance
Responsive team
Post-closing support
Services
Mortgage Loans
We provide comprehensive mortgage loan services for first-time buyers and experienced homeowners. Our team offers personalized guidance through loan selection, application, and closing processes. With access to multiple lending options, we help clients secure competitive rates tailored to their financial situations while maintaining strict compliance with California mortgage regulations.
Refinancing Services
Our refinancing specialists help homeowners reduce monthly payments, shorten loan terms, or access home equity. We analyze current mortgage terms against market conditions to identify optimal refinancing opportunities. The process includes detailed cost-benefit analysis and streamlined documentation to ensure efficient transaction completion while maximizing client financial benefits.
FHA Loans
We specialize in FHA-insured mortgage programs designed for low-to-moderate income borrowers. Our experts guide clients through FHA loan requirements, including credit score considerations and down payment assistance options. We provide comprehensive support with HUD-compliant documentation and ensure adherence to federal lending standards throughout the approval process.
Down Payment Assistance
Our team connects qualified buyers with local and state-sponsored down payment assistance programs. We facilitate eligibility assessments, coordinate grant applications, and integrate assistance funds with primary mortgage financing. This service helps first-time homebuyers overcome financial barriers while maintaining compliance with California housing authority requirements.
Homebuyer Workshops
We offer monthly educational workshops covering mortgage readiness, credit score improvement, and home ownership responsibilities. These sessions provide practical guidance on navigating the home buying process, understanding loan terms, and maintaining financial stability post-purchase. Workshops include personalized Q&A sessions with experienced mortgage professionals.
People
Armando Novelo
Loan Officer
NMLS #237243 with 15+ years mortgage experience. Specializes in first-time homebuyer programs and FHA loans. Maintains 98% client satisfaction rate through personalized service and transparent communication.
Jerry Novelo
Loan Officer
NMLS #244948 with expertise in refinancing and investment property financing. Committed to client education with 10+ years guiding families through mortgage processes. Recognized for problem-solving complex loan scenarios.
Valarie Novelo
Branch Manager
Manages operational excellence with focus on compliance and service quality. Oversees team training programs and client satisfaction initiatives. Ensures adherence to California mortgage lending regulations and internal service standards.
April Oliva
Loan Officer
Specializes in down payment assistance programs and first-time homebuyer counseling. Maintains 4.9 Google rating through dedicated client support. Facilitates workshops on mortgage readiness and financial preparedness.
Nancy
Loan Processor
Experienced processor with 8+ years handling loan documentation and underwriting requirements. Coordinates between clients and lenders to ensure timely closings. Known for meticulous attention to detail and regulatory compliance.
Questions
What mortgage services do you offer?
We provide purchase mortgages, refinancing, FHA loans, down payment assistance, and homebuyer education workshops. Our services cover all stages of homeownership with personalized support.
Do you work with first-time homebuyers?
Yes, we specialize in first-time homebuyer programs including FHA loans and down payment assistance. Our team provides tailored guidance through every step of the purchase process.
Are you licensed in California?
We operate under California Residential Mortgage Lending Act license #413-0360 and maintain full compliance with state and federal lending regulations.
How quickly can you process a loan?
Our average processing time is 30-45 days, with expedited options available. We maintain real-time communication to address requirements promptly and ensure timely closings.
Can you help with bad credit situations?
Our team specializes in credit improvement strategies and offers government-backed loan options for non-traditional credit profiles while maintaining responsible lending practices.
What areas do you serve?
Primarily serving West Covina and surrounding San Gabriel Valley communities, with select services available throughout California through our GEM Mortgage network.
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Reviews (5)
Ed
Aug 25, 2026
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Armando is the best along with Valerie! I have a very crazy schedule. He was available at all hours and always answered my questions. Trust me I felt like I had a lot haha. When I felt lost he didnt hesitate to make me feel at ease. The check ins really made me feel good. In my experience with other lenders, once they get what the want they dont ever bother calling you to check if you questions or have concerns. Armando is proactive and takes initiative. His support for first responders is a huge plus. Its rare to find a lender like Armando and his team.
Allison Van Wig
Jul 17, 2026
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Working with this lender was great! They closed the loan super fast, exceeded my expectations. Kept me updated on a regular basis. I never once had to call for an update. Very professional. I highly recommend.
Rocio L.
May 21, 2026
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Armando and his team are fantastic, they really go above and beyond to make sure youre taken care of. They will also take care of you long past getting keys with great recommendations and advice for anything you need.
Antonio Gonzalez
Apr 27, 2026
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Armando got me the best interest rate for my refinance and really came thru when I needed this heloc. I used the funds from this loan to pay off all my other debts and still had extra for repairs/remodeling my home needed. My only regret was getting a loan from a major bank beforehand and not finding Armando sooner. I highly recommend this company, he's literally the only realtor I can trust.
Yumi
Apr 11, 2026
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Armando was extremely responsive and communicative throughout the entire process. His team was also amazing and made everything feel smooth and well organized. What really stood out was that he went above and beyond by contacting the seller directly for information when my realtor was unavailable. I truly appreciate his dedication and would highly recommend him.
