Business Details
Your Trusted Mortgage Partner in Fort Lauderdale
A&D Mortgage is a leading mortgage lender with two decades of experience in the industry. Recognized as a Forbes Top 10 wholesale lender and a top Non-QM lender in the US, we specialize in providing a comprehensive range of loan programs tailored to meet diverse borrower needs. Our commitment to innovation is reflected in our award-winning technology and lending solutions, which empower partners to achieve their business goals efficiently. We pride ourselves on delivering fast turnaround times, flexible underwriting, and personalized support to ensure seamless loan processing from application to closing. With a team of dedicated professionals, we maintain a 'can do' attitude to address even the most complex scenarios, helping borrowers secure financing when other lenders cannot.Operating across 48 states, our services cater to first-time homebuyers, veterans, and investors through products like DSCR, Bank Statement, FHA, Conventional, and VA loans. Our loyalty programs, free CRM tools, and educational resources further enhance our partners' ability to grow their businesses. Backed by a 24/7 support team and a streamlined loan process, we ensure our partners stay ahead of the competition. With over 8,500 partnering brokerage companies and a track record of closing loans within days, A&D Mortgage is a trusted partner in the mortgage industry.
Services
Non-QM Loans
Conventional Loans
VA Loans
FHA Loans
DSCR Loans
Highlights and features
- We offer 20 years of expertise in mortgage lending and Non-QM solutions.
- Our flexible underwriting helps borrowers with unique financial situations secure financing.
- We guarantee fast turnaround times, often closing loans within days.
- Our award-winning technology streamlines loan processing and enhances partner efficiency.
- We provide 24/7 partner support and personalized assistance from experienced account executives.
What people say
Fast turnaround times
Responsive support team
Efficient loan processing
Expertise in complex scenarios
Flexible underwriting solutions
Services
Non-QM Loans
Non-QM Loans cater to borrowers with unique financial profiles, including self-employed individuals and those with bank statements or ITINs. These loans offer flexible underwriting standards, allowing for higher debt-to-income ratios and alternative income verification methods. With A&D Mortgage, partners can access competitive rates and fast approvals for clients who may not qualify for traditional mortgages.
Conventional Loans
Conventional Loans provide affordable financing options with standard requirements for borrowers seeking purchase or refinance solutions. A&D Mortgage offers Fannie Mae and Freddie Mac-compliant products with low down payments, competitive interest rates, and streamlined processes. These loans are ideal for borrowers with strong credit histories and stable incomes.
VA Loans
VA Loans are designed for veterans, active-duty service members, and eligible surviving spouses, offering 100% financing with no down payment required. A&D Mortgage provides VA Standard and IRRRL options with simplified documentation and favorable terms. These loans ensure eligible borrowers can achieve homeownership with minimal financial barriers.
FHA Loans
FHA Loans help first-time homebuyers and those with limited down payment capabilities secure financing with lower credit score requirements. A&D Mortgage offers FHA Standard products with down payments as low as 3.5% and flexible qualifying criteria. These loans are insured by the Federal Housing Administration, reducing risk for lenders and borrowers alike.
DSCR Loans
DSCR Loans evaluate a property's income potential rather than the borrower's personal income, making them ideal for real estate investors. A&D Mortgage provides DSCR financing with fast turn times and competitive loan-to-value ratios. These loans allow investors to qualify based on rental income projections, simplifying the approval process for investment properties.
Questions
What types of mortgage loans does AD Mortgage offer?
AD Mortgage offers Non-QM, Conventional, VA, FHA, DSCR, and Jumbo loans tailored to meet diverse borrower needs.
How quickly can AD Mortgage process a loan?
We provide industry-leading turn times, with many loans approved within a day and closed within 7-30 days depending on complexity.
Do you support first-time homebuyers?
Yes, we offer VA, FHA, and Conventional loans with low down payments to help first-time buyers achieve homeownership.
What underwriting flexibility do you provide?
Our flexible underwriting accommodates unique financial situations, including bank statements, ITINs, and non-traditional income sources.
How can partners access support?
Our dedicated support team is available Monday-Friday from 8 AM to 9 PM EST via phone or email.
Are your loan programs available nationwide?
Yes, we operate in 48 states and provide lending solutions for brokers and borrowers across the country.
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