Business Details
7 Years
experience
Your Trusted Mortgage Partner in Miami, FL
At Bravo Mortgage, we are dedicated to simplifying the path to homeownership through personalized, transparent mortgage solutions. Since 2019, our Miami-based team has prioritized client needs, offering tailored loan options for first-time buyers, investors, and commercial clients. Our expertise spans FHA, VA, USDA, conventional, and Non-QM loans, supported by partnerships with top lenders and a commitment to ethical practices.We combine industry knowledge with a customer-first approach to deliver competitive rates, fast approvals, and lifelong relationships built on trust. Our mission is to empower clients with the tools and guidance needed for sound mortgage decisions, while our vision drives us to innovate and expand services for Floridians and beyond.
Services
Home Purchase
Mortgage Refinancing
Specialized Mortgages
Commercial Mortgages
DSCR Loans
Non-QM Mortgages
Jumbo Loans
Construction Loans
Details
- Year established: 2019
Highlights and features
- We offer tailored mortgage solutions for first-time buyers, investors, and commercial clients.
- Our team has over 5 years of combined experience in the mortgage industry.
- We provide access to competitive rates through partnerships with top lenders.
- We specialize in FHA, VA, USDA, and Non-QM loan programs.
- Our client-first approach ensures personalized support from application to closing.
Associations and certifications
- NMLS
What people say
Most caring and genuine people
Extremely trustworthy
Great to work with
Supportive every step
Best mortgage team
Services
Mortgage Refinancing
Our mortgage refinancing services help clients reduce rates, adjust loan terms, or access equity. We specialize in conventional, FHA, and VA loan refinancing, offering personalized guidance to meet financial goals. With streamlined processes and competitive rates, we simplify refinancing for homeowners across Florida.
Commercial Mortgages
Bravo Mortgage provides tailored commercial mortgage solutions for investors and businesses. We offer competitive rates, fast approvals, and expert guidance on acquisition, refinancing, or development projects. Our services cover multifamily, industrial, and retail properties, ensuring flexible financing options for diverse investment needs.
Non-QM Mortgages
Non-QM mortgages cater to self-employed borrowers or those with unique financial profiles. We offer flexible underwriting guidelines, allowing qualification based on asset reserves or bank statements. These loans provide access to competitive rates for clients who may not meet conventional lending criteria.
DSCR Loans
DSCR loans enable real estate investors to qualify based on property income potential rather than personal income. We streamline this process with fast approvals and competitive terms, ideal for investors seeking efficient financing for rental or investment properties without traditional income verification.
Construction Loans
Our construction loans support residential and commercial development projects. We offer one-time closing options and tailored financing for land acquisition, new builds, or renovations. With dedicated support throughout the construction phase, we ensure timely funding and seamless transitions to permanent financing.
People
Angel L. Mendez
Founder President & CEO
Angel L. Mendez founded Bravo Mortgage in 2019, bringing over 15 years of mortgage industry experience. He specializes in guiding first-time homebuyers and investors through complex financing options, prioritizing transparency and client satisfaction.
Lovelie Metellus
Loan Officer
Lovelie Metellus is a licensed loan officer with expertise in FHA, VA, and USDA loan programs. She focuses on personalized service, ensuring clients understand their mortgage options while navigating the process with confidence and clarity.
Daniel Castillo
Mortgage Loan Originator
Daniel Castillo specializes in conventional and investment property financing. With a background in real estate brokerage, he provides tailored solutions for clients seeking competitive rates and efficient loan approvals for residential and commercial needs.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA, VA, and USDA loans with low down payments for first-time buyers. Our team guides you through each option to find the best fit for your financial situation.
Can self-employed individuals qualify for mortgages?
Yes! Our Non-QM loans allow self-employed borrowers to qualify using bank statements or asset reserves instead of traditional income verification, with competitive rates and flexible terms.
How do DSCR loans benefit real estate investors?
DSCR loans let investors qualify based on rental income potential, not personal income. This streamlines financing for investment properties with faster approvals and no tax return requirements.
What commercial mortgage solutions do you offer?
We provide financing for multifamily, retail, and industrial properties, including conventional, SBA, and CMBS loans. Our team offers competitive rates and tailored terms for acquisition or refinancing.
Is construction financing available for new builds?
Yes, we offer one-time closing construction loans for residential and commercial projects. This simplifies the process from building to permanent financing with a single closing.
