Business Details
11 Years
experience
Your Trusted Mortgage Broker in Delray Beach, FL
At HP Mortgage, we treat our clients like family, prioritizing fairness, honesty, and respect in every interaction. Founded in 2015 by Kevin Danowitz, our company builds on over two decades of industry experience, offering tailored mortgage solutions for diverse financial situations. We specialize in serving self-employed borrowers, real estate investors, and clients seeking government-backed or reverse mortgages, ensuring accessibility without compromising ethical standards.Our commitment to transparency eliminates teaser rates and hidden fees, while our expertise in non-traditional loan products addresses gaps left by conventional lenders. With licenses across five states and exponential growth since inception, we combine personalized service with a deep understanding of evolving market dynamics to deliver reliable, client-centric outcomes.
Services
Self-Employed Borrowers
Real Estate Investor Loans
Government Mortgages
Reverse Mortgages
Details
- Year established: 2015
Highlights and features
- We treat clients like family with personalized service.
- Decades of experience in mortgage lending and non-traditional loans.
- Ethical standards with no hidden fees or teaser rates.
- Specialized programs for self-employed and real estate investor clients.
- Licensed in five states with a proven track record of growth.
Associations and certifications
- California Department of Business Oversight
- Florida Office of Financial Regulation
- New Jersey Department of Banking and Insurance
- Pennsylvania Department of Banking and Securities
- South Carolina Board of Financial Institutions
- NMLS# 1456273
What people say
Dream come true
Worked his magic
Treats clients like family
Exponential growth
Ethical standards
Services
Self-Employed Borrowers
We provide mortgage solutions for self-employed individuals without requiring traditional tax returns. Our non-QM loans accommodate diverse income documentation, ensuring accessibility for entrepreneurs and small business owners. This service addresses gaps in conventional lending by prioritizing financial stability over rigid documentation standards.
Real Estate Investor Loans
Tailored mortgage products for real estate investors seeking to qualify without income documentation. These loans support portfolio growth through flexible underwriting, enabling investors to leverage property equity and rental income potential without traditional employment verification.
Government Mortgages
We offer FHA, VA, USDA, and conventional loans with competitive rates and reduced down payment requirements. These programs cater to first-time homebuyers, veterans, and rural property purchasers, combining federal backing with personalized guidance to simplify the mortgage process.
Reverse Mortgages
Reverse mortgages allow homeowners aged 62+ to convert equity into tax-free funds without monthly payments. This service supports retirement needs by providing lump sums, lines of credit, or steady income streams while maintaining home ownership.
People
Kevin Danowitz
CEO and Founder
Kevin Danowitz founded HP Mortgage in 2015 after 12 years as a top-producing loan officer at major banks. His expertise in non-traditional mortgage products stems from firsthand experience addressing gaps in conventional lending practices.
Questions
What mortgage loan types do you offer?
We offer self-employed, real estate investor, government-backed (FHA, VA, USDA), and reverse mortgages with flexible qualification criteria.
How do you assist self-employed borrowers?
We provide alt-doc mortgages requiring no tax returns, using alternative income verification methods tailored to entrepreneurs and business owners.
Are you licensed in my state?
We are licensed in California, Florida, New Jersey, Pennsylvania, and South Carolina, serving clients nationwide.
What is a reverse mortgage?
A reverse mortgage converts home equity into funds with no monthly payments, ideal for retirees seeking financial flexibility.
