Business Details
50+ Years
experience
Trusted Commercial Mortgage Brokers in Florida
Established in 1957, Florida Bond & Mortgage has built a legacy as a trusted leader in commercial mortgage banking and real estate advisory services. Our firm's history reflects a commitment to independence and client-focused solutions, demonstrated when key managers formed South Florida Bond & Mortgage in 1968 to maintain their institutional lender relationships. Over decades of growth, including westward expansion in 1991 and reversion to our original name, we've maintained a steadfast dedication to excellence. Today, we service over $500 million in commercial real estate loans nationwide, working with major financial institutions and private investors. Our team combines deep industry expertise with personalized service, handling projects ranging from $1 million to $100 million.We specialize in structuring innovative financing solutions for diverse property types, including industrial, retail, and multifamily developments. Our underwriting process emphasizes thorough property analysis and strategic presentation to ensure optimal outcomes for both borrowers and lenders. With offices in Fort Lauderdale, Tampa Bay, and Naples, we maintain strong regional roots while serving national markets. Our professionals bring decades of combined experience in mortgage finance, commercial banking, and real estate investment. Looking ahead, we continue to expand our capabilities while upholding the core values that have defined our success since 1957.
Services
Commercial Mortgage Loans
Real Estate Advisory
Loan Structuring
Construction Financing
Bridge Loans
Mezzanine Financing
Property Renovation Loans
Long-Term Fixed Loans
Details
- Year established: 1957
Highlights and features
- We service over $500 million in commercial real estate loans nationwide
- Our team structures financing solutions for projects ranging from $1M to $100M
- We offer access to short and long-term funding with terms from 1-30 years
- Our underwriters provide detailed property analysis for optimal lending decisions
- We maintain relationships with major institutional lenders including life insurance companies and Wall Street firms
Services
Commercial Mortgage Loans
We provide comprehensive commercial mortgage solutions for developers and investors nationwide. Our team structures financing for properties ranging from $1 million to $100 million, working with institutional lenders to secure favorable terms. Our expertise covers diverse property types including industrial facilities, office buildings, and multifamily housing.
Real Estate Advisory
Our advisory services help clients navigate commercial real estate transactions. We offer market analysis, property valuation, and investment strategy guidance. Our team prepares detailed property presentations that address essential details lenders need for sound decision-making.
Construction Financing
We specialize in construction financing solutions for new development projects. Our services include securing short-term funding with flexible terms, coordinating with lenders to ensure project viability, and structuring exit strategies for successful project completion and long-term financing.
Bridge Loans
Our bridge loan programs provide temporary financing solutions for time-sensitive real estate opportunities. These loans offer quick approval and flexible terms to bridge gaps between property acquisition and permanent financing, with options for various commercial property types.
Mezzanine Financing
We offer mezzanine financing options that combine debt and equity for commercial real estate projects. This subordinate financing solution provides additional capital while maintaining first-lien priority, ideal for developers seeking to leverage existing equity in their properties.
People
David Ramsey
President
With over 40 years in mortgage banking, David Ramsey leads Florida Bond & Mortgage's strategic direction. He holds an MBA in Finance and Real Estate from the University of Florida and actively participates in local business and community organizations.
Bruce Quailey
Senior Vice President
Bruce Quailey brings nearly 50 years of mortgage banking experience to FBM. He previously served as President of the Mortgage Bankers Association of Broward County and maintains active roles in multiple real estate industry organizations.
Ryan Cockman
Vice President
Ryan Cockman has over 20 years of commercial mortgage experience. He specializes in structuring complex financing solutions and maintains strong relationships with institutional lenders across the southeastern United States.
Don Hannon
Vice President
Don Hannon contributes 15 years of banking experience to FBM's team. His expertise in financial analysis and risk assessment strengthens our ability to deliver tailored mortgage solutions for commercial real estate investors.
David Ramsey Jr.
Loan Officer
David Ramsey Jr. combines financial auditing experience with commercial mortgage expertise. He actively participates in major real estate organizations and specializes in connecting local investors with national lending resources.
Questions
What types of commercial properties do you finance?
We finance a wide range of commercial properties including industrial facilities, office buildings, shopping centers, multifamily housing, hotels, and special-use properties across the United States.
What loan amounts do you handle?
Our team structures financing solutions for projects ranging from $1 million to $100 million, working with institutional lenders to accommodate various project sizes and complexities.
Do you offer construction financing options?
Yes, we provide construction loans for new development projects with flexible terms and structured exit strategies to ensure successful project completion.
How do you help borrowers secure financing?
We analyze each property's potential, prepare comprehensive presentations, and connect borrowers with our network of institutional lenders to secure optimal financing terms.
What areas do you serve?
While headquartered in Florida with offices in Fort Lauderdale, Tampa Bay, and Naples, we provide commercial mortgage services nationwide through our institutional lender network.
