Business Details
25 Years
experience
Trusted Reverse Mortgage Partner in Santa Rosa, CA
Alliance Reverse was founded in 2001 as a traditional mortgage brokerage before transitioning exclusively to reverse mortgages in 2006. Our partnership with Redwood Credit Union in 2007 established us as a trusted provider for credit unions and their members. We specialize in reverse mortgage solutions tailored to seniors' financial needs, prioritizing exceptional service through commitment, accountability, and consistency.Our mission focuses on helping retirees achieve financial stability while supporting community initiatives through active participation in credit union networks. As NRMLA members, we maintain industry-leading standards while delivering competitive rates and personalized guidance to maximize client benefits.
Services
Reverse Mortgage
HECM Refinance
HECM for Purchase
Proprietary Reverse Mortgage
Jumbo Reverse Mortgage
Details
- Year established: 2001
Highlights and features
- Specialized exclusively in reverse mortgages since 2006
- Partnered with California credit unions for member-focused solutions
- Maintain industry-leading service standards through core values
- Offer competitive rates and transparent pricing structures
- Active community involvement through credit union networks
Associations and certifications
- National Reverse Mortgage Lenders Association (NRMLA)
Services
Reverse Mortgage
Reverse mortgage solutions allow seniors to convert home equity into tax-free cash while maintaining ownership. Our programs help cover medical expenses, home improvements, or retirement costs. We offer personalized consultations to determine eligibility and optimal payout structures.
HECM Refinance
HECM refinancing options help homeowners access additional equity or reduce interest rates. Our specialists analyze current loan terms to determine refinancing benefits. This service provides financial flexibility while preserving reverse mortgage protections.
HECM for Purchase
HECM for Purchase enables seniors to buy a new primary residence using reverse mortgage funds. We guide clients through property selection and financing requirements. This service combines home purchase with retirement income planning.
Proprietary Reverse Mortgage
Proprietary reverse mortgages offer higher loan amounts for high-value properties. Our customized solutions address unique financial situations beyond standard HECM limits. We provide detailed comparisons between proprietary and government-backed options.
Jumbo Reverse Mortgage
Jumbo reverse mortgages serve properties exceeding conventional loan limits. Our experts structure financing for premium real estate while maintaining reverse mortgage benefits. This service caters to clients with significant home equity needs.
Questions
What is a reverse mortgage?
A reverse mortgage converts home equity into tax-free cash for seniors aged 62+, allowing continued homeownership while accessing funds.
How do I qualify for a reverse mortgage?
Qualification requires being 62+, owning a primary residence, and meeting financial assessment criteria for loan obligations.
Does a reverse mortgage affect homeownership?
Homeowners retain title and property rights while receiving funds, with no monthly mortgage payments required.
What payment options are available?
Choose lump sum, monthly payments, line of credit, or combination options tailored to financial needs.
How long does the reverse mortgage process take?
The process typically takes 30-45 days, including counseling, appraisal, and underwriting stages.
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