Business Details
14 Years
experience
Your Trusted Mortgage Broker in Rancho Cucamonga
The Mortgage Phoenix Group has been dedicated to transforming the mortgage industry since 2012 with our innovative Mortgage Planning Approach. Partnered with Statewide Funding Inc, we are one of the largest and best-rated home loan lenders in America, focusing on setting families up for long-term financial prosperity. Our mission is to support families' financial futures by providing genuine care and certified mortgage planning guidance. We believe expert mortgage planning promotes long-term financial stability, ensuring clients make informed decisions that lead to success.With over 27 years of experience, we have funded 5,000+ loans and maintain 100% customer satisfaction. Our team of diverse, passionate professionals is committed to turning homeownership dreams into reality through education, clarity, and trust. We empower everyday people with proper home-buying knowledge and donate 3% from every transaction to build homes for women and children in Ensenada, Mexico.
Services
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Non-QM Financing
First-Time Buyer Programs
Down Payment Assistance
Investor Financing
Mortgage Refinancing
Details
- Year established: 2012
Highlights and features
- We offer 27+ years of combined mortgage industry experience.
- Our personalized 4-step process ensures tailored mortgage solutions.
- We provide 24-hour pre-approvals for timely home purchases.
- Our 100% customer satisfaction rate reflects our commitment to excellence.
- We donate 3% of profits to support housing initiatives in Ensenada, Mexico.
What people say
Fantastic customer service
Professional and easy to work with
Smooth and stress-free experience
Answered all questions promptly
Closed in 3 weeks
Services
FHA Home Loan
FHA Home Loans require minimal down payments and offer flexible credit requirements for first-time homebuyers. Our certified planners guide clients through the entire process, ensuring access to down payment assistance programs and competitive rates. This government-backed loan option helps families achieve homeownership with as little as 3.5% down payment while maintaining affordable monthly payments.
VA Home Loan
VA Home Loans provide exclusive benefits for veterans, active-duty personnel, and eligible spouses. Our specialized team helps clients maximize their VA entitlement with zero down payment options and no private mortgage insurance requirements. We streamline the verification process and offer tailored guidance to ensure military families receive the full benefits of this program.
Jumbo Home Loan
Jumbo Home Loans cater to high-value property purchases exceeding conventional loan limits. Our planners help clients navigate stricter underwriting standards while maintaining competitive rates for luxury homes. We offer flexible terms and personalized solutions for clients seeking financing beyond standard conforming loan amounts in California's premium real estate markets.
Conventional Home Loan
Conventional Home Loans suit borrowers with strong credit histories and stable income. Our planners help clients choose between fixed-rate and adjustable-rate mortgages with flexible down payment options starting at 5%. We provide clear guidance on private mortgage insurance requirements and help optimize loan terms for long-term financial stability.
Reverse Mortgage
Reverse Mortgages allow homeowners aged 62+ to convert home equity into tax-free income. Our certified specialists explain all options while ensuring clients understand the impact on estate planning. We help retirees eliminate monthly payments while maintaining ownership and providing financial security during their retirement years.
People
Aris Avalos
Mortgage Planning Expert
Certified mortgage planner with extensive experience guiding first-time buyers through the home loan process. Known for exceptional client communication and personalized service throughout the transaction.
Bobbie Velasco
Mortgage Planner
Passionate mortgage professional specializing in helping families build generational wealth through homeownership. Recognized for expertise in first-time buyer programs and down payment assistance solutions.
Connor Butler
Mortgage Planner
Community-focused mortgage planner known for exceptional client support and volunteer work. Provides clear guidance on loan options while maintaining strong relationships with real estate professionals.
Daniel Pulido
Mortgage Professional
Dedicated mortgage specialist with reputation for integrity and client-focused service. Helps clients navigate complex loan programs while ensuring transparent communication throughout the process.
Francisco Jara
Branch Manager
Experienced mortgage planner managing branch operations with hundreds of five-star reviews. Leads team in delivering exceptional service while maintaining expertise in various loan programs.
Questions
What mortgage loan programs do you offer?
We offer FHA, VA, Jumbo, Conventional, Reverse Mortgage, and Non-QM loans for first-time buyers, investors, and unique income situations.
How does your mortgage process work?
Our 4-step process includes application, personalized planning, pre-approval, and seamless closing with continuous guidance from our certified planners.
Do you offer first-time homebuyer programs?
Yes, we specialize in first-time homebuyer programs with down payment assistance options across all California counties we serve.
Are you licensed to operate in California?
We hold NMLS #1054401 and DRE #01939849, with loan officers licensed across California to serve Los Angeles through San Diego counties.
What makes you different from other lenders?
Our certified mortgage planners focus on long-term financial prosperity, combining 27+ years of experience with 3% community reinvestment from every transaction.
